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Best Local Car Insurance Agencies in Lancaster

2024

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Providers

Last updated:

Website
940 W Avenue J, Lancaster, CA 93534
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Vinsa Insurance Associates is a car insurance agency based in Lancaster. It is an independent insurance agency that provides auto insurance policies covering vehicle-related losses, injuries, and damages. The policies serve as a protection for passengers and drivers who could face lawsuits following a car accident. The agency has been providing its services to the community since 1968. Prospective clients can set consultations and request an auto quote on their website. It also offers health, business, and personal insurance.

License Verified:

License: 0366679

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (16)
Yelp
4.5 / 5 (6)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
14622 Victory Boulevard, Van Nuys, CA 91411
  • Motorcyle & ATV

Why choose this provider?

Shana Insurance Services Corp. is an independent agency that offers auto coverage options to communities in Lancaster. In business for over 38 years, the company offers both personal and commercial policies for vehicle owners, with the latter including trucks, vans, and trailers used for businesses. Shana also provides rideshare driver insurance, as well as other lines of coverage such as health, life, home, and workers' compensation. The company staunchly focuses on honesty, whether for individuals and their families or for businesses.

License Verified:

License: 0E39073

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (14)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3401 Pacheco Road, Lancaster, CA 93313
  • Motorcyle & ATV

Why choose this provider?

Since 2005, Omni Safe Insurance has been providing insurance policies to Lancaster residents and businesses. It offers auto insurance policies, which are customized to ensure that clients' needs are covered. There are various types of car insurance coverage the company's agents help clients with, such as liability coverage, comprehensive coverage, collision coverage, uninsured motorist coverage, and rental car reimbursement. They also assist those who have been arrested for DUI by seeking out insurance companies that carry high-risk insurance.

License Verified:

License: 0L86767

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (34)
Yelp
4.5 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
44215 20th Street West, Lancaster, CA 93534
  • Multiple Carriers

Why choose this provider?

Express Lane Insurance has an office in Lancaster that offers auto insurance plans to residents within the metro. Founded in 2013, the company can provide car insurance quotes through its online request form. It works with over 20 insurance carriers, including Infinity Auto Insurance, Progressive, and Mercury, and helps clients find the appropriate car insurance coverages based on their needs. These options can include property damage, uninsured motorist, and non-owner insurance packages. Express Lane Insurance also deals with auto and home insurance bundle products.

License Verified:

License: 0F98069

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (535)
Yelp
2.0 / 5 (23)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1128 West Ave Ste K, Lancaster, CA 93534
  • Motorcyle & ATV

Why choose this provider?

Pronto Insurance, which is located in Lancaster, specializes in providing risk management solutions for individuals and businesses. The company's line of products includes auto insurance wherein its team provides protection plans regardless of the client's driving record. The agents compare policies from multiple carriers, allowing them to find coverage that will suit car owners' unique needs. In addition to auto insurance, the agency offers home and renter's insurance. Pronto Insurance's team has more than 50 years of combined industry experience.

License Verified:

License: 0E77904

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1821 West Avenue I, Lancaster, CA 93534
  • Multiple Carriers

Why choose this provider?

Fred Loya Ins Agency Inc. is a locally owned and operated business that is committed to providing general auto insurance solutions to customers in the Lancaster and El Paso areas. The agency's auto insurance agents can insure high-risk drivers regardless of their credit history or driving record. For convenience, clients can use the company's website to make payments. Additionally, the agency is intent on offering high-quality services by making sure that customers are assisted in the whole claims process.

License Verified:

License: 0E63486

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.3 / 5 (23)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1008 West Avenue M14, Palmdale, CA 93551
  • Bundling Option

Why choose this provider?

Cullen Insurance Agency - Palmdale offers a wide range of insurance products to the people of Lancaster and the rest of Southern California. Its professional agents can help vehicle owners shop for an assortment of car insurance packages designed to meet their specific needs, expectations, and preferences. These policies can support motorists financially in the event of an automotive emergency. In addition to standard auto, Cullen Insurance Agency - Palmdale also insures other vehicles, such as bicycles, motorcycles, RVs, and boats.

License Verified:

License: 0H64814

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (39)
Google
4.8 / 5 (30)
Yelp
2.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Will your car insurance cover your personal items in the event of theft in Lancaster?

    Your car insurance policy in Lancaster will cover the cost to repair or replace your automobile in the event of theft but not the contents inside your vehicle if it is stolen. Some car insurance providers, however, offer up to a certain limit, often $500 to $1,000, coverage for your personal effects. Additionally, if you have homeowners or renters insurance, you may be able to file a claim to recoup the value of any stolen items.

  • Can you use your Lancaster car insurance policy to pay for cosmetic damage repair of your vehicle?

    If you purchased a policy in Lancaster that included collision and comprehensive coverage, your insurance extends its range to cosmetic damages that are deemed to significantly impact the vehicle's safety and the driver's performance. However, the policy excludes coverage for cosmetic damage due to wear and tear or a lack of maintenance. Your insurer may also find reasonable cause to deny your claim if you file it later than the given grace period.

  • What is a good annual mileage for car insurance in Lancaster?

    Good mileage for car insurance in Lancaster ranges from 10,000 to 12,000 miles per year or lower. Depending on your insurer's policies, you could reduce your rates by more than 10% by means of low-mileage discounts. On the other hand, it is considered high mileage to drive more than 15,000 miles annually.

  • What if you had an accident in your golf car in Lancaster, would damages be covered under car insurance?

    In Lancaster, most car insurance policies would not cover damages incurred from a golf cart accident. If you have a claim that took place on your property, your homeowners insurance could pay for repairs to your golf cart. You might want to acquire golf cart insurance, which provides protections identical to car insurance.

  • After a hit-and-run collision in Lancaster, what coverage applies to your car insurance?

    If the driver flees from the hit-and-run scene in Lancaster and is untraceable, their liability insurance will not cover your losses unless they are found. In that case, you will have to claim damages from your own car insurance under the supplemental coverage you acquired, including uninsured motorist, medical payment, personal injury protection, and collision provisions. If the at-fault driver is identified, besides filing a liability claim against their policy, you may sue them and possibly obtain more than their insurance maximum.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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