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2024

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Best Pet Insurance Companies in San Francisco

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Francisco Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

15214Reviewed

9130Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
163 School St, Daly City, CA 94014
  • Policy Bundle Discount

Why choose this provider?

Manuel Reburiano is a local insurance agent at Allstate who serves both business owners and individuals in and around the San Francisco metro. He provides a variety of insurance products, such as pet, life, boat, auto, business, and renters' insurance. He is also involved in civic services, including Daly City Mission Merchants and Daly City Colma Chamber of Commerce. Allstate Corporation's pet health insurance covers medications, lab work and diagnostic tests, including MRIs and X-rays, surgery, alternative therapies, treatments for illness, and genetic and breed-specific conditions.

License Verified:

License: 0647698

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
399 Cortland Avenue, San Francisco, CA 94110
  • Multiple Policy Types

Why choose this provider?

Joshin Bruguera is a State Farm insurance agent who serves clients in San Francisco and the surrounding communities. Bruguera offers a wide variety of insurance products for both personal and commercial lines, including pet medical insurance. He and his team provide pet owners with different coverage options from Trupanion, a third-party pet insurance carrier. These coverages include illnesses, injuries, breed-specific conditions, treatments and procedures, and medications. Bruguera has been working for the insurance and financial services industry for over 12 years.

License Verified:

License: 0K13175

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (27)
Google
4.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
122 Warbler Lane, Brisbane, CA 94005
  • Policy Bundle Discount

Why choose this provider?

For the past 65 years, Verreos Insurance Agency has been helping residents in San Francisco protect their assets. Its agents help clients select the insurance policy suited for their needs, whether it is for personal or business needs. Its line of insurance products includes landlord, homeowners', auto, business, and pet insurance. Verreos Insurance Agency supports a variety of charities and national organizations, such as Shriners Hospitals, St. Joseph's Indian School, and The Blind Vietnamese Children Foundation.

License Verified:

License: 0585599

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4201 California St, San Francisco, CA 94118
  • Multiple Policy Types

Why choose this provider?

Ed Hidalgo owns a State Farm agency that caters to the risk management needs of clients in the San Francisco metro. He and his team of agents offer various insurance products, such as Trupanion plans for cats and dogs. They assess the breed-specific conditions, injuries, and medications of policy buyers' pets to create suitable plans for them. They also craft insurance policies for homes, cars, and businesses. Hidalgo's agency has Spanish-speaking staff members.

License Verified:

License: 0H03152

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3361 20th Street, San Francisco, CA 94110
  • Multiple Policy Types

Why choose this provider?

Ben Carr is State Farm Insurance Agent serving the San Francisco Bay Area. He provides insurance that pet owners can use in the event of their fur babies' emergency treatment needs for illnesses and injuries. His office fosters inclusion and diversity, allowing him and his team to understand the unique cultures and communities that affect the decision-making process of their clients. Carr has been an agent since 2019. Prior to his current role, he worked at State Farm's auto, fire, and catastrophe claims team for 15 years.

License Verified:

License: 6005993

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (70)
Facebook
5.0 / 5 (25)
Yelp
5.0 / 5 (24)

Website
3235 Balboa St, San Francisco, CA 94121
  • Multi-Pet Discount
  • Policy Bundle Discount

Why choose this provider?

Martha Navarrete is a Farmers Insurance agent who serves individuals and families in San Francisco and the surrounding areas. She offers pet insurance plans that protect clients from financial repercussions when their pets are involved in accidents, resulting in broken bones and lacerations, or fall ill due to cancer, allergies, and diabetes. Her policies also cover surgeries, physical rehabilitation, and prescription medicines. In addition, she writes insurance coverage for homeowners, renters, businesses, and automobile owners. Navarrete also provides services in Spanish.

License Verified:

License: 0E51605

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • Does pet insurance cover accident-related injuries for dogs and cats in San Francisco?

    Yes, pet owners in San Francisco can select a comprehensive or accident-only pet insurance policy to cover accident-related injuries for their dogs or cats. Accident-related injuries include broken bones, heatstroke, animal attacks, snake bites, car accident-related injuries, poisoning, and lacerations. Accident-only pet insurance typically covers diagnostics, x-rays, MRIs, medications, and surgeries.

  • What are insurance companies required to disclose to pet owners in San Francisco?

    According to California's pet insurance laws, insurance companies in San Francisco should disclose the identification of exclusions for pre-existing conditions, congenital anomalies, hereditary disorders, and chronic conditions. Pet insurers are also mandated to give a "free look" cancellation period of at least 30 days, during which a policyholder can cancel their insurance and get a refund.

  • Does pet insurance cover spaying and neutering in San Francisco?

    Although spaying and neutering are typically not covered under a standard or traditional pet insurance policy in San Francisco, you can purchase a wellness package or preventative care add-on that includes coverage for these advanced procedures. Spaying involves the removal of the uterus and ovaries of a female animal, while neutering refers to removing the testicles of a male animal.

  • Can pet insurance cover alternative medicine for pets in San Francisco?

    Pet insurance plans in San Francisco generally cover alternative medicine or care treatments for dogs and cats. The alternative care treatments available to pet owners are acupuncture, chiropractic therapy, massage, physical therapy, and hydrotherapy. Other treatments include red-light or cold laser therapy, homeopathy, and veterinary herbal therapy.

  • Can pet insurance cover hereditary and congenital conditions in pets in San Francisco?

    There are pet insurance plans in San Francisco that cover hereditary and congenital conditions in dogs and cats. However, they may be available only as an add-on cover. Conditions include cardiac conditions, hip and elbow dysplasia, eye disorders, arthritis, diabetes, congenital heart disease, and liver disease. Pet insurance coverage for hereditary and congenital conditions can typically include coverage for diagnostics, bloodwork, pain medications, and surgeries.

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