Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Wisconsin

Our Recommended Top 16

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Wisconsin Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3329Reviewed

2003Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Waunakee

Expertise.com Rating

Why choose this provider?

WIA Insurance is the best independent agency serving individuals and businesses in Wisconsin. It helps homeowners protect their tangible assets through insurance policies that are written on named peril or all-risk basis. These plans cover financial losses from circumstances like fire, theft, or lawsuit from a person injured in the property. The agency also provides insurance coverage options for renters, condos, and motor homes. CEO David Dargenio has 23 years of collective experience handling insurance and business operations.

Grafton

Expertise.com Rating

Why choose this provider?

Insurance Innovations has been serving Wisconsin since 2012. It presents a wide range of homeowners' insurance coverage options, including liability, property damage, personal belongings, and loss of use. Its team of independent agents considers different factors that influence the coverage needs of clients, such as the types of homes they have, location, safety features, and their claims history. They also help people minimize risk exposures for their vacant homes. The agency represents the best insurance carriers in the market, including Aetna, Kemper, and UnitedHealthcare.

Appleton

Expertise.com Rating

Review Sources

Google
5.0 (362)
Facebook
4.9 (155)
Yelp
5.0 (1)

Why choose this provider?

Thiel Insurance Group, LLC is the best independent agency serving Wisconsin. It offers a wide range of insurance coverages for homeowners including dwelling, liability, personal property, other structures, and additional living expenses. In addition to the protection for single-family residences, policies are available for condos, renters, and manufactures homes. The agency represents multiple insurance carriers including Grange, Dairyland, and Nationwide. Its owner, Boyd Thiel, has a Life Underwriter Training Council designation and serves as a member of various conservation organizations.

Middleton

Expertise.com Rating

Review Sources

Google
4.6 (41)
Facebook
5.0 (34)
Yelp
5.0 (1)

Why choose this provider?

Founded in 1928, Baer Insurance Services is a Wisconsin-based company that caters to individuals, families, and businesses. The firm works with numerous carriers, like MetLife, Progressive, Selective, Allstar, and Acuity, to provide its clients with the best customized insurance plans. Its homeowners' insurance policies protect customers from financial losses in case their properties and belongings get damaged by forces such as fire and wind. Baer Insurance Services also offers life, long-term care, motorcycle, and personal liability coverage.

McFarland

Expertise.com Rating

Review Sources

Facebook
5.0 (44)
Google
5.0 (9)

Why choose this provider?

Associated Insurance Agency is a full-service company that has been serving Wisconsin since 1993. The state's best agency tailors homeowners' insurance products for individuals and families for the protection of their homes, personal property, other structures on the property, and additional expenses incurred due to a covered loss. The policies include personal legal liability coverage for injuries or property damage that the policyholder and a family member are responsible for. Insurance coverage options are also available for renters and condos.

Milwaukee

Expertise.com Rating

Review Sources

Google
4.9 (16)

Why choose this provider?

Allstar Insurance is an agency serving individuals, families, and businesses in Wisconsin. It provides the best insurance protection plans for different types of residential properties such as homes, condos, apartments, and mobile homes. The homeowners' insurance policies cover theft and damages from fires and storms. Its team of agents also offers insurance coverage options for businesses and automobiles. The agency promotes risk awareness to the local community by partnering with businesses and non-profit organizations to educate the people.

Madison

Expertise.com Rating

Review Sources

Google
5.0 (74)
Facebook
5.0 (13)

Why choose this provider?

The MVP Insurance Agency is the best independent company that has been providing personal lines of insurance for Wisconsin clients since 2009. It offers custom insurance packages and protection options for homeowners, which include liability, medical expenses, personal property, living expenses, and property coverage. Its team of professionals helps clients evaluate the risks and minimize their exposures by representing different policies from multiple insurance carriers. Flood, earthquake, and jewelry coverages are available as add-ons.

Madison

Expertise.com Rating

Why choose this provider?

Affordable Family Insurance is an independent agency that has been serving Wisconsin for more than 40 years. It guides individuals and families through the process of obtaining the best homeowners' insurance policies, which include gathering the necessary information in shopping from multiple carriers. Its team of agents reviews existing policies to consider changes in life circumstances that affect claims, like the number of dependents protected by the insurance, purchasing new jewelry and art pieces, or paying off the mortgage.

Oak Creek

Expertise.com Rating

Review Sources

Google
3.9 (7)

Why choose this provider?

Bronson Insurance Services LLC is an independent agency that has been serving Wisconsin since 2002. It helps homeowners protect themselves and their properties from risks associated with theft, fire, tornado, and liability. Whether clients insure their primary homes or lake cabins, replacement cost coverage is available. The agency also provides flood insurance and Medicare Supplements. In addition, it offers notary public services. Its owner, Rusty Bronson, served as a Racine County Sheriff�s Deputy and volunteered as a firefighter and an EMT for the Raymond township.

Madison

Expertise.com Rating

Why choose this provider?

Tyler Peterson is the best State Farm insurance agent that has been serving Wisconsin for nine years. He assists individuals and families who are looking to obtain an insurance policy that covers their homes and themselves from financial losses caused by unexpected events, like theft, fire, and liability. His team focuses on efficient customer service by conducting virtual and in-person consultations to determine the client's insurance needs. Peterson also provides insurance coverage options for businesses, pets, and vehicles.

Madison

Expertise.com Rating

Review Sources

Google
5.0 (165)
Facebook
5.0 (101)
Yelp
5.0 (2)

Why choose this provider?

Nick Oldenburg is the best State Farm insurance agent that has been serving Wisconsin for more than a decade. He educates individuals and families about the insurance coverage options which include personal property coverage that is available even for policyholders who are running errands, on vacation, or keeping their items in storage. The policy protects them from financial losses caused by unexpected events, like theft, fire, and liability. Oldenburg and his team also assist with banking, annuities, and mutual funds.

South Milwaukee

Expertise.com Rating

Review Sources

Google
4.8 (79)
Facebook
5.0 (45)

Why choose this provider?

Procter Insurance is a Wisconsin-based company founded in 1942. It provides owners of homes and apartments with the best homeowners' insurance plans that cover repairs or replacements due to losses or damages caused by unexpected events like fire, storm, and theft. It also offers liability protection when a guest gets injured within the property. Procter Insurance's other products include auto, motorcycle, pet, workers' compensation, and life insurance. As an independent agency, it represents various carriers such as Acuity, MetLife, Progressive, and The Hartford.

Appleton

Expertise.com Rating

Review Sources

Google
4.6 (43)
Facebook
5.0 (23)

Why choose this provider?

McHugh Family Insurance Agency, Inc., caters to clients in Wisconsin. The locally owned business works with multiple carriers, including Kemper, Progressive, MetLife, and Travelers, to provide the best insurance solutions to its customers. Its homeowners' insurance policies cover damage and losses to properties and personal belongings due to disasters and liability in cases of injuries caused to another person inside the homes. Other products include health, life, auto, and business insurance. The company brings more than 15 years of industry experience.

Middleton

Expertise.com Rating

Review Sources

Google
4.9 (500)
Facebook
4.9 (149)
Yelp
4.0 (4)

Why choose this provider?

Cliff Insurance Agency is the best independent company that has been serving Wisconsin since 1956. It provides homeowners' insurance policies that cover damage to the home due to a natural disaster or other emergencies, replacement of belongings due to theft, and personal injury lawsuits. Coverage options are also available for high-value items like paintings, jewelry, or musical instruments. The agency's owner, Dennis Cliff, utilizes his background working as a direct writer for MetLife in providing insurance plans to clients.

Milwaukee

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
5.0 (3)
Yelp
3.5 (3)

Why choose this provider?

Mark Bojarski is a State Farm insurance agent who has been serving Wisconsin since 1990. He provides 24-hour assistance to individuals and families who are looking to obtain cheap insurance policies that cover their homes and themselves from financial losses caused by unexpected events like theft, fire, and liability. He and his team present customizable plan options, which may include personal property coverage that is available even for policyholders who are running errands, on vacation, or keeping their items in storage. They can assist Spanish-speaking customers.

Little Chute

Expertise.com Rating

Review Sources

Google
4.9 (196)
Facebook
5.0 (36)

Why choose this provider?

Erik Hosking is State Farm insurance agent serving individuals, families, and businesses in Wisconsin. He helps clients obtain the best homeowners' insurance plans to protect their homes and personal belongings from various risks like storm, fire, and theft. He also assists customers in out of state transfers to Appleton, Kimberly, and Little Chute. Hosking is a President's Club, Chairman's Circle, and Million Dollar Round Table qualifier. He also hold the Chartered Life Underwriter designation. His other insurance products include life, auto, renter's, farm, and crop.

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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