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2024

Last updated:

Best Local Car Insurance Agencies in Palmdale

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Palmdale Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

98

Reviewed

62

Curated

9

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
650 Commerce Avenue, Palmdale, CA 93551
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Todd Main is a State Farm insurance agent servicing the Palmdale community. The community-oriented agency is committed to building strong relationships with clients to fully understand their needs. State Farm offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages. The agency also offers banking and investment services for clients. Main is a member of the Antelope Valley Chamber of Commerce.

License Verified:

License: 0B98105

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (234)
Facebook
5.0 / 5 (53)
Yelp
4.5 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1008 W. Avenue M14, Palmdale, CA 93551
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Cullen Insurance Agency is a full-service insurance provider that has been serving Palmdale and the rest of Southern California for more than 30 years. It writes car insurance policies that are customized depending on the clients' situation. The company's agents guide policy buyers in getting the coverages required under California law with the best possible protection for them and their assets. Cullen Insurance Agency strives to maintain the highest ethical standards in its relationships with insurance carriers, the public, and its clients.

License Verified:

License: 0D56748

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (121)
Google
4.7 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
43700 17th Street West, Lancaster, CA 93534
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

ISU Stephen B. Marvin Insurance Agency, which is located in Lancaster, has been providing insurance services since 1912. The family business has a full range of products which includes auto insurance. Its team furnishes insurance plans for car owners that include coverage for collision damage and liability protection. The professionals review policies from various carriers such as Safeco Insurance, Travelers, and Progressive. They work with clients one-on-one to develop tailored policies and to build lasting friendships.

License Verified:

License: 0523636

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (47)
Yelp
4.5 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
949 East Palmdale Boulevard, Palmdale, CA 93550
  • RV & Motorhome
  • Motorcyle & ATV

Why choose this provider?

CHL Insurance Agency is a Palmdale-based agency that provides commercial and personal insurance lines to clients in the metro. It has been serving the community for over 20 years, offering a wide range of insurance products such as auto insurance, home insurance, and business insurance. Its specialists can customize auto policies for clients who need protection against property risks and liability risks in the event of an accident. "No hooks, no gimmicks, just great insurance" is the company's promise in terms of servicing its clients.

License Verified:

License: 0D51744

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (9)
Yelp
4.0 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
44215 20th Street West, Lancaster, CA 93534
  • Multiple Carriers

Why choose this provider?

Established in 2013, Express Lane Insurance is a professional insurance management agency that serves residential and commercial clients in Palmdale, Lancaster, Fontana, and nearby areas. The company offers a wide array of insurance products and services such as auto insurance, motorcycle insurance, home, and renters insurance, and also facilitates filing and paperwork for SR-22 insurance holders. The company has access to various lines of insurance brands and carriers and provides personalized insurance coverage for each client.

License Verified:

License: 0F98069

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Facebook
5.0 / 5 (13)
Yelp
1.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
44030 10th Street West, Lancaster, CA 93534
  • Multiple Carriers

Why choose this provider?

Representing over 145+ insurance providers, Agency One Insurance allows clients to choose the policy that will suit their specific needs. Serving the drivers and vehicle owners of Palmdale and the nearby areas, the company offers insurance for autos and motorcycles. Additionally, its agents offer insurance for recreational vehicles such as ATVs. Watercraft equipment such as boats is handled by the company with its boat insurance to protect it from the event of accidents, storms, and theft.

License Verified:

License: 0C09604

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
520 West Palmdale Boulevard, Palmdale, CA 93551
  • Bundling Option

Why choose this provider?

Kerry's Insurance Services is composed of insurance professionals who are dedicated to providing insurance protection for clients throughout Palmdale and nearby regions. This independent insurance business provides an auto insurance policy that protects individuals against financial loss due to car accidents and other disasters. The auto insurance plan covers the costs of rehabilitation, injury treatments, funeral expenses, and lost wages. The policy also covers the legal responsibility of the client to other people for injury or property damage and property coverage for the damage to the client's car.

License Verified:

License: 0G94431

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (129)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4654 E. Avenue S Suite G, Palmdale, CA 93552
  • Multiple Carriers

Why choose this provider?

Aims Insurance Services - Palmdale is an insurance agency servicing the Palmdale community. It provides a wide range of personal and commercial car insurance coverage options for all types of vehicles. Its team of professional agents takes into consideration the unique needs of clients for their insurance plans. Motorcycle and watercraft insurance packages are also provided by the agency. The car insurance needs of clients are also accommodated if ever they are in Mexico, under the Mexico insurance policies that are offered.

License Verified:

License: 0F27205

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (213)
Yelp
1.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
940 West Avenue J, Lancaster, CA 93534
  • Motorcyle & ATV

Why choose this provider?

Vinsa Insurance Associates is an independent agency that serves the Palmdale metro and the surrounding areas. Its team works with multiple insurance companies to help its customers select the most appropriate company and coverage for protecting the most important assets for families and businesses. This applies to individual life and health, house, and car insurance. Vinsa Insurance Associates also provides a self-help tool on its website to help clients quickly purchase the best available auto insurance rates.

License Verified:

License: 0366679

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (50)
Facebook
5.0 / 5 (12)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can your insurance premium increase after filing a claim even if the car accident in Palmdale was not your fault?

    In Palmdale, insurance companies are prohibited from increasing premiums for drivers who were not mainly at fault in an accident. This is based on California Proposition 103 of 1988, which required insurance companies to obtain prior authorization from the California Department of Insurance before determining rates for property and liability. However, the state follows comparative negligence laws, which means your premium can still be affected if you were partially at fault in an accident.

  • What factors can affect your car insurance rates in Palmdale?

    There are various factors that can affect your car insurance rate in Palmdale. These include age, gender, marital status, credit history, vehicle type, preferred coverage limit, and deductible amount. Insurance companies also study your driving history, including prior citations and DUI convictions, to determine your premium.

  • What happens if the at-fault driver in an accident is uninsured in Palmdale?

    When an at-fault driver in Palmdale does not have auto insurance and causes an accident, they bear full responsibility for compensating the injured party for their losses. This means they cannot depend on insurance to cover any financial obligations resulting from the accident. They may also face legal consequences for not complying with California's auto insurance regulations.

  • Who can apply for the California Low-Cost Auto Insurance Program in Palmdale?

    The California Low-Cost Auto Insurance Program in Palmdale has specific eligibility requirements. To qualify, individuals must hold a valid California driver's license, own a vehicle valued at $25,000 or less, meet income guidelines based on household size, be at least 16 years old, and maintain a good driving record.

  • Does Palmdale require insurance for parked and non-operational vehicles?

    In Palmdale, you are not required to have insurance for parked or non-operational vehicles if you've officially declared them as having Planned Non-Operation status with the California Department of Motor Vehicles. When you declare your vehicle as PNO, you do not intend to operate it on public roads during a specified time frame. Therefore, there is no need to maintain liability auto insurance for that particular vehicle.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.