Best Local Car Insurance Agencies in Burbank

Frequently Asked Questions

• Introduction

  A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.
  

• Can an accident or a minor infraction in Burbank affect your car insurance rates?

  It depends on the situation. In Burbank, insurance companies might not consider increasing your insurance rates if the incident is your first at-fault accident or minor infraction. However, if it is your second at-fault accident or speeding ticket, your car insurance rates may increase. DUI or DWI offenses are more serious cases, which is why they have more impact on insurance rates.

• What is the required car insurance coverage in Burbank?

  In Burbank, vehicle owners and drivers must carry minimum car insurance coverage, which includes $30,000 for injury or death to more than one person and $15,000 for injury or death to one person. They must also have $5,000 of property damage coverage. Policyholders are advised to have higher coverage limits to prevent out-of-pocket expenses in case of an accident.

• Is gap insurance required in Burbank?

  No, gap insurance is not required in Burbank. Even lenders and car dealers are not allowed to require their clients to have one. However, gap insurance may protect policyholders from out-of-pocket expenses in case their vehicles are severely damaged or stolen. They can only acquire this policy if they have collision and comprehensive coverage.

• Why do young drivers have higher insurance premiums than older drivers in Burbank?

  Young drivers have higher insurance premiums in Burbank because they are more at risk of being involved in an accident. However, they can still obtain car insurance with lower insurance rates if they have completed driving training programs or defensive driving courses. Older drivers pay lower premiums because they have more driving experience than younger ones.

• What is the average cost of car insurance in Burbank?

  The average cost of car insurance in Burbank is about $115 per month for minimum coverage liability and about $198 per month for full coverage liability. However, car insurance rates might be reduced or increased based on various factors, including driver's records and claims history and the makes and models of their vehicles.

• What is car insurance?

  Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.