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Best Homeowners Insurance Agencies in Lancaster

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Agency One Insurance Services Inc. logo
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Agency One Insurance Services Inc.

44030 10th St W, Lancaster, CA 93534
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  • Flood
  • Earthquake
  • Multiple Policy Types

Business Description

Agency One Insurance Services Inc. is a full-service insurance firm that helps residents and businesses in Lancaster protect their homes and investments. The company's agents assist individuals and families in choosing the right homeowners' insurance policy that can best meet their needs. The firm also provides dwelling fire insurance policy that protects the homes and personal assets of policyholders in a fire emergency. Other offerings include all types of personal and commercial insurance packages. The company also serves clients in California and Arizona.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.4 / 5 (51)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Facepoint Insurance Services logo
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Facepoint Insurance Services

1008 W Avenue M14, Ste A/D47, Palmdale, CA 93551
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  • Earthquake
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood

Business Description

Facepoint Insurance Services is a homeowners insurance agency in Palmdale that extends its services to the residents of Lancaster. The firm's insurance agents are skilled in providing homeowner insurance quotes, homeowner flood quotes, and manufactured home quotes. Other than home insurance products, the team at Facepoint Insurance Services also assists their clients in obtaining earthquake insurance, life insurance, and renters insurance policies. In addition, the Palmdale agency also helps business owners acquire competitive business and commercial insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)
Yelp
5.0 / 5 (12)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gladstone Insurance logo
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Gladstone Insurance

1007 East Avenue J, Lancaster, CA 93535
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  • Multiple Carriers
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Gladstone Insurance is an agency that offers homeowners' insurance solutions for property owners in Lancaster and the surrounding areas. It comprises a team of insurance agents that knows how to examine clients' situations and assist in finding coverage that suits unique needs and budget considerations. They also review clients' insurance policies on a regular basis to ensure it aligns with various life changes, such as increased construction costs, new pets, and possessions. They also have insurance products for cars, motorcycles, and boats.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.8 / 5 (32)
Global First Insurance & Tax Services logo
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License Verified:

License: 0L65842

California Department of Insurance

Global First Insurance & Tax Services

38417 20th Street East, Palmdale, CA 93550
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  • Personal Property Insurance

Business Description

Global First Insurance & Tax Services is a full-service insurance company serving clients' needs in Lancaster and the surrounding areas. The firm assists individuals and families in realizing their homeownership goals with a homeowners' insurance policy. Its insurance agents represent global providers and help clients choose the right policy akin to their needs. The team also offers other insurance products, including renters', mobile home, auto, motorcycle, life, and health insurance plans. In addition, the company serves Spanish-speaking communities.

License Verified:

License: 0L65842

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (226)
Facebook
4.9 / 5 (31)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John E. Peakes Insurance Agency logo
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John E. Peakes Insurance Agency

902 W Lancaster Blvd, Lancaster, CA 93534
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  • Earthquake
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Business Description

John E. Peakes Insurance Agency has been catering to the insurance needs of residents and businesses in Lancaster since 1969. The company assists private residence owners in insuring their homes, personal valuables, and other investments under a homeowners insurance policy. It provides several types of homeowners coverage, including structural coverage, replacement costs, owner liability, and additional living expenses due to relocation or temporary dwelling. Other offerings include personal, business, gym and fitness studio, apartment building, and restaurant insurance policies. The company also serves clients on the East Coast.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (63)
Facebook
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pat Rossall - State Farm Insurance Agent logo
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Pat Rossall - State Farm Insurance Agent

3011 Rancho Vista Boulevard, Palmdale, CA 93551
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Pat Rossall, a State Farm insurance agent, serves clients in the Lancaster area. Rossall provides comprehensive homeowners' insurance policies inclusive of coverage for keepsakes, personal properties, and home and garden structures and furniture. He also offers protection from disturbances such as winds or hails, frozen plumbing systems, fire damages, theft or vandalism, and heating or cooling systems damages. Rossall has over 35 years of experience in the industry and has bilingual agents capable of assisting Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
So. Cals Best logo
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License Verified:

License: 0C29546

California Department of Insurance

So. Cals Best

5015 Avenue L-14, Quartz Hill, CA 93536
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  • Fire
  • Earthquake
  • Renter's Insurance

Business Description

So. Cals Best is an insurance agency that provides services to clients in Lancaster and the surrounding areas. It offers homeowners' insurance coverage to help clients protect their families and investments. This policy covers damage from potentially catastrophic events, including earthquakes, sporadic hurricanes, and wildfires. The agency also provides options for auto, commercial, contractor liability, and workers' compensation insurance. Its agents also cater to clients with accident claims, DUI arrests, or in need of SR-22 insurance.

License Verified:

License: 0C29546

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
3.5 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Suzanne Rojan logo
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License Verified:

License: 0562394

California Department of Insurance

Suzanne Rojan

1805 West Avenue K, Lancaster, CA 93534
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  • Homeowners
  • Flood
  • Earthquake

Business Description

Suzanne Rojan is an insurance agent at State Farm who caters to clients throughout the Lancaster metro and nearby communities. She offers homeowners' insurance and assists with other areas, like policies for condo units, farms and ranches, and manufactured homes. Rojan also educates clients on flood insurance coverage overseen by the Federal Emergency Management Agency. She likewise provides life, health, auto, flood, and earthquake insurance policies. Suzanne Rojan has over 40 years of experience in the insurance industry.

License Verified:

License: 0562394

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (30)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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