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Best Financial Advisors in Daly City

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SmartAdvisor by SmartAsset logo
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SmartAdvisor by SmartAsset

Daly City, CA
  • Estate Planning
  • Financial Planning
  • Investment Management
  • Retirement Planning

Business Description

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Price: Free consultation

Argonaut Financial Planning & Investment Management logo
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Argonaut Financial Planning & Investment Management

405 Oak Park Drive, San Francisco, CA 94131
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  • Financial Planning

Business Description

Argonaut Financial Planning and Investment Management is a firm serving individuals, families, and businesses in Daly City. It provides assistance in different aspects of retirement planning, debt management, employee benefits choices, tax optimization, estate planning, and cash flow analysis/budgeting. The firm also offers workshops for companies and community groups about different aspects of financial planning. Its financial advisor, David D. Leitao, utilizes his extensive experience as a teacher in higher education in educating and advising clients on how they can reach their financial goals.

Benningfield Financial Advisors, LLC logo
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Benningfield Financial Advisors, LLC

3701 Sacramento Street #392, San Francisco, CA 94118
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  • Financial Planning

Business Description

Benningfield Financial Advisors, LLC, is a wealth advisory firm that has been serving Daly City since 2003. It aims to help individuals and families attain their financial goals by creating inspirational visions and practical strategies. The firm offers financial planning, estate planning, risk management, and investment management services. Milo M. Benningfield, the firm's founder, is a Certified Financial Planner and a civil lawyer. He is a member of the National Association of Personal Financial Advisors and the Financial Planning Association.

Citrine Capital logo
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Citrine Capital

535 Mission Street, 14th Floor, San Francisco, CA 94105
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  • Tax Planning
  • Tax Preparation
  • Financial Planning
  • Wealth Management

Business Description

Citrine Capital is a wealth management firm that aims to help business owners, entrepreneurs, and tech professionals safeguard their wealth. Serving Daly City and the nearby areas, the firm's financial planners assist clients in reaching their financial objectives through services such as comprehensive goal setting, investment management, tax planning and preparation, and retirement planning. Managing Director Ryan S. Cole is a Certified Financial Planner who focuses on equity compensation and taxation, blockchain and digital assets, and financial independence.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.6 / 5 (9)
DRS Financial Partners logo
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DRS Financial Partners

Daly City, CA
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  • Business Formation

Business Description

DRS Financial Partners is a fiduciary investment advisory firm that serves individuals and businesses in Daly City and neighboring areas. With a special focus on serving technology startup employees, executives, and business owners, the firm assists in matters like financial planning, investment management, and equity divestment plans. It also coordinates with external tax, legal, and insurance professionals and conducts continuous monitoring and adjustments to avoid fallbacks. Founder Stanley K. Himeno-Okamoto holds Certified Financial Planner and Chartered Financial Analyst designations.

Fitch Financial Advisors LLC logo
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Fitch Financial Advisors LLC

2627 Chestnut St, San Francisco, CA
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  • Certified Financial Planner (CFP)

Business Description

Fitch Financial Advisors, LLC, helps in managing and planning retirement income on behalf of Daly City residents. It evaluates the financial situation of its clients to see if they have enough funds for retirement, advising them on when to retire and how to get retirement income. The firm's advisors also assist in personal wealth creation and preservation, recommending investment options and diversification. Claudia Fitch founded the company in 1985. With her Enrolled Agent credential, she also handles people's taxation matters.

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Morling Financial Advisors

39355 California Street Suite 201A, Fremont, CA 94538
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Business Description

Since 1999, Morling Financial Advisors has been providing individuals, families, and businesses in Daly City with assistance in financial planning. Its team evaluates its clients' cash flow, investment portfolio, and insurance and equity compensation plans to find ways on how to help them achieve their financial goals. They also coordinate with their lawyer in reviewing their estate plans. In addition, they help them decide which and how much risk to take, as well as which management style or investment vehicle they should pursue.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Pettinelli Financial Partners logo
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Pettinelli Financial Partners

555 Veterans Boulevard Suite 100, Redwood City, CA 94063
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  • Certified Financial Planner (CFP)
  • Financial Planning

Business Description

Pettinelli Financial Partners is a Redwood City-based multi-generational planning firm that serves clients throughout the Daly City area. It provides a complete range of financial and investment services, including retirement income planning, estate planning, creation, and conservation, education savings planning, and long-term care planning. It also offers long-term care, life, and disability insurance strategies. Founded in 2012, the company employs a service team model, where clients receive advice from numerous professionals rather than one financial advisor for a holistic financial planning process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Poplar Global Wealth Management logo
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Poplar Global Wealth Management

318 Westlake Center, Suite 203, Daly City, CA 94015
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Business Description

Poplar Global Wealth Management is a company serving the Daly City area. It provides financial planning that includes client consultation, goal discovery, assessment and analysis of current financial circumstances, and asset and risk management. The firm employs customized Discretionary Managed Investment Portfolios based on risk preferences, time horizons, and return objectives. Employee equity and retirement planning are among the services it provides. Company founder Darrell Young launched the firm in 2012. He is a certified public accountant and a Certified Financial Planner.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SAS Financial Advisors, LLC logo
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SAS Financial Advisors, LLC

50 California Street, Suite 1500, San Francisco, CA 94111
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  • Estate Planning
  • Retirement Planning
  • Financial Planning

Business Description

SAS Financial Advisors, LLC, is a boutique firm that serves clients throughout Daly City. The company operates in a fiduciary capacity and offers a broad range of financial planning and investment management services, including cash flow analysis, retirement planning, analysis of risk management, social security and Medicare strategy analysis, and estate planning. Ira Fateman, one of the agency's senior associates, has earned the CFP designation and currently teaches at the Financial Planning Certificate Program at San Francisco State College of Extended Learning.

Skylark Wealth logo
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Skylark Wealth

Daly City, CA
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  • Estate Planning

Business Description

Skylark Wealth provides a wide range of services to families and individuals in the Daly City metro. It deals with cash flow and debt management, investment analysis, and employee benefits optimization. The company also offers retirement, estate, business, and tax planning solutions. In addition, its financial advisors help clients obtain life, disability, and long-term care insurance. Founder Michal Skowronski is a CFP. Before establishing his firm, he worked as an investment advisor for 10 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (2)
Tan Wealth Management logo
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Tan Wealth Management

San Francisco Bay Area, CA
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  • Retirement Planning
  • Financial Planning

Business Description

Tan Wealth Management provides comprehensive financial planning services to individuals and families in Daly City. Tan Phan, the firm's founder and advisor, advises clients on managing debts, planning for education, and planning for group benefits. His firm also assists its customers in maintaining their assets and managing risk through insurance products. Phan has received a double Bachelor's degree in Corporate Finance and Financial Services, and a Master of Science in Financial Planning. He is also a Certified Financial Planner.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Think Different Financial Planning logo
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Think Different Financial Planning

1144 St Francis St, Redwood City, CA 94061
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  • Certified Financial Planner (CFP)
  • Retirement Planning

Business Description

Think Different Financial Planning provides its services to clients in Daly City and its surrounding areas. It offers wealth management solutions, such as retirement planning, insurance policy review, and cash flow analysis. The company also gives advice on matters regarding stocks, real estate, employee benefits, and tax returns. Will Steinberger, the founder of the firm, is a Certified Financial Planner. He is a member of the XY Planning Network and the National Association of Personal Financial Advisors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

  • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
  • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
  • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
  • An investment advisor offers investment advice and recommendations to individuals or organizations.
There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

Are financial advisors worth it?

Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.

What does a financial advisor do?

Financial advisors can have many types of specialties. Generally, a financial advisor advises on or helps to execute a financial plan. Some examples include assisting people with getting out of debt, building out an investment portfolio, and handling taxes.

How much money do I need to work with a financial advisor?

There’s no specific income level you need in order to work with a financial advisor, but there may be a minimum investment amount for certain types of services. Some financial advisors won’t manage your money unless you have $100,000 or more to invest, but this isn’t the case with financial coaches or robo-advisors.

What does a financial coach do?

Financial coaches focus on improving your financial literacy and money management skills. For example, they can help you figure out how to pay down your student loans or decide how much money to put away for retirement. They usually charge by the hour and don’t offer asset management services or investment advice.

When should I use a financial advisor vs. doing it myself?

Smart money management can give you freedom and comfort. Being responsible with your money makes it possible to meet goals and pay for major expenses. A financial advisor is trained and can offer you expertise that would otherwise take years to learn. They know how to save you money and make it go further.

How do I know if my financial advisor is trustworthy?

Because financial advisors aren’t licensed or regulated, it’s up to the client to make that determination for themselves. However, if your advisor is a fiduciary, that means they’re legally bound to act in your best interest. Some types of advisors, including Certified Financial Professionals (CFPs), are held to fiduciary standards.

What\'s the difference between a financial advisor and a financial planner?

The term financial advisor is a broad phrase that encapsulates many specialties, including financial planner. It's similar to how doctor applies to different physicians, while a cardiologist is a specialty doctor. A financial planner helps their client plan to achieve long-term financial goals, such as saving for a house or retirement.

Are financial advisor fees tax deductible?

Until 2018, financial advisor fees were tax deductible as a miscellaneous expense. However, the Tax Cuts and Jobs Act elimited that deduction until at least 2025.

What is a financial consultant?

A financial consultant and a financial advisor are essentially the same. In recent years, financial consultant has become a less popular term, with financial advisor being much more common. Sometimes, the financial professional may opt for the term consultant when offering services to a business rather than an individual.

What is a robo-advisor?

A robo-advisor is essentially an algorithm that manages your investment portfolio for you. Because their services are automated, you’ll pay less than you would for a human advisor — often between 0.25% and 0.50%. They don’t require large initial investments either, making them a popular choice for entry-level investors. However, you won’t get the same level of advice that you would get from a personal financial advisor.

What makes someone a fiduciary?

Fiduciary is a legal term for a person who has a legal or ethical responsibility to act in your best interests. For example, a trustee and a beneficiary. A financial advisor may have a fiduciary obligation to make financial choices that are best for you, even if it means they earn less in commissions or fees.

How often should I meet with my financial advisor?

After your initial meeting, you may only need to check in with your financial advisor on a quarterly or annual basis. Ask them in advance how often you can expect to hear from them, and whether they offer in-person, phone, or virtual meetings.

Should your financial advisor be a fiduciary?

It’s important to understand that only some — not all — financial advisors have a fiduciary obligation to their clients. Always ask your financial advisor if they’re bound by fiduciary duty. If not, it’s possible that they’ll push products or services that earn them the highest commission, not necessarily what’s best for you. Opt for a financial advisor bound by fiduciary duty whenever possible.

Can my financial planner help with taxes?

Financial advisors aren’t necessarily accountants or tax preparers, so don’t expect them to prepare your taxes for you. However, they may be able to provide tax-related advice to help you optimize your returns and deductions. If you need an advisor who can file your taxes, look for one who is also a CPA (Certified Public Accountant).

Do I need a financial advisor?

Ask yourself if a financial advisor can fill a need or solve a problem you can’t easily handle on your own. They can be helpful in a wide variety of ways, such as building budgets or financial plans, finding ways to save money on taxes, creating an investment portfolio, or offering investment advice.

How do financial advisors get paid?

Clients pay to work with a financial advisor whether it’s through fees, commissions, or salaries. If they’re paid by client fees or commissions, their salary is tied to how much business they bring in. The harder they work, the more they make. In comparison, a salaried employee is guaranteed their wage no matter how many clients they have.

What experience should I look for in a financial advisor?

 If you have specific goals or a unique financial situation, look for a financial advisor with expertise in that area. For example, some financial advisors specialize in working with millennials or focus on socially responsible investing.

How much does a financial advisor cost?

A financial advisor’s costs depend on their fee structure. Some advisors charge a fee — either hourly or a percentage of the client assets under management. Another common option is to charge a commission on the products sold or investments made.

Should I hire a financial advisor before buying a house?

While not always necessary, a financial advisor could help you decide how large of a mortgage to apply for, how much money to put down, and how to balance the purchase with other savings and investment goals.

How many financial advisors are there in the U.S.?

According to the U.S. Bureau of Labor Statistics, it’s estimated that there are 218,050 financial advisors. California is the state with the highest employment of financial advisors across the nation.

Do banks offer financial advisors?

Yes, many banks have financial advisors on staff. Your bank may also offer incentives to work with their financial advisors, such as lower fees or free accounts. However, it's important to note that many of the bank's financial advisors don't have a fiduciary obligation and might prioritize the bank's products above all else. There is a cost when working with your bank's financial advisor.

Should I hire a wealth manager?

A wealth manager can help offer complex financial planning services, including tax guidance, estate planning, and legal assistance. While you don't have to be a high-income earner to benefit from a financial advisor, a wealth manager is typically for those that have a high net worth. However, many people build wealth and need a wealth manager later on in life.

Is wealth management worth it?

Wealth management is typically worth it for those who need help with multiple endeavors or comprehensive financial situations, such as charitable contributions or investment portfolio management, or want to protect their assets. A wealth manager can also offer you guidance if you’ve been neglecting your finances or making poor judgements.

How can you tell if a financial advisor is bad?

Your relationship with your financial advisor is a very personal one, as you’re trusting them with your wealth and future. Some general signs that your financial advisor is bad include:

  • They can’t answer your financial questions
  • You have worked with them for a while but haven’t seen a financial improvement
  • They don’t provide you with progress reports
  • They don’t check in with you

What do you need to be a financial advisor?

As mentioned, there are over 100 types of certifications for financial advisors. The training or experience you need will depend on which specialty you want to pursue. Generally, financial advisors need to have:

  • A Bachelor’s degree
  • A General Securities Representative license (Series 7 license)
  • A Certified Financial Planner (CFP) certification isn’t mandatory but is often preferred

Where do financial advisors work?

Where a financial advisor works will depend on what type of financial advisor they are. Financial advisors can work at a variety of places, including:

  • Securities and commodity brokers
  • A bank
  • A credit union
  • Independently
  • Insurance companies
  • Financial investment firms
  • Small investment advisory firms

How much do financial advisors make?

In 2019, the national average salary for a financial advisor was $87,850. However, it’s important to note the average salary varies from state to state and the different focus areas — an investment advisor may make a lot more than a financial planner. Lastly, salary can depend on how the individual is getting paid. Financial advisors can be paid by client fees, commissions, or salaries.

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