Best Homeowners Insurance Agencies in Seattle

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A H & T logo

A H & T

600 University St Ste 1200, Seattle, WA 98101
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  • Renter's Insurance
  • Personal Property Insurance
  • Homeowners

AHT is a full-service insurance brokerage based in Seattle, Washington, with eight offices located throughout the country. Employee-owned, the agency represents multiple carriers to bring clients ongoing assistance with home insurance, covering damaged or destroyed structures, natural disasters, and personal liability. Agents help clients create insurance packages that reduce the possibility of loss while closing gaps in existing coverage. AHT also provides professional liability, property and casualty, cyber risk insurance services.

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Adams Insurance Agency logo

Adams Insurance Agency

8613 35th Ave NE, Seattle, WA 98115
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  • Earthquake
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Adams Insurance Agency in Seattle, Washington, works with insurance partners such as Progressive and Liberty Mutual to provide homeowners with affordable insurance policies. Home insurance policies are available to cover condos and houses and include options for landlords, as well as renters insurance. Customers work with one of the company's brokers to create a policy that's customized to meet their needs and works with their budget. In addition to home insurance, Adams Insurance Agency offers life, health and specialty policies.

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Anchor Marine Underwriters, Inc. logo

Anchor Marine Underwriters, Inc.

2731 77th Avenue Southeast, Mercer Island, WA 98040
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  • Multiple Policy Types

Anchor Marine Underwriters is a Seattle insurance agency that provides homeowners and umbrella policies. Areas of coverage include damage due to fires and certain weather disasters, personal liability for injuries that occur on homeowner property, and loss of valuable items following break-ins or theft. Additionally, the company's agents provide guidance on the benefits of adding separate polices to standard homeowners policies to prevent gaps and ensure damage due to earthquakes and severe flooding are fully covered.

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Bell-Anderson Agency, Inc. logo

Bell-Anderson Agency, Inc.

600 SW 39th St Ste 200, Renton, WA 98057
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  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Bell-Anderson Agency Inc. has been selling home insurance to the community of Seattle, Washington, since 1929. As an independent agency, the company works with more than 10 insurance carriers, including Nationwide, Progressive, and The Hartford, enabling it to provide its clients with multiple choices when it comes to their coverage. These policies can cover damage and loss of property and belongings caused by a break-in or natural disaster. Bell-Anderson also sells auto, life, and health insurance.

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C. Don Filer Agency, Inc. logo

C. Don Filer Agency, Inc.

4201 Roosevelt Way NE, Seattle, WA 98105
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  • Renter's Insurance
  • Condos
  • Multiple Policy Types
  • Homeowners

C. Don Filer Agency, Inc., offers insurance policies to clients across Seattle, Ballard, Monroe, and Arlington. The agency connects clients to insurance carriers that provide policies such as homeowners' insurance, renters' insurance, auto insurance, life insurance, and business insurance. Clients can also file for claims and create policy changes through the agency's online service center. C. Don Filer Agency has been serving the Northwest region for more than seven decades. It supports various charities, including The Noah Center, Housing Hope, and American Parkinson Disease Association.

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Christopher Togawa Insurance Agency logo

Christopher Togawa Insurance Agency

3837 13th Ave W #103, Seattle, WA 98119
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  • Homeowners

Christopher Togawa Insurance Agency in Seattle tailors homeowners’ insurance coverage from among a selection of represented carriers. The independent agency assembles custom policies to heed varied coverage needs, from structural damage compensation following disasters to general liability. By fine-tuning insurance plans, it helps clients making the most of their benefits and premiums. Principal agent Christopher Togawa, a second-generation insurance professional, opened CTIA in 1988 to help financially protect his local community from common risks.

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Dan Marek Ins logo

Dan Marek Ins

12909 Pacific Ave S, Tacoma, WA 98444
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  • Personal Property Insurance
  • Homeowners

Tacoma-based Dan Marek Insurance is an independent agency serving the Seattle metro area of Washington State. Founded in 1953, it remains family-owned and operated. The agency represents multiple insurance carriers, including Safeco and Foremost, providing it with a wide range of home insurance options for its clients. Coverage is available for homeowners, rental properties, and manufactured homes. Dan Marek Insurance offers discounts for clients who combine home and auto insurance policies with the agency.

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Gary Turner Agency logo

Gary Turner Agency

820 Harvey Rd NE Ste D, Auburn, WA 98002
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  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Founded in 1979, Gary Turner Agency is an Auburn-based insurance agency serving residents in and around Seattle, Washington. The company offers home insurance options from a variety of insurance providers to ensure reasonable rates and reliable service for its clients. Gary Turner Agency works with clients to determine optimal packages to cover their home insurance needs while staying within their budgets. The company also offers life insurance, disability coverage, commercial liability insurance, and bonds insurance.

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Gurry & Rogers Insurance Agency logo

Gurry & Rogers Insurance Agency

2901 NE Blakeley St. #3A, Seattle, WA 98105
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  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Gurry & Rogers Insurance Agency has been helping individuals and families in the Seattle metro since 1983. It offers homeowners' insurance plans to protect policyholders and their properties from events like theft, fire, and wind. The company crafts insurance coverage options for jewelry and special collections. Its team also helps clients acquire renters', condominium, and personal umbrella insurance. One of the founders and principal agent Brian Gurry has been in the insurance industry since 1970. He can communicate with clients in Spanish.

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Humble & Davenport Insurance logo

Humble & Davenport Insurance

3500 Maple Valley Hwy, Renton, WA 98058
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  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Humble & Davenport Insurance in Renton, Washington, is an independent agency that sells home insurance throughout the Seattle metro. Established in 1986, Humble & Davenport offers home insurance to protect a person's most valuable asset as well as its contents, while also protecting homeowners against liability should someone be injured on the premises. Humble & Davenport Insurance also provides specialty products including cyber liability insurance, brewery insurance, restaurant insurance, and other commercial insurance.

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InsureOne Insurance - Marysville logo

InsureOne Insurance - Marysville

1375 State Avenue, Marysville, WA 98270
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Serving customers throughout Marysville, InsureOne Insurance is a full-service insurance agency that offers homeowners policies. The business features an online quote calculator on its website, and it offers customized homeowners plans to meet the specific budgets and coverage needs of each customer. InsureOne provides policies for single-family homeowners and townhouse owners, with areas of coverage that include structural damage, personal property and possessions inside the home, personal liability, and living expenses in the event of fires and certain weather disasters that require homeowners to temporarily vacate.

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Karrie Dubose logo

Karrie Dubose

1530 Westlake Ave N #100, Seattle, WA 98109
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  • Renter's Insurance

Karrie Dubose is a Seattle-based State Farm insurance agent with over 14 years of experience. She offers 24/7 customer service for longtime policyholders and first-time applicants of homeowners' policy plans. Karrie can examine her client's existing plan to recommend or remove coverages for flooding, theft, and premises liability. She can also process payments online. Her other insurance coverages include renters', life and health, automobile, business, and personal article insurance plans. Karrie can also speak the Vietnamese language.

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Ken Williams, CHFC, CLTC, CLU, CHRS logo

Ken Williams, CHFC, CLTC, CLU, CHRS

11335 Northeast 122nd Way, Kirkland, WA 98034
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  • Personal Property Insurance
  • Multiple Policy Types

Ken Williams, CHFC, CLTC, CLU, CHRS is an independent insurance broker with more than 26 years of experience helping his clients get the right coverage for their needs with premiums within their budgets. He has helped homeowners throughout the Seattle metro area get policies that protect them from the costs of disasters, such as storm damage and liability claims. Mr. Williams also specializes in health insurance, life insurance, and Medicare supplements.

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Lisa K. Maples logo

Lisa K. Maples

10550 Lake City Way NE Ste C, Seattle, WA 98125
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  • Renter's Insurance
  • Homeowners

Lisa K. Maples is a State Farm insurance agent that serves Seattle and the neighboring communities. She procures personalized insurance plans for homeowners and guides them through finding the right insurance policies that cover their properties, personal belongings, and liabilities. She also offers life, auto, and business insurance plans and assists clients in the insurance relocation process. Her team of insurance agents has 30 years of combined experience serving the residents and businesses of the metro.

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Michael Wong Insurance logo

Michael Wong Insurance

10016 Edmonds Way Ste C PMB 305, Edmonds, WA 98020
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  • Homeowners

Michael Wong Insurance is a locally owned and locally operated agency that has been serving business owners and homeowners throughout the Seattle metro since 2006. It offers coverage options for a wide range of insurance products, such as homeowners', commercial and professional liability, auto, life, earthquake, and workers' compensation insurance. In addition, its team of independent insurance agents collaborates with several carefully sought out carriers, including Liberty Mutual Insurance, Progressive, and Everguard Insurance Services.

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Michelman Insurance Group, Inc. logo

Michelman Insurance Group, Inc.

18023 62nd Avenue Northeast, Kenmore, WA 98028
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  • Earthquake
  • Flood
  • Fire

Michelman Insurance Group is a full-service insurance agency in Seattle that brokers homeowners policies. In business since 1986, the agency provides an online form for potential customers to obtain quick quotes, and all policies can be customized. The agency is independent, and it represents multiple carriers to help customers compare rates and choose optimal coverage for property damage due to fires and other disasters, personal liability, and damages caused by vandalism and break-ins.

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Northwest Insurance Group logo

Northwest Insurance Group

5431B California Ave SW, Seattle, WA 98136
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  • Homeowners

Northwest Insurance Group is an independent agency serving the Seattle metro. It helps families and individuals acquire homeowners' insurance to protect them from financial losses caused by unexpected events like theft and natural disasters. The company also offers other personal and business plans, including umbrella, classic car, renters', BOP, and commercial general liability insurance. Northwest Insurance Group was founded in 1998. It gives back to the community by supporting various charities, such as the West Seattle Food Bank and 2019 Toys for Tots Drive.

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Norwest Insurance Agency logo

Norwest Insurance Agency

5191 S Spencer Street, Seattle, WA 98118
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  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

An independent company, Norwest Insurance Agency caters to the residents of Seattle and its neighboring metros. Its homeowners’ insurance has coverage options such as property or dwelling, personal liability, personal property, medical, and optional liability. It also offers renters’, condo, landlord, earthquake, and umbrella insurance. Policies such as classic car, off-road vehicle, and motorcycle insurance are also available. Its owners, David and Sigrid Benezra, have more than 20 years of industry experience. David is a Certified Insurance Counselor and Certified Risk Manager.

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Orca Insurance logo

Orca Insurance

506 2nd Ave., Ste. 1400, Seattle, WA 98104
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  • Homeowners

Founded in 2016, Orca Insurance is a company that caters to clients all around Seattle. The firm offers a variety of insurance products, including homeowners' insurance. It works with real estate professionals, mortgage brokers, and landlords to assist homebuyers with all of their insurance needs. Its insurance agents can also write policies for condos, autos, and businesses. The firm's president, Bill Lan, is experienced in marketing, product development, and underwriting. He holds the Chartered Property and Casualty Underwriter designation.

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Outlook Insurance Group logo

Outlook Insurance Group

3301 Burke Ave N Ste 210, Seattle, WA 98103
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  • Renter's Insurance
  • Homeowners

Outlook Insurance Group is a locally operated company that serves residents and business owners in Seattle. It offers an array of personal insurance products, including homeowners', auto, umbrella, and life policies. Commercial plans for clients' businesses, company vehicles, liabilities, and bonds are also available. As an independent company, Outlook Insurance Group works with several carriers, such as MetLife and Liberty Mutual, to help clients find the right coverage for their needs. Clients have commended the company's prompt and informative answers to their insurance concerns.

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ProStar Insurance logo

ProStar Insurance

10308 NE 183rd St Bothell , WA 98011, Bothell, WA 98011
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  • Personal Property Insurance
  • Multiple Policy Types

ProStar Insurance is an independently owned insurance agency in Seattle that offers homeowners insurance in western Washington and surrounding areas. The insurance plans are customized to provide maximum coverage at fair prices. It protects the lifetime investment of the client against unexpected damages. Homeowners insurance is a package policy covering the losses and the liability of the owner towards any injury incurred by others. Additional coverage options such as flood and earthquake insurance and personal property insurance are available.

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Rainwater Agency logo

Rainwater Agency

3196 NE Sunset Blvd, Renton, WA 98056
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  • Renter's Insurance
  • Condos
  • Earthquake
  • Flood
  • Personal Property Insurance
  • Homeowners

Rainwater Agency is a home insurance provider with over 30 years of experience serving the Seattle, Washington, metro area. It offers every form of coverage for property damage, personal injury, and liability related to home ownership and leasing agreements. This agency regularly works with both clients without prior policy history and those who wish to modify or add to existing agreements. Rainwater Agency also offers extensive auto insurance services, as well as business and commercial liability insurance.

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Rusty Dubose logo

Rusty Dubose

2633 Eastlake Ave E #206A, Seattle, WA 98102
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  • Condos
  • Multiple Policy Types

Rusty Dubose is an insurance agent who has been working for State Farm in Seattle since 2009. This individual offers homeowners' insurance plans that cover home repairs, replacements, and item storage. He also provides insurance policies for renters so that their properties are covered in cases of burglaries, vandalism, fires, and water damages. Dubose also works to secure a family's future by providing life insurance plans to cover mortgage payments, debts, and college education.

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Sound Choice Insurance Agency logo

Sound Choice Insurance Agency

19009 33rd Ave W Ste 310, Lynnwood, WA 98036
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  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Founded in 2016, Sound Choice Insurance Agency is an independent insurance agency located in Lynwood, Washington, and serving customers in the Seattle, Washington, metro area. Tony Conti, the owner of the agency, has over 45 years of experience working in the insurance industry. Sound Choice's home insurance offerings include homeowners and renters insurance. Policies also cover damage resulting from natural disasters, including earthquakes and volcanoes, of which residents of Washington state are at increased risk.

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Spangler Insurance logo

Spangler Insurance

431 15th Ave E, Seattle, WA 98112
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  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Spangler Insurance is an independent company that serves families and individuals in the Seattle metro. It provides a range of personal insurance plans, including homeowners' policies. The agency aims to protect policyholders and their investment properties through personalized dwelling, personal liability and property, medical, and additional living expense coverages. Its specialists also help clients acquire life, auto, general liability, and commercial umbrella insurance. Owner Tom D. Spangler has been in the insurance and marketing industry for 30 years.

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Toby Stevens - State Farm logo

Toby Stevens - State Farm

3805 108th Avenue Northeast, Bellevue, WA 98004
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  • Personal Property Insurance

Toby Stevens - State Farm is a licensed insurance broker in Seattle that offers homeowners and property insurance policies. The company's website features an online portal for customers to obtain quotes, file claims, and make payments, and Mr. Stevens provides guidance on the most suitable homeowners plans to meet customers' specific needs and budgets. In addition to homeowners plans that cover damage from fires, severe weather, and vandalism, Mr. Stevens offers umbrella policies and separate flooding policies.

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Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?  

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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