Expertise.com

2024

Last updated:

Best Financial Advisors in San Francisco

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Francisco Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

204Reviewed

130Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
445 Bush Street, San Francisco, CA 94108
  • Retirement Planning
  • Wealth Management
  • Tax Advisory

Why choose this provider?

Brighton Jones aims to meet clients in and around San Francisco at the intersection of life and wealth. Its personal CFO team develops a deep understanding of the client's future goals and current lifestyle, then builds and implements a personalized plan for them. The plan aligns each client's wealth with their values across the full spectrum of financial planning, including investments, taxes, executive compensation, retirement, estate planning, charitable giving, and private investments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Schedule Your Free Consultation

SmartAdvisor by SmartAsset logoFEATUREDExpertise.com

SmartAdvisor by SmartAsset

San Francisco, CA
  • Estate Planning
  • Investment Management
  • Financial Planning
  • Retirement Planning

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Price: Free Consultation

Website
315 Montgomery Street, San Francisco, CA 94104
  • Estate Planning
  • Retirement Planning

Why choose this provider?

Marin Wealth Advisors LLC is a wealth management company that serves clients in San Francisco. It provides a wide range of services that include financial planning, retirement planning, stock compensation, and investment management. The firm also uses modern financial planning software and interactive tools to develop customized financial planning services that suit clients' financial needs and goals. Principal and founder, Robert Hunter, has more than 30 years of experience in handling investment accounts for individuals, families, non-profit organizations, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
101 Montgomery Street Suite 600, San Francisco, CA 94104
  • Estate Planning
  • Certified Financial Planner (CFP)
  • Estate and Trust Specialist
  • Insurance Products
  • Finance Planning

Why choose this provider?

Blomberg & Tolson Financial Planning and Insurance Services offers its services to clients in San Francisco and its nearby metros. Founded in 1992, the company provides business, personal, and corporate insurance, as well as financial strategies for a broad range of clients. Some of its services include retirement planning, life insurance, disability income insurance, estate and wealth preservation, long-term care, and college education plans. The company's finance professional, Sarah Tolson Kim, is a Certified Financial Planner who has served on the Board of Directors for the Financial Women’s Association of San Francisco.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
San Francisco, CA 94104

Why choose this provider?

Morling Financial Advisors is a wealth management consulting firm in San Francisco. The company has been part of the community since 1999, and it serves individuals, families, and businesses throughout the Bay Area. Morling Financial Advisors offers a free mobile app that enables clients to check on their investments anytime, from anywhere.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Oakland, CA 94610

Why choose this provider?

Curtis Financial Planning is a fee-only wealth management consultancy firm in Oakland that caters to “savvy women and their families.” The company delivers excellent services with integrity, transparency, and respect for privacy, and the owner is a Certified Financial Planner and a member of the National Association of Personal Financial Advisors. Curtis Financial Planning offers a no-obligation introductory meeting, and it gives away copies of the eGuide, The Happiness Spreadsheet through its website.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Website
San Francisco, CA
  • Financial Planning
  • Certified Financial Planner (CFP)
  • Wealth Management
  • Retirement Planning

Why choose this provider?

Altum Wealth Advisors is an investment advisory firm serving San Francisco clients. It assists individuals in various areas, including wealth management, retirement planning, sustainable investing, and asset management. A second opinion service is also available, which includes a portfolio review. The firm's managing director, Steve Cliadakis, is a Certified Financial Planner who has been establishing and managing companies for more than 20 years. He relates to business owners and entrepreneurs about financial goals as he co-founds various technology companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2010 Crow Canyon Place, San Ramon, CA 94583
  • Insurance Products

Why choose this provider?

Gateway Financial Advisors, Inc., provides services to clients in San Francisco. It specializes in short-term and long-term financial planning to help business owners, parents, and individuals secure their income and protect their future. It also offers portfolio analysis, asset management, and Quality Life Plan™ services. The company has been operating for over 20 years and is also available for investments, employee benefits, and insurance plans. Its CEO, Shane Westhoelter, has been in the industry since 1988.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
90 New Montgomery Street, San Francisco, CA 94105
  • Certified Financial Planner (CFP)

Why choose this provider?

KB Financial Advisors has been serving tech industry professionals in San Francisco and the surrounding metros since 2002. Its financial advisors help clients with comprehensive wealth management services, financial planning for young professionals, and IPO planning. It also offers stock option analysis service and stock option strategies for tax return preparation and updates on strategic plans. In 2015, KB Financial Advisors merged with Cumberland Wealth Planners, expanding the company to have an office in Nashville, Tennessee. Company principal Jackie Kleinman is a Certified Financial Planner.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail

Website
201 Spear Street Suite 1100, San Francisco, CA 94105
  • Finance Planning

Why choose this provider?

Berkeley Investment Advisors serves clients in Daly City. It provides financial advice to individuals on areas like risk management. The company counsels investors through the process of allocating capital for commercial real estate. It incorporates various factors, including risk tolerance and returns goals, to create customized portfolios for clients. The company has been operating for over 15 years, and its chief investment officer, Ray Meadows, served as a quantitative analyst for the New York-based investment bank Salomon Smith Barney.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 Daniel Burnham Court, San Francisco, CA 94109
  • Certified Financial Planner (CFP)

Why choose this provider?

Twin Peaks Wealth Advisors is a financial and wealth management company that serves clients in San Francisco. It offers a broad range of financial planning services, including wealth management, pre-exit and post-exit planning, tax planning, and investment. A team of financial advisors supervises the company and provides clients with advice and strategies in investment planning and cash management to help them reach their financial goals. Twin Peaks Wealth Advisors also offers insurance and estate planning assistance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3685 Mount Diablo Boulevard, Lafayette, CA 94549
  • Certified Financial Planner (CFP)

Why choose this provider?

HC Financial Advisors is an independent retirement planning and wealth management consulting firm that serves San Francisco and the surrounding areas. Since its establishment in 1986, the company has been providing financial guidance to individuals, families, and businesses in the metro. The company provides financial planning and investment management services, helping clients prepare financially for the various transitions and stages in their life. HC Financial Advisors is a member of the National Association of Personal Financial Advisors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
250 Lafayette Circle, Lafayette, CA 94549
  • Tax Planning

Why choose this provider?

EP Wealth Advisors is a registered investment advisory firm that serves individuals, families, and businesses in San Francisco and the nearby areas. The firm provides a variety of services, including customized investment advice, integrated tax preparation, estate planning, and financial health assessment that helps clients meet their financial goals. It also offers planning services to prepare for charitable giving, life transitions, divorces, or starting their own businesses. EP Wealth Advisors has been featured in several media platforms, such as Forbes, Financial Times, CNBC, and MarketWatch.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4171 24th Street, San Francisco, CA 94114
  • Retirement Planning

Why choose this provider?

RHS Financial is a wealth management firm that has been operating in San Francisco for a decade. Bringing over 28 years of experience in the financial sector, it offers various services, including financial planning, investing, and wealth planning for tech professionals. Their clients come to them for help with equity compensation, highly appreciated and concentrated investments, and real estate investing. RHS Financial employees hold the Certified Financial Planner, Chartered Financial Analyst, and the Certified Private Wealth Advisor designations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
San Francisco, CA
  • Certified Financial Planner (CFP)

Why choose this provider?

TAN Wealth Management offers comprehensive financial advice to individuals and families in San Francisco, assisting them in achieving their objectives. Its services include financial planning, asset management, and risk management. The firm's team collaborates closely with clients, learning about their specific financial goals, assessing their current financial situation, and developing strategies to meet their needs and priorities. Tan Phan, the CEO and Certified Financial Planner, can also accommodate in-person or webinar presentations that provide attendees with actionable personal finance steps.

License Verified:

License: 297062

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
315 Montgomery Street, San Francisco, CA 94104
  • Certified Financial Planner (CFP)

Why choose this provider?

Rapport Financial is an investment advisor that specializes in financial planning for technology professionals and physicians in San Francisco. Its financial planning services include the construction of personalized financial plans, discretionary investment management, and phone and email access to a certified financial planner. It also employs a holistic approach to customer relationships and wealth management to help clients meet their investment goals. Founder Aaron L. Hattenbach has more than 10 years of industry experience and has managed over $500 million in client assets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
580 California Street Suite 1900, San Francisco, CA 94104
  • Certified Financial Planner (CFP)

Why choose this provider?

Osborne Partners Capital Management, LLC, is a privately held wealth management and financial advisory firm serving families and institutions in San Francisco. It provides investment management services handled by an in-house team of CFA® charterholders, who use securities that are managed over seven asset classes to reduce fees and add tax efficiency. On the financial planning side, a Certified Financial Planner™ with at least 10 years of experience work with clients in creating and managing customized financial plans. Osborne Partners was established in 1937.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
766 Valencia Street, San Francisco, CA 94110
  • Certified Financial Planner (CFP)

Why choose this provider?

One Wealth Advisors provides tailored financial solutions to the residents of San Francisco. Its professionals guide clients on the technical details of their financial life plans and help them achieve both long- and short-term life goals through various techniques, including portfolio management, asset allocation, and concentrated stock strategies. Their services also cover retirement planning, cash flow analysis, insurance, and estate planning. David Steele, the company founder and managing partner, has nearly 30 years of entrepreneurial and finance experience.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
460 Lassen St, Los Altos, CA 94022

Why choose this provider?

Founded in Palo Alto, Bay Street is a black-owned, local business that has a team of financial advisors, wealth managers, and financial planners that has been serving individuals and families in San Francisco for 14 years. The company is focused on keeping the total risk and volatility of its clients' investments rather than maximizing returns. One of Investopedia's "Top 100 Financial Advisors for 2021," Bay Street Capital Holdings is an accredited investment fiduciary with a team of CFA®, CFP®, AIF®, and AAMS® designation holders.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • How can holistic financial planning be beneficial for individuals and families in San Francisco?

    Holistic planning stresses the importance of taking into account all financial aspects prior to creating an action plan to achieve financial objectives. Financial aspects of individuals and families in San Francisco may include management of cash flow, investing, planning for retirement, and saving for education. Income taxes, estate planning, and risk management may also need to be considered.

  • What are the risks of crypto investments in San Francisco?

    Crypto investments are unreliable, highly volatile, and difficult to convert to cash. Because transactions are conducted online, crypto trading platforms are vulnerable to security hacks. There are also cases wherein the companies holding crypto investments went bankrupt. Crypto assets are not covered by protection from the Securities Investor Protection Corporation (SIPC) unlike many types of investments. These are also not insured by the Federal Deposit Insurance Corporation (FDIC). Lastly, investing in crypto in San Francisco and throughout the country is ripe for fraud.

  • When planning for business succession in San Francisco, what are some possible drawbacks?

    Family dynamics is usually one of the possible drawbacks when planning for business succession in San Francisco, especially in family-owned enterprises. This is most apparent if each family member has different goals or visions for the business. If a capable heir in the family cannot be found, plans for business continuity may encounter setbacks. The tax liabilities involved in transferring business ownership among family members can present problems as well.

  • Are there government programs that provide free financial coaching services in San Francisco?

    Yes, the Smart Money Coaching program of San Francisco City's Office of Financial Empowerment provides free, individual, and confidential coaching services. Contact (877) 256-0073 or send an email to smcmanager@balancepro.org to schedule a meeting appointment with the financial coach in person. The schedule is Mondays to Fridays from 9:00 a.m. to 6:00 p.m., with limited availability on Saturdays.

  • Why would a boutique wealth management firm in San Francisco be suitable?

    The business model of boutique wealth management is recognized for personalized services and detailed attention to the client's needs. It has a lower ratio of client to advisor, giving each advisor more time and focus to understand each respective client's case. Boutique firms in San Francisco are also not under sales pressure to recommend products from affiliate or partner companies, so their advice can only be tailored to the client.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.