Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Bellingham

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bellingham Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1556Reviewed

936Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2200 Rimland Drive #104, Bellingham, WA 98226
WebsiteLicense: 742447

Expertise.com Rating

Review Sources

Google
4.9 (205)
Yelp
3.5 (10)
Facebook
4.7 (9)

Why choose this provider?

Tim Slesk is a State Farm insurance agent who offers his services to clients in the Bellingham metro. He caters to policy buyers in need of security through health insurance. Slesk also offers assistance in crafting personal liability, renters', recreational vehicle, and life insurance policies. In addition, he deals with related products, such as mutual funds. Slesk opened his State Farm office in 2001 and also serves nearby areas, such as Ferndale and Lynden.

  • Health Insurance

3800 Byron Avenue, Bellingham, WA 98229
WebsiteLicense: 212972

Expertise.com Rating

Review Sources

Facebook
5.0 (41)
Google
5.0 (22)
Yelp
4.0 (4)

Why choose this provider?

VibrantUSA is an independent insurance agency that serves clients in Bellingham. It provides coverage options for individual health insurance, Medicare Supplement plans, and retirement-oriented products. It works with several insurance companies, including Aetna, Amerigroup, and Cigna, to meet the specific insurance needs of clients. VibrantUSA was established in 2003 and formed a professional relationship with Primary Care Insurance Services in 2006. Being a Medicare specialist has helped the agency in coordinating with primary care physicians.

  • Health Insurance

316 E McLeod Rd. Suite 104, Bellingham, WA 98226
WebsiteLicense: 1007852

Expertise.com Rating

Review Sources

Google
4.9 (14)

Why choose this provider?

Kimbler Insurance is a locally-owned independent firm that serves clients in Bellingham. It offers health insurance plans that help policyholders prepare for the financial burden of medical costs and preventative healthcare. Its agents shop for policies that are tailored to a client's financial goals. In addition to health insurance, Kimbler Insurance handles various risk management solutions designed to protect automobiles, homes, rental properties, and recreational vehicles. It is currently operated by Alex Kimbler, who started his insurance career in 2016.

  • Health Insurance

4202 Meridian St. Ste 104, Bellingham, WA 98226
WebsiteLicense: 231361

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

The Group of Health Insurance Services LLC serves clients in Bellingham. The locally owned and operated independent agency represents various companies offering health insurance plans for individuals, families, and business owners. Some of its carriers are Cigna, United Healthcare, Premera Blue Cross, Kaiser Permanente, Humana, and Regence Blue Shield. The company helps policy buyers make informed decisions in finding a coverage plan that meets their needs. It also has the authorization to provide products through the Washington Healthplanfinder.

  • Health Insurance

1313 East Maple Street, Bellingham, WA 98225
WebsiteLicense: 1015675

Expertise.com Rating

Review Sources

Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Northwest Health Plans offers various health insurance plans for families and individuals residing in Bellingham. Its agents value responsiveness and patience and strive to educate clients about their options. They work with a roster of reputable insurance carriers, including Ambetter, Delta Dental, and Petersen International. The insurance agency offers ancillary health insurance products for policyholders seeking to strengthen their existing plans against risks related to disability, critical illness, or accidental deaths. Northwest Health Plans also handles dental and vision insurance plans.

  • Life Insurance
  • Health Insurance
  • Individual Plans

141 W. Kellogg Rd, Bellingham, WA 98226
WebsiteLicense: 839126

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
5.0 (7)

Why choose this provider?

Cascadia Insurance helps clients choose suitable health insurance coverage in Bellingham. It guides consumers in navigating through the Marketplace when picking health coverages for themselves and their families. The firm provides information about preventive health services that individuals may opt for. It informs them about getting supplemental policies to cover heart disease, cancer, accidents, and hospital indemnity, as well as long-term care. Cascadia Insurance also offers Medicare assistance and seminars. It also provides life, home, auto, and commercial insurance plans.

  • Medicare Supplements
  • Health Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Which specialty health policies are available to Bellingham residents?

    Residents of Bellingham enjoy the availability of specialized healthcare policies crafted to cater to specific medical requirements or circumstances often not covered by conventional health insurance plans. Among these options are short-term insurance plans offering restricted coverage for medical costs. Additionally, international travel health plans are custom-designed to address the healthcare necessities and potential hazards travelers might face abroad.

  • Which non-traditional health insurance options are available to Bellingham residents?

    Bellingham residents can choose from various unconventional health plans, such as health reimbursement, medical savings, and health savings accounts. These accounts require the policyholder or employer to set aside funds exclusively for medical expenses. Exempt from taxation, these accounts can be used to pay for costs associated with medical appointments, prescription medications, and surgical procedures.

  • What documents are needed to apply for Medicare in Bellingham?

    To register for Medicare in Bellingham, individuals should provide documentation verifying their age, residency, or citizenship. Acceptable documents include a birth certificate, a U.S. passport, or a valid driver's license. Additionally, applicants should prepare other essential paperwork, including their Social Security details, information regarding any existing health insurance plans, and bank account information. It is also possible to submit personal information for dependents, if applicable.

  • What is the difference between bronze, silver, and gold health plans offered by health insurance companies in Bellingham?

    The Bellingham policyholder covers 40% of healthcare expenses under a Bronze plan, while the insurance covers 60%. Silver entails insurance companies covering 70% of costs, leaving consumers responsible for 30%. Gold plans have an 80%–20% cost-sharing arrangement. Individuals with incomes below 250% of the federal poverty level have cost limits based on their chosen insurance.

  • How do Bellingham residents know if their health insurance is a PPO plan?

    Bellingham health plan holders can identify if their card includes a PPO plan by checking the front side. Most insurance companies display "PPO" in a small section at the bottom-right corner of the card's front. For inquiries about their insurance plan, policyholders can contact the designated number on the card's backside.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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