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Best Mortgage Refinance Companies in Ventura

Laurels
2023
Laurels

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Accelerated Lending Group logo
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License Verified:

License: 1588551

Nationwide Multistate Licensing System and Registry

Accelerated Lending Group

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6763 Sargent Lane, Ventura, CA 93003
  • Commercial Loans

Business Description

The Accelerated Lending Group helps Ventura residents, from first-time homebuyers to investors, with lending options such as FHA, USDA, and VA loans. The independent mortgage broker also serves current mortgagors, helping them restructure existing mortgages for lowered payment rates, shorter payment terms, or cash. One of its professionals, Andrew Kunisawa, has over a decade of industry experience, having worked in positions such as foreclosure specialist for Specialized Inc. and lending unit compliance writer for the Santa Barbara Bank & Trust.

License Verified:

License: 1588551

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Friendliness
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American Pacific Mortgage logo
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License: 1850

Nationwide Multistate Licensing System and Registry

American Pacific Mortgage

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3 Lincoln Drive, Suite 3B, Ventura, CA 93001
  • New Construction
  • Reverse Mortgages

Business Description

American Pacific Mortgage accommodates applications related to refinancing and home loans from Ventura-based clients. Its process involves credit score reviews, marketing analyses, and interest rate comparisons that help applicants determine a refinancing option that suits their financial needs. It also has a mobile application where clients are given access to pre-approval documents, mortgage calculators, progress updates, and direct communication lines with their loan officers. Outside of their work, American Pacific Mortgage's agents participate in humanitarian outreach efforts and programs through APMCares and Love VC, Inc.

License Verified:

License: 1850

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (21)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Antonio Skeeters logo
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License Verified:

License: DBO1705030

Nationwide Multistate Licensing System and Registry

Antonio Skeeters

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Ventura, CA
  • New Construction

Business Description

Antonio Skeeters is a mortgage broker serving Ventura's future homeowners. He represents NEXA Mortgage, where he finds loans that fit the funding needs of homebuyers and delinquent borrowers. His refinancing solutions adjust monthly payments and terms and allow borrowers to take cash from equities. As a single parent, Antonio understands the impact of effective mortgage programs on the financial outlook of households. He looks for substitute loan options for individuals who failed in their previous applications. He has been working in the industry since 2004.

License Verified:

License: DBO1705030

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Frank Salazar logo
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License Verified:

License: 234626

Nationwide Multistate Licensing System and Registry

Frank Salazar

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2775 N Ventura Rd #102, Oxnard, CA 93036
  • Reverse Mortgages

Business Description

Frank Salazar is a loan officer with GEM Mortgage, a residential lender serving clients in Ventura. He helps homeowners and home buyers refinance their mortgages to reduce their interest rates or change the length of their loans. Frank and his mortgage team offer in-house underwriting and maintain a transparent relationship with clients, Realtors, and escrow companies. They have served more than 5,000 families and funded above $1 billion in total loans in over 20 years.

License Verified:

License: 234626

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (60)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heritage Financial logo
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License Verified:

License: 320838

Nationwide Multistate Licensing System and Registry

Heritage Financial

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403 West Ojai Ave, Ojai, CA 93023
  • New Construction

Business Description

Heritage Financial has been serving individuals and families in Ventura since 1990. It educates owners of million-dollar homes about the refinancing process. The company also provides a variety of loan options, including adjustable-rate, fixed-rate, and reverse mortgages. Other options offered include VA and FHA loans. Heritage Financial takes part in the OPERATION: Ojai School Supplies! drive of the Ojai Valley Board of Realtors. Its president, Emily Wilson, is a member of the National Association of Mortgage Professionals and America's Homeowner Alliance.

License Verified:

License: 320838

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.5 / 5 (7)
Yelp
5.0 / 5 (6)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Huntington Mortgage logo
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License Verified:

License: 359061

Nationwide Multistate Licensing System and Registry

Huntington Mortgage

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305 Pasadena Ave., Ventura, CA 91030

Business Description

Huntington Mortgage serves clients in Ventura and the surrounding areas. It offers refinancing to owners and buyers of residential and commercial properties. A variety of loan options are available from the agency, including FHA, VA, RHS, conventional, home purchase, and jumbo loans. Huntington Mortgage is an affiliate of Huntington Group, which has been operating since 1978. Its owners, Avo Oughourlian and Jack Holwahjian, have worked in real estate financing for more than 30 years combined. Oughourlian also speaks Armenian.

License Verified:

License: 359061

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (40)
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Juan Jimenez logo
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License Verified:

License: 482903

Nationwide Multistate Licensing System and Registry

Juan Jimenez

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3160 Telegraph Rd., Ste. 104, Ventura, CA 93003
  • New Construction

Business Description

Juan Jimenez is a mortgage professional and loan officer who caters to borrowers in Ventura. He operates under American Pacific Mortgage, working with people looking to refinance for better rates or secure a home purchase loan. Jimenez helps borrowers understand the differences between the firm's loan programs, allowing them to choose the option suited to their needs. These programs include USDA, 203K, FHA, VA, and jumbo loans. Jimenez also offers renovation, builder, and bridge financing options.

License Verified:

License: 482903

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Landmark Financial logo
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License Verified:

License: 402358

Nationwide Multistate Licensing System and Registry

Landmark Financial

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Ventura, CA 93001
  • New Construction
  • Reverse Mortgages

Business Description

Landmark Financial is a Ventura-based mortgage business offering refinancing solutions to borrowers in the metro. The company designs refinancing programs for HARP 2 mortgages and loan holders planning to consolidate debts and cash out. In addition, it provides refinancing options that have zero closing costs. Its staff guides clients in the process of accomplishing the enrollment procedure smoothly. Landmark Financial was established in 1995 and was voted by Ventura County Star readers as the best mortgage lender for seven years.

License Verified:

License: 402358

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (8)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Loan Warehouse logo
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License Verified:

License: 1833428

Nationwide Multistate Licensing System and Registry

Loan Warehouse

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183 Montgomery Ave, 2nd Floor, Oxnard, CA 93036
  • New Construction

Business Description

Loan Warehouse is a mortgage broker that serves clients in Ventura and surrounding areas. Its team of loan consultants guides homeowners to a mortgage refinance option that fits their goals. It offers cash-out refinance for those seeking to take advantage of their home's equity and HARP 2.0 for underwater and near-underwater homeowners. The mortgage broker also assists with jumbo, FHA, VA, USDA, and 203k loans with terms from five to 30 years. Loan Warehouse provides HECM reverse mortgage loans as well.

License Verified:

License: 1833428

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (12)
Marty Smith logo
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License Verified:

License: 239049

Nationwide Multistate Licensing System and Registry

Marty Smith

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700 East Main Street, Ventura, CA 93001
  • Reverse Mortgages
  • New Construction

Business Description

Marty Smith is a mortgage professional at Capital Mortage Services that addresses the loan needs of first-time homebuyers and seasoned veterans in Ventura and its nearby communities. For more than 20 years, he has been providing reverse, adjustable rate, and 15-and 30-year fixed mortgages. He also offers different loan programs, including 203k, FHA, USDA, jumbo, and VA. One of his previous customers commended him on his constant communication throughout the application process and how he had educated them on the advantages and disadvantages of various loans.

License Verified:

License: 239049

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)
Mortgage Couch logo
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License Verified:

License: 1244162

Nationwide Multistate Licensing System and Registry

Mortgage Couch

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1500 Palma Drive, Ventura, CA 93003
  • Commercial Loans

Business Description

MortgageCouch is a mortgage brokerage that provides mortgage refinance solutions for residents of the Ventura metro. It offers several loan programs, such as FHA refinance loans, for individuals looking to refinance their homes in order to reduce monthly payments. The company also offers Freddie Mac relief refinance open access loans that are meant to help homeowners refinance their mortgages despite their debts exceeding their home's current value. Besides California, MortgageCouch also serves clients in Oregon.

License Verified:

License: 1244162

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (30)
Yelp
4.5 / 5 (8)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Smart Home Mortgage logo
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License Verified:

License: 1569054

Nationwide Multistate Licensing System and Registry

Smart Home Mortgage

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300 E. Esplanade Drive Ste. 105, Oxnard, CA 93036
  • New Construction
  • Reverse Mortgages

Business Description

Smart Home Mortgage is a brokerage agency that has been serving clients in Ventura and nearby areas since 2006. It offers mortgage refinancing solutions for better interest rates and to get cash out of equity. Its loan options include conventional, FHA, and VA for home purchases and refinancing. Smart Home Mortgage was founded by Larry Reyes and Staci Aguiar, two loan officers each with over 20 years of mortgage industry experience focusing on working-class families.

License Verified:

License: 1569054

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (53)
Yelp
4.5 / 5 (26)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Teena Broumand logo
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License Verified:

License: 1149844

Nationwide Multistate Licensing System and Registry

Teena Broumand

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701 E. Santa Clara Dr, Ventura, CA 93001
  • New Construction

Business Description

Teena Broumand is a Ventura-based mortgage broker who deals with clients across Ventura. She helps homeowners fulfill a variety of financial goals—ranging from lower interest rates to reduced program terms—through assistance with the mortgage refinancing process. Broumand uses data from sources like title companies to provide an accurate estimate of the client's home. She also offers loan programs backed by the USDA, FHA, and VA for aspiring homeowners. Broumand has been in the lending industry for more than eight years.

License Verified:

License: 1149844

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Triple C Mortgage, Inc. logo
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License Verified:

License: 248302

Nationwide Multistate Licensing System and Registry

Triple C Mortgage, Inc.

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138 N. 10th Street, Santa Paula, CA 93060
  • New Construction
  • Reverse Mortgages

Business Description

Triple C Mortgage, Inc., caters to clients in and around Ventura. It offers refinancing solutions covering different types of real estate, including townhouses, manufactured homes, condominiums, and single- or multi-family buildings. Its loan officers assist clients with their mortgage process to determine suitable options based on their financial conditions. Some of its programs include conventional, agency jumbo, and government home loan options. The options range from adjustable- or fixed-rate and interest-only to graduated payment mortgages.

License Verified:

License: 248302

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (8)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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