Action Insurance Agency is an independent agency near Madison that writes homeowners' insurance policies. The policy serves as a protection for individuals and families in the event that their residence and household possessions are destroyed by fire or other insured disasters. It provides compensation for the replacement of lost or damaged personal properties. Additionally, it covers liability protection against lawsuits from guests who suffered an injury while at the policyholder's home. The company's agents assist clients in determining whether to get a named-perils policy or an all-risk policy.