Best Mortgage Refinance Companies in Thousand Oaks

Since its inception in 2004, Amerifund has been operating under the commitment of changing the complex home loan process to an educational one while providing clients with expert guidance in choosing a suitable loan. It delivers tailored mortgage loans and refinancing plans to individuals in Thousand Oaks and assists them throughout the loan process, from documentation and underwriting to disclosure. Additionally, the company carries reverse mortgages for senior citizens and HELOC loans for property owners looking to improve their residences or consolidate debts.

Capstone Direct offers refinancing solutions to Thousand Oaks residents. It helps increase financial flexibility by arranging low-interest rates; reducing or extending payment terms; and switching adjustable rates to fixed options. In addition, the company offers a variety of loan programs, including FHA, jumbo, VA, and HELOC. Since 2007, Capstone Direct has funded over $2 billion in loans. It aims to empower the local community and businesses by initiating foster care initiatives, such as advocacy, parenting and fundraising, and providing financial and advisory support to RaisingHope Inc.

David Honda is a senior loan officer at CSMC Mortgage, serving clients in the Thousand Oaks metro. The company has mortgage refinancing solutions to help people interested in purchasing houses or condos lower interest rates, shorten the term of loans, or switch from adjustable-rate to fixed-rate mortgages. It also offers VA and first-time home buyer loan programs. A client commended Honda for answering phone meetings to discuss and explain refinancing programs and options even at night.

Dignified Home Loans, LLC, caters to clients in and around Thousand Oaks. The company assists homeowners throughout the process of refinancing their mortgages. It offers the FHA Streamline Program, a way for individuals to decrease their interest payments without the need for additional appraisals. The company also sets up reverse mortgages to help senior homeowners fund their retirement expenses. Dignified Home Loans has been operating since 2010. It employs a team with more than a century of collective industry experience.

Donna Krieger-Pearson is a mortgage broker and owner of the Mountain Mortgage Company, which serves the residents of Thousand Oaks and throughout the state. She helps first-time homebuyers, real estate investors, and move-up homebuyers replace existing mortgage loans with new ones to reduce interest rates and cash out of their home equity. In addition, Donna assists people 62 years or older in obtaining reverse mortgage loans, allowing them to stay in their homes without having to access their home equity.

LowerMortgage.net is a full-service firm that caters to borrowers in Thousand Oaks. It works with people who want to refinance their mortgage or purchase a loan. The firm offers various loan options while educating clients on the different mortgage types to help them make informed decisions. It has worked with over 3,000 clients in its 29 years of service in the community. It also maintains affiliation with organizations like the Greater Conejo Valley Chamber of Commerce and Rotary International.

MainStreet Mortgage serves clients across the Thousand Oaks community and the surrounding areas. It strives to assist individuals and families in obtaining mortgage refinancing or purchasing loans suitable for their needs, helping them achieve their personal and financial goals. Its team works with first-time homebuyers and established homeowners. It also handles the mortgage needs and concerns of senior citizens seeking long-term financial stability. The company has helped clients purchase real estate properties ranging from studio condominium units to luxury homes.

Option Funding has been assisting individuals and families in Thousand Oaks since 2002. It assists clients in comparing and shopping for refinancing options that lower their monthly payments and shorten their terms. These include traditional fixed-rate, adjustable-rate, interest-only, and graduated payment mortgages. It also works with customers who have credit problems and self-employed people. The company guides local borrowers from pre-approval and selection of loan programs to verification of information and closing. In addition, it provides real estate investors with cash-out solutions to generate property cash flow.

Pacific Oaks Mortgage addresses the real estate needs of people in and around Thousand Oaks. Its team offers refinancing solutions to help individuals, families, and investors reduce their interest rates and monthly payments. The company processes customers' current appraisals and verifies their assets and income. It also caters to those who need home improvement, debt consolidation, and education fund refinancing services. Managing partner Diego Germann has been in the mortgage banking business for over 25 years.

PCL Financial Group is a full-service mortgage lender that serves clients in Thousand Oaks and surrounding areas. It provides mortgage refinancing and it keeps complete control of the process including in-house underwriting, document drawing as well as funding. The lender works with CPAs, business managers, and other professionals, and has an appraisal management department that uses local experts. It also offers purchase, reverse mortgages, construction, and commercial property lending. Founder Mark Klein, a recovering CPA, began his mortgage career in 1992.

Rehaven is an independent mortgage brokerage firm assisting homebuyers in the Thousand Oaks metro and providing them with personalized home loan solutions. The agency helps customers refinance their mortgages to lower their monthly repayments or get better rates and terms. It also assists homeowners in accessing their homes' equity for cash. It offers first-time home buying and downpayment assistance programs, providing access to various loan products from different lenders. The firm is certified by the NMLS and can be contacted 24/7.