Expertise.com
Get Listed

2024

Last updated:

Best Renter's Insurance Companies in Oxnard

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Oxnard Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

79Reviewed

49Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1215 Saviers Road, Oxnard, CA 93033
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Founded in 2009, A.M. Insurance Agency is a full-service independent agency that covers clients in Oxnard and nearby communities. It provides renters' insurance to cover unexpected damages or losses such as extreme weather, theft of jewelry, and vehicular accidents. It can also recommend specialized coverages like medical liabilities and temporary living expenses. The agency caters to tenants of townhouses, duplexes, condos, apartments, and other rental properties. Its founder, Sergio Cahuantzi, is a former Army veteran who also caters to Spanish-speaking clients.

License Verified:

License: 0G66001

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1824 Saviers Road, Oxnard, CA 93033
  • Multiple Policy Types

Why choose this provider?

Ceja Insurance Agency is a full-service insurance agency located in Oxnard. Its team of insurance agents has been serving the local community since 2017. It offers insurance products from a wide range of carriers, such as Kemper, Infinity, and Mercury Insurance Group. The agency specializes in policies that provide coverage for life, automobile, renters, home, and motorcycles. The company's staff has been praised for being friendly and accommodating of client queries.

License Verified:

License: 0K97762

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
5.0 / 5 (9)
Google
3.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
344 South 5th Street, Oxnard, CA 93030
  • Multiple Policy Types

Why choose this provider?

Smart Buy Insurance Center provides renter's insurance policies to clients in Oxnard and the nearby areas. Its policies include personal liability protection, loss of use, worker's compensation coverage, and guest medical protection. The agency also provides condominium owners insurance policies that cover additional living expenses and units rented to others. It offers specialty policies for travel trailers, motorcycles, pleasure boats, and motor homes. The family-operated insurance agency has more than two decades of experience in the industry.

License Verified:

License: 0G83993

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.5 / 5 (6)
Yelp
5.0 / 5 (5)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
––
Detail

Website
970 South Petit Avenue, Ventura, CA 93004
  • Multiple Policy Types

Why choose this provider?

Dena Rogers is a State Farm insurance professional who serves Oxnard. Included in her line of services is renters' insurance which covers additional living expenses in the event that the policyholder's home becomes inhabitable due to a covered loss. In addition, it provides protection from theft, vandalism, and natural disasters. Rogers, who has a background in organizational development and business management, has been a State Farm agent for 30 years. She volunteers for the California Little League District 63.

License Verified:

License: 0804331

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (38)
Facebook
4.0 / 5 (23)
Yelp
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to top

FAQs

  • What is the average cost of renters' insurance in Oxnard?

    In Oxnard, the average cost of renters' insurance is $15 per month or $174 per year. However, these rates might change, depending on the policyholder's personal property and liability coverage amount. Moreover, if they are residing in places with high crime rates, they will pay more expensive renters' insurance premiums.

  • Is water damage always covered by renters' insurance in Oxnard?

    No, water damage is not always covered by renters' insurance in Oxnard. If your personal belongings are damaged by flood, the replacement cost of your items will not be covered by the policy. You may purchase separate flood insurance from the National Flood Insurance Program to help you pay for out-of-pocket expenses in case your valuables get damaged.

  • What are the different ways to obtain renters' insurance discounts in Oxnard?

    In Oxnard, you may obtain renters' insurance discounts if you have no claims history and have a credit score higher than 700. You may also have insurance discounts if you invest in protection devices like burglar alarms and fire extinguishers. Additionally, if you bundle your renters' insurance with other personal protection plans, you can reduce your insurance costs.

  • Why do you need renters' insurance in Oxnard?

    You need renters' insurance in Oxnard because your landlord is only responsible for the damaged building in case unexpected perils happen. If, for example, your personal possessions like computers, clothing, and furniture are damaged by fire or theft, you need to spend a large amount of money for their replacement cost. If you have renters' insurance, you can prevent out-of-pocket expenses because it will help you pay for the replacement cost of your personal items.

  • Does renters' insurance in Oxnard cover earthquake damage?

    No, renters' insurance in Oxnard does not cover damage resulting from an earthquake. Even if a landlord has earthquake insurance, tenants' personal valuables are still not covered. They are advised to have earthquake insurance to prevent 100% responsibility in case they need to repair or replace their damaged or broken belongings.

Back to top

Related Articles

FeaturedHome-Remodel-Hero

Survey: COVID-19 Pandemic Leads to Surge in Demand for Renters Insurance

We surveyed 1,000 renters in the U.S. to see how the pandemic changed their thoughts about renters insurance, what they look ...

Find top Renter's Insurance Companies nearby

Search for Renter's Insurance Companies near you

Other top picks in your area