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Best Local Car Insurance Agencies in Charleston

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Asseff Insurance Agency logo

Asseff Insurance Agency

335 2nd Avenue, South Charleston, WV 25303
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  • Multiple Carriers

Asseff Insurance Agency is an independent insurance firm based in Charleston. It services the insurance needs of families and businesses in the metro, including an auto insurance policy that has essential coverages for the car itself, the driver, and all others involved in the event of an accident. Additional protection may be applied, such as medical coverage and car rental reimbursements. Asseff Insurance has nearly 10 years of prioritizing customers and delivering custom insurance plans.

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Cameron Vance logo

Cameron Vance

3121 Maccorkle Avenue Southwest, South Charleston, WV 25303
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  • RV & Motorhome
  • Motorcyle & ATV

Cameron Vance is a local insurance agent representing State Farm Insurance in Charleston, West Virginia and nearby cities. Born and raised in Charleston, he is familiar with insurance needs unique in the place and writes policies that comprehensively address them. He has been working with State Farm for over 18 years. He writes auto insurance policies that provide financial protection from unexpected expenses caused by traffic collisions and other motorist risks.

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Capital Insurance Group LLC - Charleston logo

Capital Insurance Group LLC - Charleston

216 Washington Street West, Charleston, WV 25302
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  • Home & Auto Insurance
  • Home Insurance

Capital Insurance Group LLC is an independent insurance agency located in Charleston. Its team of insurance experts helps clients customize their insurance policies and offers a variety of products, such as life and individual insurance, auto, motorcycle, ATV, RV and watercraft insurance, homeowners and renters insurance, business owners' insurance, general and professional liability insurance, and workers' compensation. They also provide insurance solutions such as pet insurance, and wedding and special events insurance. The Dave Ramsey Show recommends the Capital Insurance Group.

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Cvechko Insurance Services logo

Cvechko Insurance Services

16356 Barbour County Highway, Charleston, WV 26416
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  • Multiple Carriers

Cvechko Insurance Services educates clients on its insurance products that can protect their valued assets. Its agents offer insurance for vehicles such as cars, motorcycles, and watercraft like boats and yachts. Founder and owner Michael Cvechko has nearly 20 years of experience in the industry. He started handling property and casualty claims under a different company until he was able to open his own independent insurance agency in 2013. He and his team cater to clients in Charleston.

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Elkins Insurance Agency Inc logo

Elkins Insurance Agency Inc

1103 Smith Street, Milton, WV 25541
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  • Multiple Carriers

Elkins Insurance Agency Inc. offers insurance solutions in order to cover financial loss due to auto-related accidents such as complete vehicle repair or rental payment reimbursement. Serving clients in Charleston and the rest of the region, the history of the family-owned agency dates back to 1966. The agency now has a network of insurance carriers that are leading names in the industry such as Hartford, Farmers and Mechanics, State Auto, and Progressive.

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Harless Insurance Agency logo

Harless Insurance Agency

90 Technology Drive, South Charleston, WV 25309
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  • Bundling Option

Harless Insurance Agency assists vehicle owners in Charleston and the nearby communities in securing car insurance plans that match the state’s requirements, as well as their individual needs, expectations, and priorities. The company’s professional agents represent a carefully selected group of financially sound and reputable carriers that carry insurance plans with collision, liability, and comprehensive coverage. Clients may opt to avail themselves of more protection coverages. Harless Insurance Agency also provides motorcycle, boat, and marine insurance.

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jimlively.com logo

jimlively.com

1524 Kanawha Boulevard East, Charleston, WV 25311
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  • Multiple Carriers

Jim Lively Insurance is an independent insurance agency that has been providing auto insurance services to local families and businesses in Charleston and other neighboring areas since 1961. The agency helps its clients by working directly with them and ensuring that they are given the best insurance coverage at a competitive price. The agency also helps with other services including home and property, life, recreation, and health insurance, as well as consultation through phone or in person.

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kristitully@thelincolnagency.com logo

kristitully@thelincolnagency.com

6748 Straight Fork, Hamlin, WV 25523
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  • Multiple Carriers

Lincoln Agency, Inc., is a company of insurance professionals and brokers that serves the Charleston metro. The firm's insurance specialists help clients navigate their options for protecting their cars and themselves from unforeseen damages and liabilities arising from accidents and natural disasters. The company's insurance professionals and agents have more than two decades of cumulative experience in the insurance industry and partner with various carriers, such as Progressive, Farmers and Mechanics, and Dairyland.

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maynardinsuranceagency.net logo

maynardinsuranceagency.net

5964 U.S. 60, Barboursville, WV 25504
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  • RV & Motorhome

Maynard Insurance Agency, LLC, is a family-owned and operated auto insurance company that services clients in the Charleston area. The business's agents consider their clients like family and help them review their existing insurance coverages or assist them in obtaining new ones for their cars, RVs, ATVs, and motorcycles. Established in 1983, Maynard Insurance Agency offers a comprehensive line of customized personal and business insurance lines that fit clients' needs and budgets.

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Mountain State Insurance Agency, Inc. - Charleston logo

Mountain State Insurance Agency, Inc. - Charleston

1206 Kanawha Boulevard East, Charleston, WV 25301
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  • Multiple Carriers

Mountain State Insurance Agency, Inc. is an independent insurance agency located in Charleston. Established in 1917, the company serves homeowners, businesses, and individuals. Its team offers safety in the event of car accidents that can result in damage or loss. Its policies provide coverage for legal liability, vehicle damages, and any injuries sustained from accidents and disasters. Mountain State Insurance Agency serves clients throughout West Virginia and the nearby areas.

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Ron Ward Insurance - Hurricane, WV Office logo

Ron Ward Insurance - Hurricane, WV Office

2702 Main Street, Hurricane, WV 25526
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  • Multiple Carriers

Ron Ward Insurance in Hurricane is an independent insurance agency that provides insurance solutions to residents of the Charleston metro and nearby communities. The company provides various personal and business lines, including its auto insurance policies that protect clients from expenses caused by traffic accidents, collisions, and other forms of damages. Ron Ward Insurance is a second-generation family-owned company established in 1965 that is committed to building lasting business relationships with its clients.

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Sheward-Fulks Insurance Agency, Inc. - Jackson logo

Sheward-Fulks Insurance Agency, Inc. - Jackson

738 East Main Street, Charleston, WV 45640
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  • Multiple Carriers
  • Motorcyle & ATV

Sheward-Fulks Insurance Agency, Inc - Jackson is an independent insurance agency extending its services to Charleston. It provides a variety of personal and business car insurance coverage options that can protect a vehicle or a whole fleet. The policies typically include protection against financial losses from vehicle collisions, medical bills, and other unexpected circumstances like theft or fire damage. Clients can choose to add extra protections into their policy depending on their needs. The agency also offers motorcycle, classic car, and off-road vehicle insurance.

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White Insurance & Associates - Charleston logo

White Insurance & Associates - Charleston

3512 Staunton Avenue Southeast, Charleston, WV 25304
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

With over 110 years of combined experience, White Insurance & Associates - Charleston has insurance options for every need of its individual and business clients. Its team of independent agents provides an objective, expert opinion so that clients can make the best financial choices about their car insurance policies and coverages. The company offers immediate coverage, low down payment rates, and multi-policy discounts for auto and home bundles. White Insurance & Associates also has home, business, and life insurance products.

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Yeager Insurance and Financial Services logo

Yeager Insurance and Financial Services

3786 Teays Valley Road, Hurricane, WV 25526
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  • Multiple Carriers

Yeager Insurance and Financial Services is a Trusted Choice agency that has been providing insurance solutions to Charleston residents and businesses since 1998. Among its products are various types of auto insurance coverages, namely bodily injury liability, personal injury protection, property damage liability, collision, comprehensive, and uninsured motorist coverage. Its agents deliver personalized services and pay attention to details in discussing coverage options and limitations with clients, with the aim of giving clients the right policy that meets their unique needs.

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Frequently Asked Questions

Q: How much do car insurance agents make?

A: Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Q: How do car insurance agents get paid?

A: Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

Q: How do you become a car insurance agent?

A: In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

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