Expertise.com

Best Mortgage Refinance Companies in Santa Barbara

Laurels
2023
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
American Pacific Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 779500

Nationwide Multistate Licensing System and Registry

American Pacific Mortgage

Visit WebsiteWebsite
3 Lincoln Dr #3b, Ventura, CA 93001
  • New Construction

Business Description

American Pacific Mortgage caters to clients in and around Santa Barbara. Its specialists assist homeowners looking to refinance their current mortgages to lower monthly payments or utilize home equity. They identify borrowers' goals and revisit their mortgages to determine if refinancing is advisable. The team also offers first-time homebuyers guidance throughout the whole home-buying journey to help them make informed decisions. Branch manager Greg Abrams has been honing his knowledge of the home lending market for more than 15 years.

License Verified:

License: 779500

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Direct Mortgage Funding-Santa Barbara logo
Visit WebsiteWebsite

License Verified:

License: 57662

Nationwide Multistate Licensing System and Registry

Direct Mortgage Funding-Santa Barbara

Visit WebsiteWebsite
1736 State St, Santa Barbara, CA 93101
  • Reverse Mortgages

Business Description

Direct Mortgage Funding - Santa Barbara provides solutions to clients in the local metro and the surrounding areas. It offers home purchase and refinancing loan options, including conventional, conforming, VA, FHA, and jumbo loans. Additionally, the company has reverse and fixed-rate mortgage options. Its fixed-rate mortgages are available for 15- or 30-year terms. The company helps clients find mortgage programs based on their needs. Guy Rivera, a branch manager at Direct Mortgage Funding, has over 20 years of real estate finance experience.

License Verified:

License: 57662

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (27)
Yelp
4.5 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jerry Avila logo
Visit WebsiteWebsite

License Verified:

License: 1674069

Nationwide Multistate Licensing System and Registry

Jerry Avila

Visit WebsiteWebsite
2751 Park View Court, Unit 271, Oxnard, CA 93036
  • New Construction

Business Description

Jerry Avila is a loan officer who offers mortgage services to clients in and around Santa Barbara. He specializes in refinancing, helping clients find loans with better terms or take some cash out of their properties. His agency provides clients with professional support and assistance in navigating through the mortgage process. Avila’s primary clients are first time home buyers, but also lends his services to move-up and second-home buyers, investment buyers, and seniors seeking reverse mortgages.

License Verified:

License: 1674069

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Loan Warehouse logo
Visit WebsiteWebsite

License Verified:

License: 1833428

Nationwide Multistate Licensing System and Registry

Loan Warehouse

Visit WebsiteWebsite
183 Montgomery Avenue FL 2, Oxnard, CA 93036
  • New Construction
  • Reverse Mortgages

Business Description

Loan Warehouse is a mortgage company that caters to customers in Santa Barbara. It serves people looking for refinancing solutions to pay off their existing mortgage with a new one. It provides jumbo, 203K, FHA, VA, and USDA loans, as well as fixed-rate mortgages with terms ranging from 15 to 30 years. Javier Ordonez, one of its loan consultants, helps Spanish- and English-speaking clients understand the mortgage process by simplifying the terms. The company belongs to the Association of Independent Mortgage Experts.

License Verified:

License: 1833428

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (12)
Mickey Hellman logo
Visit WebsiteWebsite

License Verified:

License: 244724

Nationwide Multistate Licensing System and Registry

Mickey Hellman

Visit WebsiteWebsite
125 Union Ave #102a, Orcutt, CA 93455
  • New Construction
  • Reverse Mortgages

Business Description

Mickey Hellman heads Edge Home Finance, a mortgage company that assists Santa Barbara individuals and families. Hellman offers different online resources, such as application forms, decision-making guides, and calculators to help clients assess their loan needs. After the client's website application process, Mickey calls them to discuss the loan process or set up an appointment online. Edge Home Finance's refinancing process starts with an analysis request. The company provides homeowners with a plan that matches their needs according to interest rates and terms.

License Verified:

License: 244724

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MortgageCouch logo
Visit WebsiteWebsite

License Verified:

License: 1244162

Nationwide Multistate Licensing System and Registry

MortgageCouch

Visit WebsiteWebsite
1500 Palma Drive, Ventura, CA 93003
  • New Construction

Business Description

MortgageCouch is a one-stop home loan brokerage that caters to borrowers in Santa Barbara. It offers refinancing services and loan products, such as FHA, VA, USDA, residential real estate finance, owner-occupied, and second home mortgages. The company's goal is to make the loan origination process as open and transparent as possible for purchasers, real estate agents, and all other parties involved in a real estate transaction. MortgageCouch is led by Matthew Couch and Shelby Bishop, who has been in the mortgage field for over a decade.

License Verified:

License: 1244162

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (30)
Yelp
4.5 / 5 (8)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paragon Mortgage Group logo
Visit WebsiteWebsite

License Verified:

License: 240525

Nationwide Multistate Licensing System and Registry

Paragon Mortgage Group

Visit WebsiteWebsite
1215 De la Vina Street, Santa Barbara, CA 93101
  • Reverse Mortgages

Business Description

Paragon Mortgage Group serves customers in Santa Barbara who need refinancing and loan options. The team has fixed and adjustable-rate mortgages with terms ranging from a decade to three. Refinancing options are available to take advantage of more favorable conditions and terms of fulfillment. Paragon Mortgage Group is owned by Peter Trent, who is a licensed real estate broker who has more than two decades of experience in the finance and property sectors. He previously worked for Hammock Arnold Smith & Company.

License Verified:

License: 240525

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SB Mortgage Group logo
Visit WebsiteWebsite

License Verified:

License: 1211574

Nationwide Multistate Licensing System and Registry

SB Mortgage Group

Visit WebsiteWebsite
1601 Anacapa St, Santa Barbara, CA 93101
  • New Construction

Business Description

SB Mortgage Group helps individuals in Santa Barbara choose from a selection of loan programs that suit their needs. It offers mortgage refinancing options for various property types, including townhouses, condominiums, single-family houses, multi-family residences, and vacation homes. In addition, it provides FHA, USDA, VA, and jumbo loans as well as adjustable-rate and fixed-rate, interest-only, and graduated payment options. Clients can use the mortgage calculators on its website to evaluate their options and make informed decisions.

License Verified:

License: 1211574

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Silver Mortgage Group logo
Visit WebsiteWebsite

License Verified:

License: 234378

Nationwide Multistate Licensing System and Registry

Silver Mortgage Group

Visit WebsiteWebsite
916 W Ventura Blvd Suite 100, Camarillo, CA 93010
  • New Construction

Business Description

Silver Mortgage Group provides refinance options for homeowners in Santa Barbara. It offers rate-and-term for those seeking to reduce interest rates and the length of their mortgages and cash-out for borrowers who want to access money through the equity they have built. Its team has conventional, jumbo, FHA, and VA loan options, as well as FRMs and ARMs. Buyers’ assistance programs are also available. The company is a division of Golden Empire Mortgage, which has been in the industry for 30 years.

License Verified:

License: 234378

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (17)
Yelp
4.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Skyview Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1962695

Nationwide Multistate Licensing System and Registry

Skyview Mortgage

Visit WebsiteWebsite
Ventura, CA 93001
  • New Construction
  • Reverse Mortgages

Business Description

SkyView Mortgage is a full-service company that offers its services to clients in Santa Barbara. The company offers expertise in conventional low-cost refinancing loans for multiple property types like single and multi-family homes, condominiums, townhomes, and manufactured. Its refinancing programs include FHA streamline, and FHA cash out. FHA 203k, VA streamline, USDA streamline, and HARP are also offered. SkyView Mortgage also caters to clients from across California and also covers niche programs for refinancing like no points, no fees, and 0% down.

License Verified:

License: 1962695

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Susan Bonanno logo
Visit WebsiteWebsite

License Verified:

License: 245778

Nationwide Multistate Licensing System and Registry

Susan Bonanno

Visit WebsiteWebsite
1525 State St Suite 200, Santa Barbara, CA 93101
  • Multi-Family Loans

Business Description

Susan Bonanno of Synergy One Lending, Inc., is a mortgage broker who caters to the refinancing needs of Santa Barbara. She helps her clients pay off their debts, get cash from equity, reduce loan terms, and get lower monthly payments through various refinancing programs. In addition, Bonanno offers different loans for a variety of housing needs. These include VA, renovation, and reverse mortgages. She has been in the financial industry since 2005. Bonanno also serves financial planners, CPAs, and real estate professionals.

License Verified:

License: 245778

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Teena Broumand logo
Visit WebsiteWebsite

License Verified:

License: 1149844

Nationwide Multistate Licensing System and Registry

Teena Broumand

Visit WebsiteWebsite
701 E. Santa Clara Dr., Ventura, CA 93001
  • New Construction

Business Description

Teena Broumand serves clients in Santa Barbara who seek mortgage and refinancing solutions. She navigates homebuyers through the complex processes of real estate purchase and covers matters such as cost-benefit analyses of mortgage products and the tax implications of each. These options include VA and conventional loans, and refinancing is available for individuals who wish to take advantage of more favorable terms of debt fulfillment. Teena Broumand is an independent broker who uses online application processes.

License Verified:

License: 1149844

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trenton Hammel logo

License Verified:

License: 720948

Nationwide Multistate Licensing System and Registry

Trenton Hammel

222 E Carrillo St. Ste. 107, Santa Barbara, CA 93101
  • New Construction
  • Reverse Mortgages

Business Description

Trenton Hammel provides his mortgage services across the Santa Barbara community and the surrounding areas. Trenton helps homeowners achieve their financial goals by refinancing their existing mortgage loans, which focuses on shortening their terms and reducing their monthly payments. These refinancing services also allow them to obtain funds for home improvement matters. In addition to mortgage refinancing, he helps individuals apply for conventional, USDA, VA, and FHA loans. Trenton is a sales manager and loan consultant at Caliber Home Loans.

License Verified:

License: 720948

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Triple C Mortgage, Inc. logo

License Verified:

License: 248302

Nationwide Multistate Licensing System and Registry

Triple C Mortgage, Inc.

138 N. 10th Street, Santa Paula, CA 93060
  • New Construction

Business Description

Triple C Mortgage, Inc. helps residents in the Santa Barbara area achieve their home refinancing or purchasing goals. It assists clients in obtaining the best interest rates and monthly payments for their new homes or investment properties that meet their financial situation. It has funded over $140 million in loans to purchased and refinanced home units with the help of its digital mortgage process that provides borrowers with prompt assistance on their loan applications and pre-qualifications.

License Verified:

License: 248302

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––