Best Mortgage Refinance Companies in Lancaster

Alameda Mortgage Corporation is a service provider that delivers refinancing options to homeowners in and around Lancaster. It helps borrowers refinance their existing loans to save money, receive cash, and pay off debts. Its team of loan professionals guides clients throughout the refinancing process, from consultation and application to underwriting and approval. Alameda Mortgage Corporation offers a streamlined process through automated pre-qualification and an online portal. The family-owned and family-operated business was established in 1968.

Augusta Financial, Inc. assists first-time home buyers and sellers, as well as those who seek refinancing options, throughout Lancaster. Its staff uses comprehensive mortgage-related knowledge obtained from at least 25 years of service to provide clients with tailored choices that accommodate their financial needs. It educates applicants on facets such as debt consolidation, reduced interest rates, and cash-outs through each step of the loaning and refinancing process. Since its start in 1995, the agency has covered loans amounting to more than $11 billion.

Cake has helped fund over $3.5 billion in loans since 2018. The Chatsworth-based mortgage company caters to clients in Lancaster, whether they are looking for refinancing solutions or purchasing a new home. Driven by the mission to be a client's partner for life, the team offers flexibility in personalizing cash-out mortgage refinancing programs and helps borrowers get the most from their investments. Individuals and families interested in Cake's refinancing services may apply 24/7 online. Once qualified, a concierge will be available to guide customers throughout the lending process.

Clear to Close Home Loans caters to house buyers in Lancaster who need mortgage and refinancing solutions. These products cover loans backed by government entities, such as the USDA and VA. Home refinancing services are available across cash out, debt consolidation, and shortened-term options. Clear to Close is licensed across two states. Carlos Lopez, its loan officer, has served the real estate and mortgage sector since 2002. He has helped more than 500 families within the last ten years attain their dream homes.

Dignified Home Loans LLC helps Lancaster homeowners achieve their mortgage refinancing goals, from getting cash from equity and consolidating debt to reducing monthly payments. It also offers FHA Streamline refinancing. It leverages current technology, such as its pre-approval generation software and in-house underwriting, to facilitate loan closings in an accurate and timely manner. Homebuyers seeking conventional, Jumbo, and VA loans are also welcome. Dignified Home Loans has been in the business of direct lending since 2013. It is a member of the Mortgage Bankers Association.

Financial Independence Mortgage caters to people in the Lancaster community. The company offers refinance loans to help current borrowers reduce the monthly payments of their dream homes, whether they are single-family houses or condominiums. In addition, it has reverse mortgage and home purchase loan programs, including fixed-rate, FHA, VA, and USDA. Financial Independence Mortgage is led by Dean Henderson, who has been a full-time mortgage broker since 1988. He is a Certified Residential Mortgage Specialist and a Certified Credit Specialist by the National Association of Mortgage Brokers.

John Trujillo is a loan officer assisting home buyers and homeowners in and around Lancaster. He helps clients navigate different options that suit their needs, including purchase, rate and term refinancing, and cash-out refinancing programs. He is also knowledgeable about Fannie Mae's conventional, high-balance, and adjustable-rate mortgages. Other products include FHA, VA, and USDA loans. John works with GEM Mortgage, a division of Gorden Empire Mortgage, which has been in the mortgage lending business for nearly 30 years.

KPM Mortgage offers its services to the people of Lancaster. Its loan officers match clients with their ideal mortgage loan and help them plan for the future. The products the company offers include conventional, FHA, VA, and jumbo home loans. The boutique mortgage brokerage firm also provides assistance for mortgage refinancing solutions, so clients can continue to afford their homes. KPM Mortgage’s top-producing mortgage broker, Paul Minnick, has structured and closed hundreds of residential, commercial, and private money mortgages throughout his 15-year career as a mortgage broker and banker.

Lendevity is a mortgage business that delivers refinancing options to homeowners in Lancaster. Its loan officers, headed by Sean Novak, analyze and strategize refinancing plans based on borrowers' current needs and future buying pursuits. They advise clients on matters involving property appraisals, transfer taxes, cash-out arrangements, and shorter or fixed-rate terms. The company employs a team with an average of more than 18 years of experience in the industry. It has served over 1,500 clients since its inception.

Loans by Carl offers mortgage refinancing solutions and assists people in achieving their goals of lowering interest rates and monthly payments, shortening mortgage terms, or withdrawing cash from the equity in their home. The company also handles home purchase financing, with options including FHA, VA, USDA, conforming, jumbo, and super jumbo loans. Carl Brackens, its senior mortgage lender, has been in the industry for over 20 years. His group serves clients in and around Lancaster.

Mark & Kathy Foster offers mortgage services to home buyers and homeowners across the Lancaster community and the surrounding areas. They provide assistance to individuals applying for mortgage refinance programs to help them obtain cash-out funds, lower their interest rates, and achieve their financial goals. They also guide clients wishing to purchase their first or second residential properties using mortgage loan products. Mark and Kathy are a husband-and-wife team of mortgage brokers who bring 25 years of industry experience.

Stressfree Mortgage offers loan options for clients looking to purchase or refinance a home in Lancaster. Its team provides a list of products suitable for the particular type of loan program. Requirements needed include proof of income, assets, and employment. Among the government loan programs available are VA, FHA, and USDA rural housing. Its certified mortgage consultant, Linda Fleischmann, is the author of "How to Have a Stress Free Mortgage." She gives lectures and workshops to help customers how to streamline the loan process.

The Morrow Team is composed of mortgage brokers that offer refinancing services to the residents of Lancaster. The team guides its clients through the process of refinancing an existing property loan to suit their needs and current financial situation. Working with different mortgage borrowers, The Morrow Team offers services that cover conventional, VA, FHA, jumbo, and renovation loans. With over 30 years of experience, the team has been able to accommodate a number of first-time buyers and property investor clients.