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Best Mortgage Refinance Companies in Oxnard
2021

We scored 120 Mortgage Refinance Companies in Oxnard, CA and Picked the Top 12

Here are the Picks:

Carl Harrison- Gem Mortgage

CBC Federal Credit Union

Community First Mortgage

Community West Bank

CSMC Mortgage

FC Consultants and Mas Uno Realty

Loan Warehouse

PB Financial Group Corporation

Real Estate by Paula & Shay Mortgage

Selectplus Lending

Ventura County Community Development Corporation

Westchester Financial

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Oxnard Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 120 76 12

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Carl Harrison- Gem Mortgage

Carl Harrison - Gem Mortgage performs mortgage refinance services for homeowners throughout the Oxnard metro area. This mortgage company does purchase, rate, and term refinance, and it offers several cash-out refinance programs to clients desiring money from equity. It also offers several different purchase loans including adjustable-rate mortgages, Fannie Mae conventional loans, jumbo loans, and investor and portfolio products. Of course, FHA and VA loans are available too, along with USDA mortgage programs.

Click to Call

2775 N Ventura Rd
Oxnard, CA 93036

Website

(805) 351-4756 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

CBC Federal Credit Union

CBC Federal Credit Union is a financial institution providing mortgage refinance services in Oxnard. The company offers professional guidance to homeowners seeking loans with lower interest rates and shorter repayment schedules. It issues classic residential mortgages with fixed or variable interest rates and flexible maturity options. Jumbo loans are available for properties with values exceeding local conforming loan limits. In addition, it offers home equity lines of credit for homeowners that wish to borrow against the value of their property.

Click to Call

2151 E Gonzales Rd
Oxnard, CA 93036

Website

(805) 351-8391 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 (Better)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

Community First Mortgage

Founded in 1986, Community First Mortgage is a loan company serving customers in Oxnard. With a dedicated team of lending experts and a diverse selection of mortgage products, the company helps customers find the ideal loan for their financial situation and long-term goals. Community First Mortgage offers assistance with rate and term refinancing, home equity cash-outs, and debt consolidation. Applications can easily be filed on the company's website with pre-approval letters issued within an hour.

Click to Call

4165 E Thousand Oaks Blvd Ste 260
Westlake Village, CA 91362

Website

(805) 379-1850 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

29 (Best)

Score Consistency:

Consistent (Best)

Community West Bank

Founded in 1989, Community West Bank is a financial institution serving homeowners and business customers in Oxnard. The company helps clients find mortgages with lower interest rates and shorter repayment terms. In addition, it offers refinancing for debt consolidation and home equity cash-outs. Applications can be filed easily on the company's website. The bank issues traditional homeowner mortgages with competitive interest rates and no pre-payment penalties. In addition, Community West Bank provides lending plans for agricultural businesses.

Click to Call

300 E Esplanade Dr
Oxnard, CA 93036

Website Instagram

(800) 554-8969 Website

CSMC Mortgage

CSMC Mortgage is a mortgage broker serving homeowners in Oxnard. The company offers a selection of loan products from a number of trusted sources. Its expert team of mortgage specialists helps customers to find new loans with lower interest rates and shorter maturity options. Furthermore, it offers home equity financing for customers who wish to borrow against the value of their property. CSMC Mortgage issues conventional mortgages, jumbo mortgages, FHA loans, and VA loans.

Click to Call

5740 Ralston St Ste 300
Ventura, CA 93003

Website Instagram

(805) 212-7710 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 (Better)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

FC Consultants and Mas Uno Realty

FC Consultants and Mas Uno Realty is a mortgage provider serving homeowners in the Oxnard area. The company offers rate and term refinancing, helping clients switch to home loans with lower interest rates and shorter maturities. In addition, it provides home equity financing for customers who wish to borrow against the value of their home. The company issues classic residential mortgages with fixed and variable interest rates and a number of repayment schedules.

Click to Call

500 E Esplanade Dr Ste 1240
Oxnard, CA 93036

Website

(805) 983-7030 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

27 (Best)

Score Consistency:

Consistent (Best)

Loan Warehouse

Loan Warehouse is a mortgage provider serving customers in Oxnard. The company offers mortgage refinancing, with a dedicated team of loan originators helping clients to find lower interest rates and shorter repayment schedules. Loan Warehouse issues conventional mortgages with either fixed or variable rates and a number of repayment options. It offers government-insured financing, including FHA and VA loans. Additionally, it provides reverse mortgages for seniors who wish to cash out the equity in their home.

Click to Call

183 Montgomery Ave Fl 2
Oxnard, CA 93036

Website

(833) 711-5626 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

PB Financial Group Corporation

PB Financial Group Corporation is a lender with over a decade of experience serving Oxnard customers. Its loan experts help homeowners refinance into new loans with competitive interest rates. PB Financial Group Corporation issues traditional mortgages and jumbo loans for properties exceeding local conforming loan limits. Furthermore, it provides home equity financing, whether for renovation costs or another large purchase. The company offers a fast turnaround on processing times with 24-hour pre-approval and closing within 5 working days.

Click to Call

6380 Wilshire Blvd Ste 1610
Los Angeles, CA 90048

Website

(323) 935-5555 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

36 (Best)

Score Consistency:

Consistent (Best)

Real Estate by Paula & Shay Mortgage

Real Estate by Paula & Shay Mortgage is a mortgage and real estate brokerage specializing in refinancing. The company helps homeowners secure new loans and refinance existing loans for condos and homes throughout the greater Oxnard area. Its mortgage brokers offer refinancing, debt consolidation for homeowners, home equity loans, and home equity lines of credit, with quick, obligation-free quotes. They prepare home buyers to purchase through credit repair and debt consolidation.

Click to Call

Camarillo, CA 93010

Website Instagram

(805) 484-4969 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Selectplus Lending

Selectplus Lending is a mortgage provider serving customers in Oxnard. The company is run by certified mortgage planning specialist Kenny Minkel, who holds over a decade of experience. The company helps homeowners to refinance into new loans with attractive interest rates and shorter repayment schedules. Selectplus Lending issues traditional mortgages and a number of government-insured financing plans, including FHA, VA, and USDA loans. Furthermore, it helps senior citizens convert their home equity into cash with reverse mortgage plans.

Click to Call

2674 E Main St # 121
Ventura, CA 93003

Website

(805) 320-7898 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

Ventura County Community Development Corporation

Ventura County Community Development Corporation is a nonprofit mortgage provider serving the Oxnard area. Founded in 2001, the organization helps residential customers with refinancing, whether for debt consolidation, cashing out on equity, or simply to take advantage of better interest rates. The company offers traditional home loans and reverse mortgages for seniors who wish to borrow against the value of their property. Furthermore, it conducts homebuyer training for low-income earners and first-time buyers.

Click to Call

2231 Sturgis Rd Unit A
Oxnard, CA 93030

Website Instagram

(805) 273-7800 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

30 (Best)

Score Consistency:

Consistent (Best)

Westchester Financial

Westchester Financial is a lending company offering residential and commercial loan services in Oxnard for over two decades. Its expert team of loan officials provides rate and term refinancing, helping customers to reduce their interest rates and repayment schedule. Furthermore, cash-out services are available for clients who wish to borrow against the value of their property. The company provides a hassle-free application process with no upfront fees for credit rating checks or appraisals.

Click to Call

300 E Esplanade Dr Fl 9
Oxnard, CA 93036

Website

(805) 482-2125 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

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