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2024

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Best Local Car Insurance Agencies in West Virginia

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored West Virginia Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1012Reviewed

612Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Philippi

Why choose this provider?

Cvechko Insurance Services is a locally owned business that caters to clients in West Virginia. As an independent agency, it works with numerous carriers, such as Progressive, Hagerty, Safeco, Assurant, and Erie. The agency offers auto, health, home, life, and business insurance. Its auto insurance policy includes collision and comprehensive coverage. The agency is a member of the Independent Insurance Agents of West Virginia. It participates in various community causes and organizations, including the Barbour County Community Foundation and Friends of George Bryer Field.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.7 / 5 (19)
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Jackson

Why choose this provider?

Sheward-Fulks Insurance Agency Inc. - Jackson has been in service to the people of West Virginia since 1940. Its team of insurance agents works with drivers seeking protection from unexpected costs of liabilities and collisions. It also furnishes beneficial add-ons such as comprehensive coverage and uninsured and underinsured motorist protection. The company was originally founded under the name Sheward Insurance and rebranded as Sheward-Fulks Insurance when Dan Fulks took ownership in 2012. Dan has been with the agency since 1990.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
Milton

Why choose this provider?

Established in 1966, Elkins Insurance Agency Inc. comprises a team of the best independent risk management advisors serving West Virginia. Included in its product range is auto insurance, which helps pay for vehicle repair costs and car rental expenses. It also provides insurance policies that protect homeowners' personal belongings and cover business owners' unique risks. Its agents have access to plans from multiple carriers, including The Hartford, Dairyland, and Progressive, giving them the flexibility to tailor policies around clients' needs. It also represent Allstate, State Auto, Encompass, Farmers & Mechanics and Celina Insurance Companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (110)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Hurricane

Why choose this provider?

Yeager Insurance and Financial Services is a West Virginia-based independent firm that was founded in 1998. It focuses on offering tailored insurance solutions to families and individuals. Its products include auto, motorcycle, home, life, and umbrella coverage. Its auto insurance policy includes various options, such as collision, comprehensive, bodily injury, and uninsured motorist coverage. The company also serves businesses, providing workers' compensation, contractors, and professional liability insurance. It represents numerous carriers, such as Travelers, Safeco, Progressive, Foremost, and Dairyland Auto.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Hamlin

Why choose this provider?

Lincoln Agency, Inc., is an independent risk management company that serves clients in West Virginia. It offers car insurance policies that pay for policyholders' medical expenses after an accident, protect them from lawsuits, and pay for repairs following theft, vandalism, or natural disasters. The agency also provides insurance products for homes, motorcycles, and businesses. It represents multiple insurance companies, including Westfield Group, Municipal Mutual, and Progressive. Kristi J. Tully, a third-generation owner of the agency, has 24 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
Hurricane

Why choose this provider?

Ron Ward Insurance - Hurricane, WV Office, serves clients throughout the state. It is an independent agency that offers auto insurance plans. It discusses with clients the policy's coverage areas, like bodily injury liability and medical payments coverage. The agency insures other vehicles, including motorcycles, RVs, and snowmobiles. It also helps business owners through various insurance solutions, from workers' compensation to general liability policies. The company has access to different carriers, including Erie Insurance, Dairyland, Lititz Mutual, and the West Virginia National Auto Insurance Company.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (19)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
South Charleston

Why choose this provider?

Asseff Insurance Agency is a local and independent company that has been serving individuals, families, and business in West Virginia since 2009. Its auto insurance policy includes collision and comprehensive coverage options that cover losses caused by an accident or from theft and fire. The auto insurance policy also covers the financial liability for hurting others. In addition, the agency provides life, health, and commercial insurance plans. Its team of professionals partners with multiple carriers to offer tailored policies, including Aegis Powersports, Encompass, and Safeco.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (70)
Facebook
4.6 / 5 (64)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
Charleston

Why choose this provider?

White Insurance & Associates - Charleston is a full-service brokerage located in West Virginia. Its team of independent agents furnishes some of the best car insurance plans, which reimburse losses from collisions, theft, and fire. They also customize policies to include liability coverage that helps pay for financial losses in case the insured driver injures others. National General, The Hartford, and State Auto are some of the providers White Insurance & Associates represents. Its agents have more than 110 years of collective industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (58)
Google
4.8 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Charleston

Why choose this provider?

Capital Insurance Group LLC - Charleston is an independent agency based in West Virginia. Its team writes a broad range of the cheapest protection plans, covering car, motorcycle, watercraft, and recreational vehicle insurance. The risk management specialists also insure events, pets, and tenants. They review and compare policies from different providers such as MetLife, Liberty Mutual, and Grange, allowing them to find coverages that best meet clients' unique needs. Capital Insurance Group's managing partner, Don Wilson, has 15 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (224)
Facebook
5.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
South Charleston

Why choose this provider?

A State Farm insurance agent since 2012, Cameron Vance caters to clients in West Virginia. He provides car insurance products and advises clients on a wide range of coverage options, from collision to liability coverage. Vance has experience insuring vehicles like sports and classic cars. He also sets up other personal insurance products, including life, health, renters', and pet plans. To give back to the community, Vance volunteers for the non-profit organization Charleston Light Opera Guild.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (62)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Charleston

Why choose this provider?

Mountain State Insurance Agency, Inc. - Charleston caters to the insurance needs of West Virginia. It offers a gamut of insurance products for individuals and businesses, including car insurance. It provides insurance plans to clients looking to acquire coverage against legal liabilities and physical damages to their vehicles in the event of an accident. This independent agency compares a selection of policies from various carriers in the market to help clients get the best coverage. A family-owned business, it has been serving clients since 1917.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
South Charleston

Why choose this provider?

Harless Insurance Agency is an independent company serving West Virginia. It helps individuals, families, and businesses in securing their vehicles if ever they have been involved in incidents such as fire and theft. A wide range of the best insurance coverage options is available for liability, collision, or medical payments. The agency partners with multiple carriers to offer tailored policies, including Erie Insurance, Risk Placement Services, and Farmers' &�Mechanics'�Mutual�Insurance�Company. Its website provides support services when filing a claim or requesting an auto ID card.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail