Best Homeowners Insurance Agencies in Elk Grove

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Chris Hansen - Farmers Insurance Agent logo

Chris Hansen - Farmers Insurance Agent

8788 Elk Grove Boulevard, Elk Grove, CA 95624
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos

Based in Elk Grove, Chris Hansen is a Farmers insurance agent that helps clients secure claims for properties impacted by covered events. A professional with approximately 36 years of insurance experience, Hansen works to ensure coverage for clients facing minor home repair issues or emergency housing needs following sudden damages. Hansen also assists clients throughout the home insurance process from coordinating with contractors to acquiring emergency services and lodging. Aside from home insurance, Hansen also offers assistance in auto, business, and life insurance.

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greenspanai.com logo

greenspanai.com

455 University Avenue, Sacramento, CA 95825
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  • Personal Property Insurance

The Greenspan Co. / Adjusters International has been helping clients deal with their insurance claims since the 1940s. Operating in California, Nevada, and Arizona, its licensed adjusters routinely assist homeowners faced with the challenges of fully preparing their claims and submitting them to their insurance companies. The adjusters have years of experience uncovering every aspect of the home and its contents that can be claimed. The Greenspan Co. / Adjusters International only works for its clients, not insurance companies.

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Ice Insurance Agency, LLC logo

Ice Insurance Agency, LLC

180 Promenade Circle, Sacramento, CA 95834
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  • Fire
  • Multiple Policy Types
  • Flood

Ice Insurance Agency LLC is an independent agency that's licensed to provide a choice of policies from major insurers to clients throughout California. The agency can discuss a range of options for homeowners, tailoring policies to suit their unique needs and budgets. This includes policies that will meet the costs of restoring a home damaged by fire, earthquakes, and flooding. Additionally, the agency can discuss insurance for the home's personal property, such as art and electronics.

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MVH Insurance logo

MVH Insurance

9594 2nd Avenue, Elk Grove, CA 95624
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Earthquake

Based in California, MVH Insurance is an insurance agency providing services to clients in Elk Grove. Its team of insurance agents specializes in homeowners insurance and is capable of constructing policies that provide exhaustive coverage and protection to clients seeking to secure their residence. It also offers a broad range of insurance coverage and products, from life insurance to wedding protection plans and special event insurance. MVH Insurance was established in 1976 and has been operated by independent agents since its inception.

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Provence logo

Provence

9245 Laguna Springs Drive, Elk Grove, CA 95758
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  • Personal Property Insurance

Provence is a homeowners insurance agency that serves clients in the Elk Grove area. Its team consists of competent and results-oriented insurance professionals who can provide comprehensive insurance policies that match the homeowner's budget and needs. Also, they can help their clients get other personal insurance plans including auto insurance, motorcycle insurance, RV insurance, and watersports insurance. Since 1998, the Provence team has also been providing business and commercial insurance.

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Rigo Delatorre - State Farm Insurance Agent logo

Rigo Delatorre - State Farm Insurance Agent

8827 Elk Grove Blvd, Elk Grove, CA 95624-1766
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  • Multiple Policy Types

Rigo Delatorre - State Farm Insurance Agent provides insurance services to homeowners in Elk Grove. Since the state is at high risk for earthquakes, the company offers insurance that covers earthquake damage, which standard homeowners insurance does not include. This type of insurance premium can help homeowners in handling the repair and replacement costs of the structure of their homes if an earthquake occurs. Aside from earthquake insurance, the agency also has insurance packages for condominium owners and renters.

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titanicinsurance.com logo

titanicinsurance.com

10063 Folsom Boulevard, Sacramento, CA 95827
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  • Multiple Policy Types

Titanic Insurance Services is a company founded in 2007 by Paul Prok, who already had many years of experience helping customers find the best policies for their needs. The agency frequently assists homeowners looking for coverage against the costs of major repairs caused by earthquakes, fires, hurricanes, and flooding. As its an independent agency, it can offer customers a choice of similar products from multiple carriers. Mr. Prok is fluent in English and Russian.

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Woodel Insurance logo

Woodel Insurance

9299 East Stockton Boulevard, Elk Grove, CA 95624
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  • Renter's Insurance
  • Flood
  • Fire
  • Earthquake
  • Condos

Woodel Insurance Services helps provides protection to properties in and around Elkgrove. The homeowners' insurance agency provides options that cover different aspects of the home, including the physical structure of the house, replacement costs, and personal possessions. The insurance packages also include coverage for liability and additional living expenses. Woodel Insurance Services also offers additional policies to cover valuables, umbrella insurances, and animal liability. Woodel Insurance Services can also insure recreational vehicles.

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Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?  

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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