Best Homeowners Insurance Agencies in Everett

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Homeowners Insurance Agencies FAQs

Last updated: October 6, 2022

Calrose Insurance

2231 Broadway, Everett, WA 98201

Multiple Policy Types

Calrose Insurance provides insurance options to residents and business property owners in Everett and the surrounding communities. The company provides homeowners' insurance policies for a range of private residences, such as frame houses, CBS homes, manufactured homes, mobile homes on acreage, condominiums, and townhouses. Secondary homes, rental homes, and seasonal resident homes can also be insured. The damages the homeowners' insurance covers include storm damage, fire, windstorm, lightning, hail, and sinkholes. The company has been in the industry since 1997.

Empire Insurance Brokers

2532 Broadway, Everett, WA 98201

Renter's Insurance
Multiple Policy Types
Multiple Carriers
Flood
Condos

Empire Insurance Brokers is an Everett-based insurance agency that was established in 2006. The company offers a wide range of insurance options for homeowners to choose from and is supported by a team that is trained to determine what plans best suit the needs of clients. Its basic homeowners' insurance policy includes personal belongings, dwelling, liability, and additional living expenses. It also covers damages due to natural disasters, fires, theft, and even vandalism.

First Rate Insurance Plus

820 Market Street, Kirkland, WA 98033

Multiple Policy Types

First Rate Insurance Plus is an independent insurance agency near Everett that's partnered with more than 20 insurers so it can offer its clients a wider choice of policies that suit their needs and budgets. The agency can help clients find the right home insurance, often tailoring the policy to their specific requirements, such as repairs for valuable art. Additionally, the agency can source policies for those in need of life, health, and commercial insurance.

Gary Stratton Insurance Agency

3301 Hoyt Avenue, Everett, WA 98201

Condos
Renter's Insurance
Multiple Policy Types

Gary Stratton Insurance Agency provides clients in Everett with insurance plans. These plans may be for auto, home, life, health, and business. Its home insurance provides homeowners with coverage for the rebuilding of the home. It may also provide coverage for damages brought by fire, explosions, lightning, hail, and theft. Floods, earthquakes, or damage from lack of maintenance are not covered. Also included in the policy for homeowners are personal possessions.

McClain Insurance Services

10410 19th Avenue Southeast, Everett, WA 98208

Multiple Policy Types

McClain Insurance Services provides homeowners insurance to clients in Everett and nearby cities. The independent insurance agency employs agents with over 60 combined years of experience in the industry. Its homeowners' insurance policies cover the dwelling, detached structures, personal belongings, living expenses, and personal liability. The agency can replace damaged or stolen possessions under the insurance policy either in actual cash value or replacement cost coverage. It also offers earthquake insurance, life insurance, renters insurance, and condo insurance.

Sheli Fisher - Farmers Insurance Agent

9505 19th Avenue Southeast, Everett, WA 98208

Multiple Policy Types

Sheli Fisher is a Farmers Insurance agent serving clients in and around the Everett area. She focuses on helping clients like homeowners identify what type of coverage they need, then offers the suitable Farmers Insurance policy to fit. Homeowners' insurance can cover all risks or only specific losses indicated in the policy. Besides homeowners' insurance, Fisher helps clients find the right rental, auto, motorcycle, business, recreational, and life insurance policies. Umbrella insurance policies are also available.

Silver Lake Insurance

10524 32nd Drive Southeast, Everett, WA 98208

Multiple Policy Types

Silver Lake Insurance provides insurance options to residents and business property owners in Everett and the surrounding areas. The team of experts advises the clients on the right homeowners' insurance policy to get depending on the losses covered, the coverages they need, and the type of residence they have. The options include a comprehensive insurance policy, personal liability protection, landlord or rental plans, and coverages for the contents of the residence.

The Miller Insurance Agency

3301 Hoyt Avenue, Everett, WA 98201

Earthquake
Multiple Policy Types
Personal Property Insurance
Multiple Carriers
Flood
Fire

The Miller Insurance Agency operates in Everett. The company provides coverage for homeowners to protect their property from disaster damage. It also provides additional coverage for special cases like floods and earthquakes. The company covers the belongings within and reimburses them for any theft or vandalism. It also provides policy plans for commercial clients, covering their properties and vehicles. Its agents believe in giving proper attention and guidance to clients and their specific needs.

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Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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