Best Mortgage Refinance Companies in Oxnard

2021

Carl Harrison

• NMLS #: 39166

Carl Harrison - Gem Mortgage performs mortgage refinance services for homeowners throughout the Oxnard metro area. This mortgage company does purchase, rate, and term refinance, and it offers several cash-out refinance programs to clients desiring money from equity. It also offers several different purchase loans including adjustable-rate mortgages, Fannie Mae conventional loans, jumbo loans, and investor and portfolio products. Of course, FHA and VA loans are available too, along with USDA mortgage programs.

CBC Federal Credit Union

CBC Federal Credit Union is a financial institution providing mortgage refinance services in Oxnard. The company offers professional guidance to homeowners seeking loans with lower interest rates and shorter repayment schedules. It issues classic residential mortgages with fixed or variable interest rates and flexible maturity options. Jumbo loans are available for properties with values exceeding local conforming loan limits. In addition, it offers home equity lines of credit for homeowners that wish to borrow against the value of their property.

Coastpro

• Reverse Mortgages
• NMLS #: 39166

Selectplus Lending is a mortgage provider serving customers in Oxnard. The company is run by certified mortgage planning specialist Kenny Minkel, who holds over a decade of experience. The company helps homeowners to refinance into new loans with attractive interest rates and shorter repayment schedules. Selectplus Lending issues traditional mortgages and a number of government-insured financing plans, including FHA, VA, and USDA loans. Furthermore, it helps senior citizens convert their home equity into cash with reverse mortgage plans.

Community First Mortgage

• NMLS #: 39166

Community First Mortgage is a family-owned mortgage refinance company that serves clients in Oxnard. The firm originally specialized in home purchase loans since its establishment in 1986 and handled subdivisions for Southern California builders. Community First Mortgage then decided to offer mortgage refinancing when its clients started to move or refinance. The company is owned by Valerie Mitchell and Mike Mitchell, Sr. In a span of more than 30 years, Valerie has funded over a billion dollars in loans.

CSMC Mortgage -Ventura

• NMLS #: 39166

CSMC Mortgage is a mortgage broker serving homeowners in Oxnard. The company offers a selection of loan products from a number of trusted sources. Its expert team of mortgage specialists helps customers to find new loans with lower interest rates and shorter maturity options. Furthermore, it offers home equity financing for customers who wish to borrow against the value of their property. CSMC Mortgage issues conventional mortgages, jumbo mortgages, FHA loans, and VA loans.

FC Consultants and Mas Uno Realty

FC Consultants and Mas Uno Realty is a mortgage provider serving homeowners in the Oxnard area. The company offers rate and term refinancing, helping clients switch to home loans with lower interest rates and shorter maturities. In addition, it provides home equity financing for customers who wish to borrow against the value of their home. The company issues classic residential mortgages with fixed and variable interest rates and a number of repayment schedules.

Loan Warehouse

• NMLS#: 1833428

Loan Warehouse is a mortgage provider serving customers in Oxnard. The company offers mortgage refinancing, with a dedicated team of loan originators helping clients to find lower interest rates and shorter repayment schedules. Loan Warehouse issues conventional mortgages with either fixed or variable rates and a number of repayment options. It offers government-insured financing, including FHA and VA loans. Additionally, it provides reverse mortgages for seniors who wish to cash out the equity in their home.

PB Financial Group Corporation

• NMLS #: 39166

PB Financial Group Corporation is a lender with over a decade of experience serving Oxnard customers. Its loan experts help homeowners refinance into new loans with competitive interest rates. PB Financial Group Corporation issues traditional mortgages and jumbo loans for properties exceeding local conforming loan limits. Furthermore, it provides home equity financing, whether for renovation costs or another large purchase. The company offers a fast turnaround on processing times with 24-hour pre-approval and closing within 5 working days.

Real Estate by Paula & Shay Mortgage

• NMLS #: 39166

Real Estate by Paula & Shay Mortgage is a mortgage and real estate brokerage specializing in refinancing. The company helps homeowners secure new loans and refinance existing loans for condos and homes throughout the greater Oxnard area. Its mortgage brokers offer refinancing, debt consolidation for homeowners, home equity loans, and home equity lines of credit, with quick, obligation-free quotes. They prepare home buyers to purchase through credit repair and debt consolidation.

Ventura County Community Development Corporation

• NMLS #: 39166

Ventura County Community Development Corporation is a nonprofit mortgage provider serving the Oxnard area. Founded in 2001, the organization helps residential customers with refinancing, whether for debt consolidation, cashing out on equity, or simply to take advantage of better interest rates. The company offers traditional home loans and reverse mortgages for seniors who wish to borrow against the value of their property. Furthermore, it conducts homebuyer training for low-income earners and first-time buyers.

Westchester Financial

• NMLS #: 39166

Westchester Financial has been providing home and commercial loan services to clients in Oxnard since 1991. Its team of mortgage advisors helps homeowners and homebuyers understand various loan options and reduce their interest rates and repayment schedules. The company issues a custom loan program proposal after reviewing client qualifications, goals, and borrowing opportunities. Cash-out services are also available for clients who wish to borrow against the value of their property. Westchester Financial provides a straightforward application process.