Expertise.com

Best Life Insurance Companies in Madison

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Life Insurance Companies FAQs 〉

Providers

Last updated:

Website
505 Cottage Grove Rd Ste 2, Madison, WI 53716

Why choose this provider?

Gary Ellis Insurance is a health insurance company in Madison. It works with a broad range of insurance carriers to provide its clients with life and health insurance options. Agents are careful to help clients analyze their needs and show them quotes and policies that are in line with what they're looking for. Life insurance options include permanent and term policies. Permanent policies include a death benefit and living benefits that can be accessed in the event of a critical illness or injury.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
1.3
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
209 S Klein Dr, Waunakee, WI 53597

Why choose this provider?

WIA Insurance is an independent insurance company serving the Madison metro whose priority is to offer the best policy that fits their clients' budgets and their distinct situations. The company arranges individual life insurance policies in the kinds of term, universal, or whole life insurance, depending on the needs of their clients. It can also arrange for Final Expense insurance to lessen their burden of losing a loved one by paying for all funeral and burial expenses. WIA Insurance has been awarded the "Best of Waunakee Award for Best Insurance Agent" for its outstanding customer relations and service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (24)
Yelp
4.5 / 5 (22)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4 Lord St, Edgerton, WI 53534

Why choose this provider?

Anew Insurance Agency Inc. is an independent company whose agents have more than 50 years of combined experience arranging life and health polices for individuals and businesses. It represents more than 30 carriers, giving it plenty of scope to find its clients the best policy. Typical health polices include Individual and Family plans for the self-employed and Small Business/Group plans for new and growing businesses. The company also arranges insurance for special circumstances, such as weddings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
214 S Forrest St Ste 3, Stoughton, WI 53589

Why choose this provider?

Evolve Insurance Solutions was founded in 2019 by Charles J. Busch after 11 years working for captive and independent agencies. The company can arrange a variety of insurances, including life and health. Partnered with more than 40 insurance providers, it can find polices to suit its client's coverage needs, whether it's a group plan for health or an individual life insurance plan. Evolve Insurance Solutions also arranges auto, business, home, and farm insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
1.2
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
801 Atlas Avenue, Madison, WI 53714
  • Life Insurance
  • Health Insurance

Why choose this provider?

Tyler Peterson is an insurance agent based in Madison that provides services in the area and some select states. He offers life, health, home, and auto insurances. Tyler also works on business and property insurance concerns. He, along with his team, is available during evenings and weekends on an appointment basis. Tyler also accepts virtual appointment requests. He assists current State Farm clients in relocating their policies to his scope. Tyler Peterson has over nine years of experience in the insurance industry.

License Verified:

License: 16696453

Wisconsin office of the Commissioner of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (90)
Facebook
4.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
318 East Milwaukee Street, Argyle, WI 53504
  • Life Insurance

Why choose this provider?

Mosher & Associates Insurance Services is an independent insurance agency that provides insurance services to residents and businesses of Madison and surrounding communities. It represents multiple carriers that offer a variety of insurance packages like permanent life insurance, term life insurance, homeowners’ insurance, automobile insurance, personal health insurance, and long-term care insurance. Additionally, it provides insurance packages like workers’ compensation, general liability, and professional liability. It was founded in 2000 by Dave Mosher.

License Verified:

License: 100193454

Wisconsin office of the Commissioner of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (27)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1613 Newman Street, Janesville, WI 53545
  • Life Insurance

Why choose this provider?

Wright Insurance Group is a Wisconsin-based company serving the Madison metro. Its team of insurance agents caters to businesses and individuals who need assistance in obtaining life insurance policies, including basic and supplemental life coverages. In addition, they offer other types of plans such as disability, business travel, home, general liability, and worker's compensation insurance. The Wright Insurance Group also provides additional benefits for policyholders, including tuition reimbursement and sick and bereavement days program. The agency represents various carriers such as Progressive and Nationwide.

License Verified:

License: 100191666

Wisconsin office of the Commissioner of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1001 Fourier Dr Ste 100, Madison, WI 53717

Why choose this provider?

Thomas Bradley Insurance is an independent life and health insurance company in Madison. Its agents are dedicated to assisting clients in finding the right coverage for their needs and take the time to learn about their family and finances before shopping for life and health insurance quotes from its network of insurance carriers. They aim to find policies that provide adequate financial coverage in the event of an unexpected medical emergency or death while staying within clients' budgets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (17)
Google
4.6 / 5 (13)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
414 Atlas Avenue, Madison, WI 53714
  • Life Insurance
  • Health Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

Greater Insurance Service Corp. has been providing insurance products and services to clients in and around the Madison metro since 1974. As a customer-centric company, it helps its clients understand the two types of life insurance policies it offers—term and permanent. It also assists them in choosing one that best suits their specific needs and circumstances. Moreover, it provides fee-for-service and managed care health plans and short-term and long-term disability policies. In addition, automobile, motorcycle, renters', homeowners', and business insurance products are available.

License Verified:

License: 100193171

Wisconsin office of the Commissioner of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6515 Grand Teton Plz Ste 135, Madison, WI 53719

Why choose this provider?

Talcott Group LLC was founded in 1956. This privately held life insurance agency in Madison provides group and private life insurance policies, as well as disability income insurance plans for those who are unable to work due to illness or injury. When working with commercial clients, the company helps to create customized employee benefits plans. Talcott Group LLC worked exclusively with the Capital Area Health Consortium from 1993 to 2017 to provide disability insurance products that were specifically tailored to residents' needs.

Website
7 North Main Street, Janesville, WI 53545
  • Life Insurance

Why choose this provider?

Established in 1998, Wisco Insurance Company (formerly known as All Risk Insurance Agency) is an independent insurance broker based in Janesville, a short drive away from Madison. Headed and owned by Lindsey Lentz, the agency provides life insurance services in both Wisconsin and Illinois. It offers packages for both term life and whole life insurance. Wisco Insurance Company also offers other insurance products, such as car insurance, pet insurance, commercial insurance, and educators insurance, just to name a few.

License Verified:

License: 7745511

Wisconsin office of the Commissioner of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1717 West Broadway, Madison, WI 53713
  • Life Insurance

Why choose this provider?

Epic Specialty Benefits is an agency that provides insurance solutions for clients residing in Madison. Its insurance agents strive to deliver a life insurance policy that protects its clients financially in the event of death. The company's term life insurance waives the life's premium with continued coverage when the client becomes totally disabled before reaching 60. In addition, it includes a living benefit for clients who have a life expectancy of less than a year or are diagnosed with a terminal illness.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5701 Monona Dr, Monona, WI 53716

Why choose this provider?

Ryan Gilbert Rural Mutual Insurance Agent provides life insurance policies for clients in the Madison metropolitan area. He has been working in the industry for more than two years, providing his clients with policies that protect the financial health of their loved ones after they're gone. In addition to insurance products, this independent agency also offers financial advisory and wealth management services. Clients can access their account online to make payments, view statements, and request policy changes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8010 Excelsior Dr Ste 200, Madison, WI 53717

Why choose this provider?

The Guardian Life Insurance Company of America is a life insurance agency in Madison. The company exclusively specializes in group and individual life and health insurance and sells a broad range of policy options, including disability, dental, vision, critical illness, and cancer insurance. Health plans are managed within a single network to provide clients with an easy way to access care without a high co-pay. Life insurance options include universal, whole, and term policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
120 Janesville St Ste 2, Oregon, WI 53575

Why choose this provider?

Abell Insurance Agency LLC serves clients in Madison and throughout its surrounding areas. This independent insurance agency specializes in personal insurance solutions, including life, home, and auto insurance. Policies are underwritten by carriers such as Erie Insurance, Progressive, and Madison Mutual Insurance Company. Customers can typically choose to bundle insurance policies for reduced monthly rates. Abell Insurance Agency LLC offers an online customer portal that allows its policyholders to file claims and make policy change requests online.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
1.6
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6666 Odana Rd Ste 264, Madison, WI 53719

Why choose this provider?

Red Barn Insurance Agency is a life insurance company in Madison. The company offers group and individual life insurance options, as well as long-term care insurance and small business health care tax credits. The company's owner and sole insurance agent is a certified dementia trainer who specializes in working with seniors and their loved ones. She is dedicated to helping her clients understand the insurance process and find an adequate policy that they can afford.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
804 Liberty Boulevard, Sun Prairie, WI 53590
  • Life Insurance
  • Health Insurance

Why choose this provider?

Harms Insurance Group is a team of independent agents who offer risk management solutions from two locations: one in Lake Mills and another in Sun Prairie. Included in its product line is life insurance which may cover mortgage protection, personal estate planning, and business perpetuation. Unum, MetLife, Quartz, and Momentum are some of the insurance carriers they work with and access policy options from. Harms Insurance Group has been protecting individuals and businesses since 1984.

License Verified:

License: 54307

Wisconsin office of the Commissioner of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (24)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6810 University Avenue, Middleton, WI 53562
  • Life Insurance

Why choose this provider?

Established in 1950, Greene-Niesen Insurance Agency, Inc. provides a range of risk management solutions to residents and businesses in Madison and surrounding areas. Its offerings include term, universal, and permanent life insurance as well as accidental death insurance. Additionally, it offers home, auto, and health insurance. It also provides extensive business insurance coverage, which includes business owner's policy and general liability. The independent agency works with different insurance carriers, such as QBE, Acuity, and MetLife, to give clients options that match their needs.

License Verified:

License: 285464

Wisconsin office of the Commissioner of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6405 Century Ave Ste 102, Middleton, WI 53562

Why choose this provider?

Cliff Insurance Agency is an independent insurance agency that's been serving clients in the Madison area since 1956. The company specializes in personal insurance solutions, including life insurance. Working with top carriers, its agents help clients shop around for adequate coverage at reasonable rates. Clients can generally choose from term, universal, or whole life insurance policies and are often able to customize their policy to include cash-out options and living benefits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (448)
Facebook
4.9 / 5 (143)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What is the life insurance enrollment process for employees of the City of Madison?

    The City of Madison offers optional life insurance, and employees may enroll when they begin their employment with the city. Following an initial 31-day enrollment window, employees must either report a significant life event, such as marriage, divorce, or adoption or demonstrate their good health through the underwriting process to enroll in or augment their coverage. They are also required to fill out a life insurance enrollment or modification form at https://www.cityofmadison.com/human-resources/documents/Life%20Insurance%20Enrollment%20Change%20Form.pdf.

  • How much do smokers pay for life insurance in Madison on average?

    The cost of life insurance for smokers in Madison typically ranges from $128 to $237 per month. Among the insurance providers that offer competitive rates for smokers in the area, State Farm stands out with a monthly premium of $128. The other carrier that provides affordable coverage is MassMutual, which offers a slightly higher rate of $129 per month.

  • Does life insurance provide benefits for all types of death in Madison?

    Typically, individual life insurance provides a death benefit regardless of whether a Madison policyholder's death results from an accident or natural causes. It is important to review the policy for precise details because exclusions may be applicable. Many life insurance policies exclude coverage for suicide within the initial 24 months of the policy's inception.

  • When is the best time to purchase life insurance in Madison?

    Madison residents are encouraged to consider acquiring life insurance while they are in their younger and healthier years, as premiums tend to be more affordable during this period. When evaluating premium rates, insurance companies take into account the age and health of applicants. On the other hand, individuals who are older and have health concerns may face elevated premiums or even potential rejection of coverage.

  • Will Madison residents with existing medical conditions be able to get life insurance?

    The eligibility of Madison residents with pre-existing health conditions to secure life insurance depends on the nature and gravity of their ailments. Insurance providers factor in the duration of their medical treatment. In certain instances, individuals might not meet the criteria for coverage. Those who qualify typically face higher premium costs.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...