Best Homeowners Insurance Agencies in Bellingham

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5615 3rd Avenue, Ferndale, WA 98248
Ferndale, WA 98248
  • Multiple Policy Types

Billy Slesk - State Farm Insurance Agent is a small agency that's been serving the home and business owners of Bellingham's metro area since 1986. Mr. Slesk and his team have extensive experience in analyzing the existing home insurance policies of their clients, identifying coverage shortfalls, and building new policies to ensure the clients are covered if the worst happens. They also specialize in other forms of insurance, including auto, life, health, and pet.

5615 3rd Avenue, Ferndale, WA 98248
Ferndale, WA 98248

Website(360) 384-6881

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

106 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1844 Iron Street, Bellingham, WA 98225
Bellingham, WA 98225
  • Condos
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Earthquake

Bob Wallin Insurance is a Bellingham-based independent insurance agency. The company offers a wide range of insurance policy options including homeowners' insurance. Bob Wallin Insurance's agents are committed to building relationships with each client in order to give them the proper guidance. They help provide protection for a client's dwelling and its contents from losses due to storms, a fire, or theft. They also provide the option of adding coverage for personal liability claims that occur on the property.

1844 Iron Street, Bellingham, WA 98225
Bellingham, WA 98225

Website(800) 562-8834

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

141 West Kellogg Road, Bellingham, WA 98226
Bellingham, WA 98226
Instagram
  • Multiple Policy Types

Cascadia Insurance, LLC, is a Bellingham-based insurance agency handling the insurance requirements of its clients in the area. Its standard homeowners' insurance policy covers the repair or rebuilding of the structure of its clients' homes when they are damaged by unexpected disasters. The policy also covers the clients' personal belongings and protects them from liability in cases of injuries or property damage caused to another person in the property. The clients also enjoy additional living expenses if they need to vacate their homes temporarily.

141 West Kellogg Road, Bellingham, WA 98226
Bellingham, WA 98226

InstagramWebsite(800) 999-1498

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8108 Guide Meridian, Lynden, WA 98264
Lynden, WA 98264
  • Personal Property Insurance

Guide Insurance Services Inc. is a locally owned independent agency that has been serving Bellingham since 1952. It helps protect homes from fires, theft, and on-property incidents for which clients are held liable. The agency also specializes in auto, farm, commercial, life, and health insurance. Its team has over 130 years of cumulative industry experience. Guide's mission is to educate and empower clients to make the best coverage decision for their unique situations. This will allow for their peace of mind today and the protection of their future.

8108 Guide Meridian, Lynden, WA 98264
Lynden, WA 98264

Website(360) 354-2200

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

2615 Meridian Street, Bellingham, WA 98225
Bellingham, WA 98225
  • Multiple Policy Types

Magas Insurance is an independent insurance agency based in Bellingham. Its homeowners' insurance policy can be customized to meet the needs of its clients. The clients have the option of getting homeowners' insurance that covers specific losses or a comprehensive policy covering fire, smoke, hail, theft, and vandalism. The homeowners' insurance policy typically provides financial protection for damages on the dwelling and personal property. It can also cover the cost of other structures, such as sheds and unattached garages.

2615 Meridian Street, Bellingham, WA 98225
Bellingham, WA 98225

Website(360) 734-0416

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

122 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2417 Meridian Street, Bellingham, WA 98225
Bellingham, WA 98225
Instagram
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Oltman Insurance & Financial Services has offered a full line of insurance products and services to homeowners and businesses in Bellingham since 1932. It works with multiple insurance carriers to find the right home insurance policy that protects the valuable assets of homeowners or renters. The independent insurance agency has additional home insurance coverage for earthquakes, floods, and liability claims. Oltman Insurance also provides insurance protection for automobiles, watercraft, retail businesses, farms, and health.

2417 Meridian Street, Bellingham, WA 98225
Bellingham, WA 98225

InstagramWebsite(800) 765-2242

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1400 Broadway, Bellingham, WA 98225
Bellingham, WA 98225
  • Multiple Policy Types

Rice Insurance is an independent brokerage in Bellingham that was founded in 1946. The company provides a wide range of insurance services, including homeowners insurance. During new home purchases, it works with the clients' lenders to simplify the process. The home insurance includes coverage for the clients' possessions, the houses' contents, and personal liability. Rice Insurance is one of the Fastest-Growing Private Companies in America according to Inc. 5000 and is licensed to serve all 50 states.

1400 Broadway, Bellingham, WA 98225
Bellingham, WA 98225

Website(888) 742-3467

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

182 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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