Expertise.com
2024

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Best Financial Advisors in Alameda

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Alameda Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

32

Reviewed

24

Curated

14

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3701 Sacramento Street #392, San Francisco, CA 94118
  • Certified Financial Planner (CFP)

Why choose this provider?

Benningfield Financial Advisors, LLC helps with the financial circumstances of individuals and families in Alameda. The advisors from this firm guide clients in planning their finances during milestones like changes in their career, starting a business, or getting a divorce. Its process begins with getting to know the client's goals and preferences followed by looking into insurance gaps, income taxes, and estate planning. Milo Benningfield founded the firm in 2003. He is a member of NAPFA and the FPA.

Website
21 Tamal Vista Blvd. #105, Corte Madera, CA 94925
  • Estate Planning
  • Certified Financial Planner (CFP)
  • Financial Planning

Why choose this provider?

Financial Connections is an advisory firm offering financial planning and investment services in Alameda. The firm helps clients establish financial goals and deal with issues involving college savings and retirement plans. As fiduciaries, its advisors provide customized portfolio solutions in investing and financial management services to non-traditional families. Financial Connections is a member of the National Association of Personal Financial Advisors. It has been featured in media publications such as the San Francisco Business Times and Berkeleyside News.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (51)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1151 Harbor Bay Parkway, Suite 135, Alameda, CA 94502
  • Finance Planning

Why choose this provider?

Rubicon Financial Partners is a financial advisory firm offering its services to Alameda. The firm comprises trained professionals who assist with corporate benefits, wealth management, and financial planning needs. Under its wealth accumulation service, it offers portfolio design and analysis, investment management consulting, and college, emergency, and retirement savings strategies. It also provides guidance in tax-sensitive planning, risk management, estate planning strategies, and long-term care insurance under its wealth preservation service. The firm is an accredited investment fiduciary.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
1545 Verdi Street Suite #A, Alameda, CA 94501
  • Certified Financial Planner (CFP)

Why choose this provider?

Mansell Capital Management is an independent wealth advisory firm based in Alameda. Its founder, Timothy Mansell, is a Certified Financial Planner who has brought to the company his background in retirement planning, insurance planning, REITs, and investment management. He has in-depth experience in equity-based compensation and financial plan integration for corporate executives and their families. Mansell Capital Management also caters to clients' planning needs regarding IRA and 401K, employee stock options, and Section 529 college funds.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (12)

Website
2936 Domingo Avenue, Berkeley, CA 94705
  • Certified Financial Planner (CFP)

Why choose this provider?

Prime Wealth Management is an independent advisory firm that has been serving families and individuals since 2003 in the Alameda area. Its financial advisors help clients with financial planning, business retirement plans, and investment management. It designs retirement plans including SEP, 401(k), and 403(b) plans. It also reviews estate plans, risk management, and educational funding strategy. Rick Prime, the company's founder, is a Certified Financial Planner and was a former chief financial officer of technology companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1101 Marina Village Parkway Suite 201 Office #275, Alameda, CA 94501
  • Financial Planning

Why choose this provider?

Asti Financial Management, LLC, offers comprehensive personal financial planning services around Alameda. Clients are free to choose which area of current concern to cover, whether it involves budgeting and cash flow analysis, portfolio review, or tax projections. The company's advisors also provide life and disability insurance as well as estate and stock option planning. Certified Financial Planner and founder Julie Scates utilizes her 25 years of experience in financial and investment management to help clients realize their goals and dreams.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (16)
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1655 North Main Street, Suite 360, Walnut Creek, CA 94596
  • Certified Financial Planner (CFP)

Why choose this provider?

Gemmer Asset Management LLC is an employee-owned, independent financial management firm that partners with advisors and connects them with individual investors and businesses in Alameda. The financial advisors assist clients in creating an investment policy statement, determining their risk tolerance, and defining their financial goals and time horizon. Alongside investment strategies, the firm's services cover back-office support and personalized attention. Managing principal David L. Gemmer established the company in 1992. He has more than three decades of experience purchasing investments for his clients.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2413 Webb Avenue Suite B, Alameda, CA 94501
  • Investment Management
  • Financial Planning

Why choose this provider?

Defined Financial Planning is a wealth management firm that serves the residents of Alameda and the surrounding areas. It helps clients build their financial plans through a four-tier service approach, which includes core investment management, foundational financial planning, advanced financial planning, and special circumstances and life stages planning. Principal Samuel V. Gaeta has been working in the industry for almost a decade. He is a Certified Financial Planner. Defined Financial Planning has been featured in FOX, NBC News, and ABC News.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1517 Fountain Street, Alameda, CA 94501
  • Certified Financial Planner (CFP)

Why choose this provider?

Seasonal Strategy is a firm that helps Alameda clients in analyzing and managing their investment portfolios. The company guides individuals in matters like asset allocation, retirement projections, and investment taxation and expenses. It also updates the portfolios with all trades and provides clients with quarterly reports. Seasonal Strategy has been in the investment and trading industry for 39 years, through the efforts of Robert Gavrich. He is also the person who developed Wells Fargo's Wealth Management Presentation System.

Website
1159 Keith Avenue, Berkeley, CA 94708
  • Certified Financial Planner (CFP)

Why choose this provider?

Fruition Advisors serves clients in Alameda by counseling them about growing and protecting their wealth. It informs individuals about budgeting or managing their cash flow, saving and investing money, and organizing their finances in preparation for retirement. Its advisors also assist in tax planning, estate planning, education funding, and charitable giving, The company partners with Genner Asset Management LLC in delivering investment management solutions for a risk-managed allocation of assets. The Berkely-located firm was established in 2013 by the Certified Financial Planner, Alison Davies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
3685 Mt. Diablo Blvd., Suite 200, Lafayette, CA 94549
  • Certified Financial Planner (CFP)

Why choose this provider?

HC Financial Advisors provides risk management solutions to clients in Alameda and nearby areas. It helps individuals and retirees achieve their financial goals through its comprehensive financial planning services. The company handles cash flow and budgeting and educational and estate planning. Its financial advisors also offer Social Security optimization, retirement planning, and business succession services. In addition, they process insurance protection plans. Founded in 1985, HC Financial Advisors is affiliated with The National Association of Personal Financial Advisors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
44 Montgomery Street 3rd Floor, San Francisco, CA 94014

Why choose this provider?

Since 1975, PFM has been serving a wide range of clients in the Alameda metro, including charitable institutions, health care providers, and local and state governments. The firm provides financial advisory and consultation, alternative finance, and asset management services. Its financial consultants, asset managers, and financial advisors also handle specialized services, such as arbitrage rebate consulting and special district management. PFM values diversity and inclusion and employs people regardless of their age, sexual orientation, gender, or race.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
5438 Shafter Avenue, Oakland, CA 94618
  • Certified Financial Planner (CFP)
  • Insurance Products

Why choose this provider?

Balance Financial Planning is a firm that offers objective advice to individuals, families, and small businesses in Alameda. It assists clients in planning for retirement, college, and homeownership. Its advisors also help create comprehensive plans for taxes, cash flow projections, budgets, and stock options. Additionally, it offers investment services, such as portfolio review and advice for asset allocation, real estate, ETFs, and index funds. Balance Financial Planning is headed by Certified Financial Planner Cheryl Vesely, who has over fifteen years of experience in the finance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1080 Marina Village Parkway Suite 520, Alameda, CA 94501
  • Retirement Planning
  • Tax Planning

Why choose this provider?

Phocas Financial offers wealth management services to the residents of Alameda. Founded in 2005, the corporation provides customized financial, retirement, and education fund planning; and risk and asset management services. To complement its wealth management service, its financial professionals also work with the client's estate and tax advisors. CEO William F. K. Schaff is a Chartered Financial Analyst and a member of the Security Analysts of San Francisco. The corporation also manages mutual funds and investment accounts for institutions and investment advisors.

Frequently Asked Questions

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • How do financial advisors in Alameda get paid?

    Financial advisors in Alameda employ three main payment structures: fee-only, fee-based, and commission-based. In a fee-only arrangement, their income is derived directly from the fees charged to clients. A fee-based model involves earning both from direct client fees and additional income from the sale of particular financial products or outside activities. Lastly, in a commission-based model, advisors' income comes from commissions on sales of certain financial products like life insurance or mutual funds.

  • What is the dollar-cost averaging strategy and how can it benefit investors in Alameda?

    If you're an investor in Alameda, you might find dollar-cost averaging an effective strategy; this approach involves regularly investing a predetermined amount into a chosen investment, regardless of price. In a down market, this method can serve you well, enabling the purchase of more shares at lower prices. However, when markets rise, the outcome may be less advantageous due to higher share prices. Overall, this disciplined strategy could mitigate timing risks in fluctuating markets.

  • What's the best financial advice for someone in Alameda who suddenly receives a large inheritance?

    An individual from Alameda who has unexpectedly inherited significant wealth should promptly establish a thorough wealth management strategy involving multiple professionals. Notably, a Certified Financial Planner should be on this team, coordinating various financial components, like managing risk and handling taxes. Working hand in hand with an accountant will ensure that every tax planning detail is covered, establishing a thorough strategy to protect and grow this unexpected wealth.

  • What should individuals in Alameda understand about aggressive growth funds before investing?

    Individuals in Alameda considering investing in aggressive growth funds should understand that these types of mutual funds aim for high capital gains but carry substantial market risks. Therefore, the value of the fund can fluctuate significantly. Upon redemption, shares may be worth less or more than the initial cost. It is imperative to examine the fund's charges, risks, expenses, and goals detailed in the prospectus, accessible from their financial advisor, prior to any investment.

  • What should individuals in Alameda consider when investing in a balanced mutual fund?

    Individuals in Alameda should carefully evaluate the charges, risks, and investment goals when considering a balanced mutual fund. This type of fund, which combines both stocks and bonds, carries market risk and fluctuates in value. The worth of shares upon redemption could exceed or fall short of the initial cost. It's essential to procure and meticulously read the prospectus from a finance expert before making an investment decision.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.