Expertise.com

2024

Last updated:

Best Financial Advisors in Oakland

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Oakland Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

109Reviewed

72Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logo

SmartAdvisor by SmartAssetExpertise.com

Oakland, CA
Free Consultation

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Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

  • Estate Planning
  • Financial Planning
  • Retirement Planning
  • Investment Management

Oakland, CA

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Why choose this provider?

Need help contacting a Financial Advisor in Oakland? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

525 Bellevue Ave Ste 313, Oakland, CA 94610

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Review Sources

Google
5.0 (2)

Why choose this provider?

Curtis Financial Planning LLC is a financial firm serving clients in the Oakland metro area. It provides help with cash flow and budgeting, investments, savings, employee benefits, charitable giving, childcare, eldercare, real estate, and education, retirement, tax, and estate planning. The financial planning team includes a certified financial planner and has a combined 70 years' experience in the finance industry. Curtis Financial Planning LLC focuses on services for women and families.

1545 Verdi Street, Alameda, CA 94501

Why choose this provider?

Mansell Capital Management is an independent financial advisory firm providing services to individuals in Oakland and the surrounding metros. It offers personalized finance strategies and services depending on the financial needs and goals of the clients. Its services include financial planning, retirement planning, investment management, insurance, and estate and trust planning. The firm's president and founder, Timothy Mansell, is a Finance degree holder. He has also counseled corporate executives and their families about compensation and stock options.

  • Certified Financial Planner (CFP)

2150 Shattuck Avenue, Berkeley, CA 94704

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Why choose this provider?

Opened in 2001, Mindful Money is a business that focuses on financial planning and education for Oakland-based individuals, families, and businesses. Its team of advisors assists in financial planning using a behavioral and mindful approach. They help clients plan their financial future through wealth management. They perform wealth mapping that includes evidence-based investing, an ecosystem of advice, and estate and wealth transition. Employee education and retirement plan services are available for small and medium-sized businesses.

  • Certified Financial Planner (CFP)

2027 Fourth Street, Berkeley, CA 94710

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Why choose this provider?

Elmwood Wealth Management is a fiduciary financial firm that has been serving individuals and businesses in Oakland since 2012. Its wealth management services include financial planning, portfolio management, insurance analysis, social security estimate, and tax & estate services. Part of its financial planning process entails encompassing virtually all aspects of the clients' finances and utilizing software tools to help retrieve and organize data and establish goals. Elmwood Wealth Management caters to both national and international clients.

  • Estate Planning
  • Tax Planning

1151 Harbor Bay Parkway, Alameda, CA 94502

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Review Sources

Google
5.0 (1)

Why choose this provider?

Rubicon Financial Partners provides services to clients in Oakland and the surrounding areas. It creates personal financial plans that include data gathering sessions, action plan development, debt management, and budgeting analysis. It also offers business financial planning services to help business owners with their executive benefits, pensions, buy and sell agreements, and risk management strategies. Rubicon Financial Partners is also available for wealth accumulation, transfer, preservation, and management services. Its owner, Dianne Woon, is an Accredited Investment Fiduciary.

  • Certified Financial Planner (CFP)

1400 Shattuck Avenue, Berkeley, CA 94709

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Why choose this provider?

Founded in 2009, D. A. Flowers & Company is a financial planning and investment management firm that services clients in and around Oakland. It is an independent Registered Investment Advisor that offers its services to families, individuals, and non-profit organizations to help them achieve their long-term goals. Its financial planning and investment management services include estate planning, retirement planning, tax strategies, and risk management. Company founder David A. Flowers is a Certified Financial Planner and has over 20 years of financial industry experience.

  • Certified Financial Planner (CFP)
  • Retirement Planning

2820 Telegraph Avenue, Berkeley, CA 94705

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Why choose this provider?

Chang & Associates Financial Advisors provides solutions for different financial management needs of individuals and businesses in Oakland and beyond. The firm covers all aspects of financial planning, from assessing clients' current financial situation to creating an action plan and progress monitoring. In addition to these, the financial advisors also design investment portfolios as part of their investment management services. Founder Miranda Chang is a Certified Financial Planner and an IRS enrolled agent.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Tax Planning

825 Page Street, Berkeley, CA 94710

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Review Sources

Yelp
5.0 (3)
Google
5.0 (1)

Why choose this provider?

Affinity Capital Advisors is an independent wealth management firm that serves clients in Oakland. Since 2013, it has been providing financial solutions to individuals, families, and businesses. It focuses on delivering financial planning, asset management, and retirement preparation services. Additionally, it offers estate, tax, and college savings planning services. The company's financial advisors have 100 years of combined experience in the wealth management industry. Co-founder Sean Kenmore serves on the Board of Directors for a local Berkeley non-profit Computer Technologies Program.

  • Estate Planning
  • Certified Financial Planner (CFP)

1159 Keith Avenue, Berkeley, CA 94708

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Review Sources

Yelp
5.0 (10)

Why choose this provider?

Fruition Advisors provides financial planning services to clients in Oakland and the surrounding areas. It helps clients plan for their current and future finances to assist them in pursuing and identifying their financial needs and goals. It also handles real estate, employee benefits, investments, education, insurance, and retirement planning services. The company was established in 2013 by Alison Davies, a Certified Financial Planner who has been in the industry since 2010. Davies is also a member of the FPA East Bay Chapter.

  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Tax Planning

1708 Shattuck Avenue, Berkeley, CA 94709

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Why choose this provider?

Blume Capital Management provides financial planning and investment management services to clients in Oakland, Orinda, and worldwide. Founded in 1993, the company offers financial services such as insurance and asset protection, retirement planning, estate and wealth transfer, and tax planning. The company also follows a research-driven philosophy to manage investments and provides quarterly financial and investment insights. Founder James Blume was a Ploughshares Fund board member and is a part of the organization's Endowment Committee.

  • Certified Financial Planner (CFP)

1569 Solano Avenue, Berkeley, CA 94707

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Why choose this provider?

Since its inception in 2004, DABK Financial Planning Services has been helping clients achieve their financial goals. It advises clients in the Oakland metro about matters such as budgeting and cash flow, passive investments, renting vs. buying, and insurance coverage. It also provides services such as tax planning, investment portfolio reviews, risk analysis, and retirement account fund selection. Its advisor is a Certified Financial Planner and a member of the National Association of Personal Financial Advisors.

  • Certified Financial Planner (CFP)

516 West Shaw Avenue, Oakland, CA 93704

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Why choose this provider?

Tana D. Moschetti is a certified financial planner (CFP) associated with Avantax Investment Services that operates in Oakland and the surrounding metro areas. She offers a broad spectrum of investment and financial planning services, helping clients take advantage of IRAs, annuities, 401(k) planning, and retirement, tax, and college planning. Tana also provides insurance products, covering disability, life, and long-term care. In addition, Moschetti is an enrolled agent, which means that she can represent her clients before the IRS.

  • Estate Planning
  • Retirement Planning
  • Insurance Products

2936 Domingo Avenue, Berkeley, CA 94705

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Review Sources

Yelp
5.0 (3)

Why choose this provider?

Prime Wealth Management is an independent advisory firm that provides assistance to residents of Oakland and the surrounding areas in matters involving their investments and finances. The firm offers a variety of services, including investment management, business retirement planning, financial consultations, and estate solutions. Rick Prime founded the company in 2003. Prior to starting the firm, he worked as a chief financial officer for technology companies for more than 20 years. Outside of work, he participates in fund-raising bike rides for Oakland public schools.

  • Certified Financial Planner (CFP)

21 Tamal Vista Boulevard, Corte Madera, CA 94925

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Why choose this provider?

Financial Connections is a wealth management firm that has been serving the residents of Oakland and the surrounding areas for more than two decades. It offers project-based and subscription-based financial planning services, including financial goal setting and monitoring, risk management, education, and estate planning. In addition, the firm also provides investment management and retirement planning services. Managing partner Jill Hollander has served as chairperson of the National Association of Professional Financial Advisors, West Region. She has also been featured in numerous publications.

  • Certified Financial Planner (CFP)

460 Lassen St, Los Altos, CA 94022

Expertise.com Rating

Review Sources

Google
5.0 (27)

Why choose this provider?

Bay Street is a black-owned, local business founded in Palo Alto that offers investment strategies and financial advisory services to clients in Oakland. They deal with portfolio management, investment research, risk management, and financial consultancy. The business is also grounded in business fundamentals, positioning, and technical analysis in its approach to concierge financial advisory projects. Moreover, Bay Street offers financial advice tailored to institutional investors, plan sponsors, and private clients. Its team also holds several designations, such as CFA®, CFP®, AIF®, and AAMS®.

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • How much should a resident in Oakland donate to charitable organizations?

    Recent statistics from the Giving USA Foundation show that, regardless of economic level, people regularly donate 2.5% of their total income to nonprofits. Individual families with annual incomes over $200,000 contributed a higher percentage, 4.5% on average. In comparison to lower-income families, higher-income households typically donate a greater percentage of their income to charity. Nonetheless, supporting charitable institutions in Oakland, regardless of the amount, would lead to the greater good of helping the community.

  • How can Oakland students qualify for loan forgiveness?

    To qualify for student loan forgiveness in Oakland, the annual income of the borrower must be less than $125,000 for singles and $250,000 for married individuals. Borrowers can utilize their most recent two years' worth of tax returns to calculate their income. The student's qualification for remission will rely on the earnings of their parents if they are dependent.

  • How are your Social Security benefits calculated in Oakland?

    When you become eligible for Social Security payments in Oakland, the amount of your benefit will be based on your top 35 years of indexed salary. Indexing means the SSA considers the shifts in the average pay over time when adjusting your real earnings. However, they will substitute a few of your high-earning years with lower-wage years if you continue working after filing for benefits.

  • Should you make long-term investments with money you received as an inheritance in Oakland?

    If you have paid off all of your bills and have enough money in your emergency reserve, then yes, you are advised to utilize your inheritance in Oakland for long-term investments. You can use the funds to buy bonds, stocks, or indexes. Additionally, to build a tax-diversified portfolio and position yourself for future success, consider contributing to a health savings account.

  • Should you consult an Oakland wealth planner if you're getting ready for retirement?

    Yes. People frequently visit wealth planners in Oakland about their retirement plans. The wisest course of action is to secure your retirement because switching from a wage to retirement savings only occurs once in a person's lifetime. An advisor can help you decide when to retire fully, when to begin receiving social security benefits, and when to cash out from your IRA.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.