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Best Local Car Insurance Agencies in Palmdale

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Agency One Insurance logo
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License Verified:

License: 0C09604

California Department Of Insurance

Agency One Insurance

44030 10th Street West, Lancaster, CA 93534
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  • Multiple Carriers

Business Description

Representing over 145+ insurance providers, Agency One Insurance allows clients to choose the policy that will suit their specific needs. Serving the drivers and vehicle owners of Palmdale and the nearby areas, the company offers insurance for autos and motorcycles. Additionally, its agents offer insurance for recreational vehicles such as ATVs. Watercraft equipment such as boats is handled by the company with its boat insurance to protect it from the event of accidents, storms, and theft.

License Verified:

License: 0C09604

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (128)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aims Insurance Services - Palmdale logo
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License Verified:

License: 0F27205

California Department Of Insurance

Aims Insurance Services - Palmdale

4654 E. Avenue S Suite G, Palmdale, CA 93552
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  • Multiple Carriers

Business Description

Aims Insurance Services - Palmdale is an insurance agency servicing the Palmdale community. It provides a wide range of personal and commercial car insurance coverage options for all types of vehicles. Its team of professional agents takes into consideration the unique needs of clients for their insurance plans. Motorcycle and watercraft insurance packages are also provided by the agency. The car insurance needs of clients are also accommodated if ever they are in Mexico, under the Mexico insurance policies that are offered.

License Verified:

License: 0F27205

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (213)
Yelp
1.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CHL Insurance Agency logo
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License Verified:

License: 0D51744

California Department Of Insurance

CHL Insurance Agency

949 East Palmdale Boulevard, Palmdale, CA 93550
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  • RV & Motorhome
  • Motorcyle & ATV

Business Description

CHL Insurance Agency is a Palmdale-based agency that provides commercial and personal insurance lines to clients in the metro. It has been serving the community for over 20 years, offering a wide range of insurance products such as auto insurance, home insurance, and business insurance. Its specialists can customize auto policies for clients who need protection against property risks and liability risks in the event of an accident. "No hooks, no gimmicks, just great insurance" is the company's promise in terms of servicing its clients.

License Verified:

License: 0D51744

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (9)
Yelp
4.0 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cullen Insurance Agency logo
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License Verified:

License: 0D56748

California Department Of Insurance

Cullen Insurance Agency

1008 W. Avenue M14, Palmdale, CA 93551
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  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Cullen Insurance Agency is a full-service insurance provider that has been serving Palmdale and the rest of Southern California for more than 30 years. It writes car insurance policies that are customized depending on the clients' situation. The company's agents guide policy buyers in getting the coverages required under California law with the best possible protection for them and their assets. Cullen Insurance Agency strives to maintain the highest ethical standards in its relationships with insurance carriers, the public, and its clients.

License Verified:

License: 0D56748

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (121)
Google
4.7 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
expresslaneins.com logo
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License Verified:

License: 0F98069

California Department Of Insurance

expresslaneins.com

44215 20th Street West, Lancaster, CA 93534
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  • Multiple Carriers

Business Description

Established in 2013, Express Lane Insurance is a professional insurance management agency that serves residential and commercial clients in Palmdale, Lancaster, Fontana, and nearby areas. The company offers a wide array of insurance products and services such as auto insurance, motorcycle insurance, home, and renters insurance, and also facilitates filing and paperwork for SR-22 insurance holders. The company has access to various lines of insurance brands and carriers and provides personalized insurance coverage for each client.

License Verified:

License: 0F98069

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Facebook
5.0 / 5 (13)
Yelp
1.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Facepoint Insurance Services logo
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License Verified:

License: 0G49184

California Department Of Insurance

Facepoint Insurance Services

1008 W Avenue M14, Palmdale, CA 93551
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  • Multiple Carriers

Business Description

Facepoint Insurance Services is an agency that serves the people of Palmdale and all of California. Its owner and operator, Victor Eguizabal, is an experienced insurance professional who can help vehicle owners obtain car insurance policies based on their needs and priorities in order to protect them in the event of an automotive emergency. As a bilingual agent, he can provide services in Spanish, should clients find that more convenient. Facepoint Insurance Services also offers home, business, and life insurance.

License Verified:

License: 0G49184

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (14)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Forward Insurance Services logo
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License Verified:

License: 0B58852

Forward Insurance Services

1543 East Palmdale Boulevard, Palmdale, CA 93550
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  • Bundling Option

Business Description

Forward Insurance Services is a car insurance provider based in Palmdale that caters to both individual and commercial clients in all of California. Its agents have the experience to shop for a variety of policies from multiple carriers that will fit the vehicle owners’ needs and priorities. Auto insurance generally provides property, liability, and medical coverage. Drivers also have the option to avail themselves of more protection. Forward Insurance Services also offers other insurance products, including homeowners' insurance.

License Verified:

License: 0B58852

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ISU Stephen B. Marvin Insurance Agency - Lancaster logo
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License Verified:

License: 0523636

California Department Of Insurance

ISU Stephen B. Marvin Insurance Agency - Lancaster

43700 17th Street West, Lancaster, CA 93534
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

ISU Stephen B. Marvin Insurance Agency, which is located in Lancaster, has been providing insurance services since 1912. The family business has a full range of products which includes auto insurance. Its team furnishes insurance plans for car owners that include coverage for collision damage and liability protection. The professionals review policies from various carriers such as Safeco Insurance, Travelers, and Progressive. They work with clients one-on-one to develop tailored policies and to build lasting friendships.

License Verified:

License: 0523636

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (47)
Yelp
4.5 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kerry's Insurance Services logo
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License Verified:

License: 0G94431

California Department Of Insurance

Kerry's Insurance Services

520 West Palmdale Boulevard, Palmdale, CA 93551
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  • Bundling Option

Business Description

Kerry's Insurance Services is composed of insurance professionals who are dedicated to providing insurance protection for clients throughout Palmdale and nearby regions. This independent insurance business provides an auto insurance policy that protects individuals against financial loss due to car accidents and other disasters. The auto insurance plan covers the costs of rehabilitation, injury treatments, funeral expenses, and lost wages. The policy also covers the legal responsibility of the client to other people for injury or property damage and property coverage for the damage to the client's car.

License Verified:

License: 0G94431

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (129)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Todd Main logo
Visit WebsiteWebsite

License Verified:

License: 0B98105

California Department Of Insurance

Todd Main

650 Commerce Avenue, Palmdale, CA 93551
Visit WebsiteWebsite
  • Multiple Carriers
  • Bundling Option

Business Description

Todd Main is a State Farm insurance agent servicing the Palmdale community. The community-oriented agency is committed to building strong relationships with clients to fully understand their needs. State Farm offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages. The agency also offers banking and investment services for clients. Main is a member of the Antelope Valley Chamber of Commerce.

License Verified:

License: 0B98105

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (234)
Facebook
5.0 / 5 (53)
Yelp
4.5 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vinsa Insurance Associates logo
Visit WebsiteWebsite

License Verified:

License: 0366679

California Department Of Insurance

Vinsa Insurance Associates

940 West Avenue J, Lancaster, CA 93534
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  • Motorcyle & ATV

Business Description

Vinsa Insurance Associates is an independent agency that serves the Palmdale metro and the surrounding areas. Its team works with multiple insurance companies to help its customers select the most appropriate company and coverage for protecting the most important assets for families and businesses. This applies to individual life and health, house, and car insurance. Vinsa Insurance Associates also provides a self-help tool on its website to help clients quickly purchase the best available auto insurance rates.

License Verified:

License: 0366679

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (48)
Facebook
5.0 / 5 (7)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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