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Best Mortgage Refinance Companies in Oxnard

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3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
Phoenix, AZ 85040
Instagram
  • Reverse Mortgages

Agave Home Loans helps clients in Oxnard in refinancing their mortgages. It offers different types of mortgage options, including VA, FHA, conventional, and non-qualifying loans. Its mortgage experts guide clients in navigating the loan application process and help them achieve their financial goals. Doug Wang, the firm's COO, has been in the mortgage industry for seven years. The CEO, Marshall Gottlieb, came from the hospitality and restaurant industry before shifting to real estate and lending.

3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
Phoenix, AZ 85040

InstagramWebsite(224) 479-0242

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

767 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2775 North Ventura Road, Oxnard, CA 93036
Oxnard, CA 93036
  • NMLS #: 39166

Carl Harrison - Gem Mortgage performs mortgage refinance services for homeowners throughout the Oxnard metro area. This mortgage company does purchase, rate, and term refinance, and it offers several cash-out refinance programs to clients desiring money from equity. It also offers several different purchase loans including adjustable-rate mortgages, Fannie Mae conventional loans, jumbo loans, and investor and portfolio products. Of course, FHA and VA loans are available too, along with USDA mortgage programs.

2775 North Ventura Road, Oxnard, CA 93036
Oxnard, CA 93036

Website(805) 279-7824

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2151 E Gonzales Rd, Oxnard, CA 93036
Oxnard, CA 93036

CBC Federal Credit Union is a financial institution providing mortgage refinance services in Oxnard. The company offers professional guidance to homeowners seeking loans with lower interest rates and shorter repayment schedules. It issues classic residential mortgages with fixed or variable interest rates and flexible maturity options. Jumbo loans are available for properties with values exceeding local conforming loan limits. In addition, it offers home equity lines of credit for homeowners that wish to borrow against the value of their property.

2151 E Gonzales Rd, Oxnard, CA 93036
Oxnard, CA 93036

Website(805) 351-8391

Show Number
4165 E. Thousand Oaks Boulevard, Westlake Village, CA 91362
Westlake Village, CA 91362
  • NMLS #: 39166

Community First Mortgage is a family-owned mortgage refinance company that serves clients in Oxnard. The firm originally specialized in home purchase loans since its establishment in 1986 and handled subdivisions for Southern California builders. Community First Mortgage then decided to offer mortgage refinancing when its clients started to move or refinance. The company is owned by Valerie Mitchell and Mike Mitchell, Sr. In a span of more than 30 years, Valerie has funded over a billion dollars in loans.

4165 E. Thousand Oaks Boulevard, Westlake Village, CA 91362
Westlake Village, CA 91362

Website(805) 379-1850

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

44 (Best)

Score Consistency:

Consistent (Best)

5740 Ralston Street #300, Ventura, CA 93003
Ventura, CA 93003
Instagram
  • NMLS #: 39166

CSMC Mortgage is a mortgage broker serving homeowners in Oxnard. The company offers a selection of loan products from a number of trusted sources. Its expert team of mortgage specialists helps customers to find new loans with lower interest rates and shorter maturity options. Furthermore, it offers home equity financing for customers who wish to borrow against the value of their property. CSMC Mortgage issues conventional mortgages, jumbo mortgages, FHA loans, and VA loans.

5740 Ralston Street #300, Ventura, CA 93003
Ventura, CA 93003

InstagramWebsite(805) 212-7710

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

44 (Best)

Score Consistency:

Consistent (Best)

500 E Esplanade Dr Ste 1240, Oxnard, CA 93036
Oxnard, CA 93036

FC Consultants and Mas Uno Realty is a mortgage provider serving homeowners in the Oxnard area. The company offers rate and term refinancing, helping clients switch to home loans with lower interest rates and shorter maturities. In addition, it provides home equity financing for customers who wish to borrow against the value of their home. The company issues classic residential mortgages with fixed and variable interest rates and a number of repayment schedules.

500 E Esplanade Dr Ste 1240, Oxnard, CA 93036
Oxnard, CA 93036

Website(805) 983-7030

Show Number
6380 Wilshire Blvd Ste 1610, Los Angeles, CA 90048
Los Angeles, CA 90048
  • NMLS #: 39166

PB Financial Group Corporation is a lender with over a decade of experience serving Oxnard customers. Its loan experts help homeowners refinance into new loans with competitive interest rates. PB Financial Group Corporation issues traditional mortgages and jumbo loans for properties exceeding local conforming loan limits. Furthermore, it provides home equity financing, whether for renovation costs or another large purchase. The company offers a fast turnaround on processing times with 24-hour pre-approval and closing within 5 working days.

6380 Wilshire Blvd Ste 1610, Los Angeles, CA 90048
Los Angeles, CA 90048

Website(323) 935-5555

Show Number
Camarillo, CA 93010Camarillo, CA 93010Instagram
  • NMLS #: 39166

Real Estate by Paula & Shay Mortgage is a mortgage and real estate brokerage specializing in refinancing. The company helps homeowners secure new loans and refinance existing loans for condos and homes throughout the greater Oxnard area. Its mortgage brokers offer refinancing, debt consolidation for homeowners, home equity loans, and home equity lines of credit, with quick, obligation-free quotes. They prepare home buyers to purchase through credit repair and debt consolidation.

Camarillo, CA 93010Camarillo, CA 93010

InstagramWebsite(805) 484-4969

Show Number
300 East Esplanade Drive, Oxnard, CA 93036
Oxnard, CA 93036
  • NMLS #: 39166

Westchester Financial has been providing home and commercial loan services to clients in Oxnard since 1991. Its team of mortgage advisors helps homeowners and homebuyers understand various loan options and reduce their interest rates and repayment schedules. The company issues a custom loan program proposal after reviewing client qualifications, goals, and borrowing opportunities. Cash-out services are also available for clients who wish to borrow against the value of their property. Westchester Financial provides a straightforward application process.

300 East Esplanade Drive, Oxnard, CA 93036
Oxnard, CA 93036

Website(805) 482-2125

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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