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Best Homeowners Insurance Agencies in Oxnard

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2023
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A.M. Insurance Agency logo
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A.M. Insurance Agency

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1215 Saviers Rd, Oxnard, CA 93033
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

A.M. Insurance Agency, established in 2009, is an insurance agency based in Oxnard that dedicates itself to providing insurance education and policies to its customers. The agency offers homeowners insurance to help bring customers security and peace of mind. The policies can usually cover interior or exterior damage, an injury occurring on the property, and damage or loss of personal belongings. Beyond homeowners insurance, A.M. Insurance Agency provides renters insurance, auto and motorcycle insurance, small business insurance, and general liability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ISU Insurance Services - The F & I Agency logo
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ISU Insurance Services - The F & I Agency

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99 Long Court, Thousand Oaks, CA 91360
  • Renter's Insurance
  • Earthquake

Business Description

ISU Insurance Services - The F & I Agency is an independently owned and operated insurance company serving the community of Oxnard. The agency represents a variety of providers, such as Nationwide, The Hartford, and Liberty Mutual. Its team gives clients a wide range of options for their homeowners insurance to cover damages from falling objects, storms, and fires. The company also offers coverage for traditional and vintage cars, boats, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jones & Maulding Insurance Agency logo
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Jones & Maulding Insurance Agency

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505 South A Street, Oxnard, CA 93030
  • Renter's Insurance
  • Flood
  • Fire
  • Earthquake

Business Description

Jones & Maulding Insurance Agency is a full-service insurance company that has been serving the Oxnard metro area since 1952. The firm assists private residence owners in safeguarding their homes and personal valuables through its homeowners' insurance policies. Its agents guide customers in choosing the right coverage and deduction plans that are akin to their priorities. Other offerings include auto, life and health, and business insurance packages. The company also serves clients in Agoura Hills, Malibu, Camarillo, Ventura, and Westlake Village.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kehl Insurance Services logo
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Kehl Insurance Services

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2219 Thousand Oaks Boulevard, Thousand Oaks, CA 91362
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Kehl Insurance Services is a homeowners' insurance agency that serves clients in Oxnard and throughout its nearby areas. It offers policies from an array of providers, including The Cincinnati Insurance Companies and United Home Insurance Co. Policies can include coverage for living expenses, medical expenses, property repairs, personal property loss, and liability. Kehl Insurance Services also offers several other types of insurance. That includes auto, life, and business insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (11)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pacific Preferred Insurance Brokers logo
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Pacific Preferred Insurance Brokers

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2775 North Ventura Road, Oxnard, CA 93036
  • Renter's Insurance
  • Personal Property Insurance
  • Flood
  • Fire
  • Earthquake
  • Condos

Business Description

Pacific Preferred Insurance Brokers is a team of insurance agents based in Oxnard. The company offers a wide range of insurance products, including home insurance. A standard home insurance policy includes coverage for the property, for other structures around the property, and for personal property. Additional coverages include tree and shrub damage, debris removal, and repairs. Pacific Preferred Insurance Brokers provides insurance products from various carriers, including MetLife, Zurich, and Prudential. The agency has been in service since 2011.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (2319)
Facebook
5.0 / 5 (111)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ray Gonzales- State Farm Insurance Agent logo
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Ray Gonzales- State Farm Insurance Agent

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2711 South Rose Avenue, Oxnard, CA 93033
  • Renter's Insurance

Business Description

Ray Gonzales- State Farm Insurance Agent provides insurance solutions for families and individuals in Oxnard seeking to protect their homes and belongings. Gonzales and his team are bi-lingual and can accommodate clients who are fluent in Spanish. They provide insurance policies covering expenses resulting from potential theft, sudden water loss incidents, and natural calamities. Ray Gonzales guides homeowners who want to learn the appropriate coverage amount for their homes by helping them determine the market value and replacement cost of their properties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (325)
Yelp
5.0 / 5 (86)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thousand Oaks Insurance Agency logo
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Thousand Oaks Insurance Agency

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3525 Old Conejo Road, Thousand Oaks, CA 91320
  • Earthquake
  • Multiple Policy Types
  • Fire

Business Description

Thousand Oaks Insurance Agency does business with clients throughout the Oxnard metro area and offers complete services for homeowners insurance needs. This agency is experienced with many scenarios that lead to housing damage and works to protect clients from these scenarios by selling them homeowners insurance policies and ensuring that they obtain the right amounts of coverage for their properties. Both landlord and renters insurance policies are available here. Thousand Oaks Insurance Agency sells auto, recreational, and boat insurance policies too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (116)
Yelp
5.0 / 5 (19)
Facebook
4.4 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vista West Insurance Services logo
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Vista West Insurance Services

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1000 Town Center Drive, Oxnard, CA 93036
  • Multiple Policy Types

Business Description

Vista West Insurance Services is an Oxnard-based company carrying a wide array of insurance products. This firm offers homeowner policies with comprehensive coverage for different home types, such as rental dwellings, beach homes, secondary dwellings, and high-value units. Aside from property repairs, its comprehensive plans cover financial risks due to theft, fire, or liabilities in cases of injury, including related medical expenses. Additionally, property owners receive assistance for living expenses in complete home loss situations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (6)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.