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Best Local Car Insurance Agencies in Bellingham

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2023
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Billy Slesk logo
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License Verified:

License: 219543

Washington State Office Of The Insurance Commissioner

Billy Slesk

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5615 3rd Avenue, Ferndale, WA 98248
  • Multiple Carriers

Business Description

Billy Slesk is a State Farm agent who has been servicing the Bellingham community since 1986. Slesk's team is composed of four agents who can help clients manage everyday risks, recover from unexpected circumstances, and reach specific goals. State Farm offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages. The agency also offers banking and investment services for clients.

License Verified:

License: 219543

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bob Wallin Insurance logo
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License Verified:

License: 41326

Washington State Office Of The Insurance Commissioner

Bob Wallin Insurance

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1844 Iron Street, Bellingham, WA 98225
  • Multiple Carriers
  • RV & Motorhome
  • Boats

Business Description

Bob Wallin Insurance is a full-service insurance management company that serves residential and commercial clients in Bellingham. It offers its clients a wide array of insurance products and services, such as auto, RV, boat, and watercraft insurance. Additionally, its agents deal with business and commercial insurance, as well as specialty insurance for home dealerships and manufactured home parks and communities. The company has access to a variety of insurance packages from different providers, giving each client various options that suit their needs and requirements.

License Verified:

License: 41326

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (11)
Yelp
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chris Bonner Insurance logo
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License Verified:

License: 849321

Washington State Office Of The Insurance Commissioner

Chris Bonner Insurance

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P.O. Box 779, Bellingham, WA 98252
  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Chris Bonner Insurance is a full-service insurance agency servicing the Bellingham community. Since 2014, it's been helping businesses reduce exposure risks and assisting families in securing their financial future. A wide range of personal auto insurance coverage options are offered, which can protect individuals against financial losses caused by different circumstances including car accidents and theft. The agency also offers wedding insurance plans that cover unexpected financial losses. Online services are available for convenience.

License Verified:

License: 849321

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Guide Insurance Services - Lynden logo
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License Verified:

License: 87768

Washington State Office Of The Insurance Commissioner

Guide Insurance Services - Lynden

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8108 Washington 539, Lynden, WA 98264
  • RV & Motorhome
  • Boats

Business Description

Founded in 1952, Guide Insurance Services is a full-service and independent insurance company that works with residential and commercial clients in Bellingham, Lynden, and the surrounding areas. Its team of agents offers customers a variety of policies under personal and commercial auto insurance, as well as coverages for motorcycles, boats and watercraft, and vintage automobiles. Additionally, the firm provides other lines of insurance suited for nonprofit organizations, construction firms, and other businesses.

License Verified:

License: 87768

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (42)
Facebook
5.0 / 5 (17)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Magas Insurance logo
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License Verified:

License: 24933

Washington State Office Of The Insurance Commissioner

Magas Insurance

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2615 Meridian Street, Bellingham, WA 98225
  • Multiple Carriers

Business Description

Magas Insurance is an independent agency based in Bellingham and serving the Pacific Northwest. It offers auto insurance that protects vehicle owners and drivers from financial risk. Its agents advise clients coverage options depending on state requirements and their individual needs. Some of the coverage options include property damage, bodily injury liability, uninsured/underinsured liability, comprehensive, and collision. Magas Insurance treats clients like family and helps them get quotes, file claims, and change policies.

License Verified:

License: 24933

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (120)
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Oltman Insurance & Financial Services - Bellingham logo
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License Verified:

License: 30002

Washington State Office Of The Insurance Commissioner

Oltman Insurance & Financial Services - Bellingham

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2417 Meridian Street, Bellingham, WA 98225
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Oltman Insurance & Financial Services is an all-around insurance and finance management company that has been serving the Bellingham metro area and nearby communities for more than eight decades. Established in 1932, the independent insurance agency guides individuals and business owners in comparing auto coverage options among different insurance providers. Its agents are experienced in handling basic and seasonal auto insurance coverages for personal autos, trucks, vans, and classic cars. They also provide insurance solutions for motorcycles, RVs, boats, and watercraft. The company is locally owned and operated.

License Verified:

License: 30002

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rice Insurance logo
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License Verified:

License: 128541

Washington State Office Of The Insurance Commissioner

Rice Insurance

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1400 Broadway, Bellingham, WA 98225
  • Multiple Carriers

Business Description

Rice Insurance is an independently owned insurance broker in Bellingham that was established in 1946. It offers a variety of options for car insurance including bodily injury liability, personal injury protection, collision, comprehensive, and uninsured motorist coverage. Other related coverages, like umbrella and watercraft insurance, can also be included in the policy for additional protection. The agency also offers a teen driver insurance program. With over 65 years of agency experience, it has built partnerships with top insurance companies across the country.

License Verified:

License: 128541

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (181)
Facebook
5.0 / 5 (48)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
SIP Insurance Agency logo

SIP Insurance Agency

P.O. Box 1820, Ferndale, WA 98248
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome
  • Bundling Option

Business Description

SIP Insurance Agency is a company providing various insurance products such as business, commercial, home, auto, and trucking. Its agents offer these products to customers in Bellingham and other surrounding areas. Car insurance policies usually cover medical expenses, liabilities, and damages from accidents or collisions. Customers may also opt to include rental insurance for the protection of car rentals. Auto insurance may also include protection of personal injuries and other damages. There are also insurance policies that cover classic or antique cars.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
sskinsurance.com logo

License Verified:

License: 32586

Washington State Office Of The Insurance Commissioner

sskinsurance.com

501 Front Street, Lynden, WA 98264
  • Multiple Carriers

Business Description

Snapper Shuler Kenner Insurance is a Lynden-based business that serves the risk management needs of Bellingham residents. Included in its line of products is auto insurance, which can protect policyholders against damage, loss, or injury. The company's agents offer a variety of coverage options, such as collision, comprehensive, bodily injury liability, medical payment, towing, and windshield coverage. They also insure recreational vehicles, boats, and motorcycles. Snapper Shuler Kenner Insurance has been providing risk management solutions since 1925.

License Verified:

License: 32586

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Von Smith Insurance logo
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License Verified:

License: 870426

Washington State Office Of The Insurance Commissioner

Von Smith Insurance

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1111 North Forest Street, Bellingham, WA 98225
  • Boats
  • Motorcyle & ATV

Business Description

Von Smith Insurance helps individuals, families, and businesses in the Bellingham area acquire insurance policies based on their coverage needs. Its agents specialize in personal and commercial lines covering automobiles, collector cars, motorcycles, boats, trucks, and limousine services. They carry products and services from various insurance companies to provide a variety of options to clients. The family-owned company was founded by Von Smith in 2014, who was the former CEO and President of Bob Ballin Insurance.

License Verified:

License: 870426

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
WaFd Insurance Group logo
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License Verified:

License: 13227

Washington State Office Of The Insurance Commissioner

WaFd Insurance Group

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1503 Riverside Drive, Mount Vernon, WA 98273
  • Multiple Carriers

Business Description

WaFd Insurance Group is an independent agency based in Mount Vernon that offers auto insurance services to individuals, families, and businesses in Bellingham and the nearby areas. Its insurance agents work with multiple carriers such as Pacific Insurance Partners, Adobe Insurance, Montgomery Insurance Agency, and Brown Seligman & Thomas Insurance Solutions in providing customized plans. These plans protect the client from financial liability and damages caused by an accident, which may include the collision, comprehensive, liability, uninsured and underinsured motorist coverages.

License Verified:

License: 13227

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.