Best Mortgage Refinance Companies in Madison

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Madison Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 137 89 17

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Landmark Credit Union

Landmark Credit Union is a not-for-profit cooperative and mortgage refinance company in Madison, helping its 380,000+ members since 1933. To be eligible, members must live or work in Southern and Northeastern Wisconsin or Lake and Mchenry counties in Illinois. Members can benefit from competitive rates and lower or no fees on several home refinancing programs with rates fixed between 10 and 30 years. These include conventional loans, FHA, and VA.

1101 Spring St
Madison, WI 53715

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State Bank Of Cross Plains

State Bank of Cross Plains offers mortgage refinancing solutions that can lower the homeowner's interest rate, their monthly payments, or loan term. Some programs can also free up cash equity. Fixed-rate mortgages with 15 or 30-year terms are available. It can also offer FHA loans with low down payments and competitive rates, as well as USDA mortgages for qualifying homeowners in rural development areas. The bank provides mobile and online banking services 24/7/365.

210 Commercial St
Brooklyn, WI 53521

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Heritage Credit Union

  • Reverse Mortgages
  • NMLS #: 39166

As a not-for-profit cooperative, Heritage Credit Union is one of the more competitive mortgage refinance lenders in Madison. It has over 28,000 members who have access to its attractive home loan programs, enabling them to refinance their mortgages at preferential rates. The credit union's two products are the Home Equity loan, a fixed-rate loan with repayment terms up to 15 years, and the Home Equity Line of Credit, with a repayment term of up to 22 years.

2555 Shopko Dr
Madison, WI 53704


Summit Credit Union

  • Reverse Mortgages
  • NMLS #: 39166

Founded in 1935, Summit Credit Union is a nonprofit cooperative financial institution that offers home mortgage refinancing in Madison. It assists homeowners who want to refinance their current mortgage to lower interest rates, change the terms of their loan, or obtain cash out funding. It offers express home refinance options with 8 or 12-year terms as well as traditional lending solutions with 15 or 30-year terms. Summit Credit Union handles all stages of the refinancing process from prequalification to closing.

4800 American Pkwy
Madison, WI 53718

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