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2024

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Best Local Car Insurance Agencies in Seattle, WA

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Seattle Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

356Reviewed

220Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2122 164th St SW Ste 301, Lynnwood, WA 98087

Expertise.com Rating

Review Sources

Google
4.9 (329)
Yelp
5.0 (33)
Facebook
4.8 (27)

Why choose this provider?

Founded in 2010, Mosaic Insurance Alliance is an independent insurance agency located in the Seattle, Washington, metro area. Coverage specialists get quotes from several carriers, such as Nationwide, Liberty Mutual, Kemper Auto, and Progressive to find drivers the best risk protection at competitive rates. Options include general liability for bodily injury, personal injury protection, and property damage with the choice to add collision and comprehensive, uninsured and underinsured motorist, diminishing deductible, rental reimbursement, and medical payments coverage.

14410 SE Petrovitsky Rd Ste 202, Renton, WA 98058

Expertise.com Rating

Review Sources

Google
4.9 (52)
Facebook
5.0 (49)
Yelp
4.5 (2)

Why choose this provider?

A & M Insurance Services Inc. is an insurance agency in Renton, Washington, serving the greater Seattle area as well as residents of Oregon and Arizona. The firm provides auto insurance coverage for protection against auto theft, vandalism, accidents, personal injury, and liability. As a local independent insurance agency with over three decades of experience in the insurance industry, the firm knows the best insurance companies and plans to recommend its clients. The company also offers motorcycle, RV, and renters insurance.

12505 Bel-Red Road, Bellevue, WA 98005
WebsiteLicense: 840789

Expertise.com Rating

Review Sources

Google
4.9 (37)
Yelp
5.0 (37)
Facebook
5.0 (14)

Why choose this provider?

For 20 years, Achieve Alpha Insurance has been helping individuals, families, and businesses in Seattle in planning for the future and managing risks through its insurance products and services. The company offers different car insurance policies and coverages from 14 insurers. Through its insurance bundle that combines auto and home insurance, clients can have easier access to policy benefits. Achieve Alpha Insurance also provides health, disability, and life insurance products.

  • Multiple Carriers
  • Bundling Option

19725 40th Ave W Ste B, Lynnwood, WA 98036
WebsiteLicense: 107782

Expertise.com Rating

Review Sources

Facebook
4.9 (39)
Google
5.0 (2)
Yelp
3.0 (2)

Why choose this provider?

Insurance Cents is a locally owned company that has been in business for over 19 years. It has a team of licensed agents that assists Seattle clients in finding auto insurance plans. It works with different insurance carriers, including Safeco, Travelers, Kemper, and Nationwide. Its agents offer coverage for various types of vehicles, including motorcycles, boats, and commercial and recreational automobiles. It also has plans for homeowners and renters, as well as coverage in case of an earthquake.

  • Motorcyle & ATV

2505 3rd Ave, Suite 120, Seattle, WA 98121
WebsiteLicense: 910064

Expertise.com Rating

Review Sources

Google
4.9 (340)
Facebook
4.8 (63)
Yelp
4.0 (42)

Why choose this provider?

Youkie Chambers is an insurance agent that has been representing StatesFarm in Seattle and the neighboring communities for more than 20 years. Chambers offers auto insurance policies that prepare clients for unexpected vehicle situations such as accidents and theft. Other insurance products she offers include life, home, business, property, and health insurance. Policies for pets are also available. As a native of the metro, Chambers is well-versed in the local insurance market. She is also able to assist Spanish-speaking clients.

  • Multiple Carriers

17530 Northeast Union Hill Road, Redmond, WA 98052

Expertise.com Rating

Review Sources

Google
4.8 (40)
Facebook
5.0 (8)
Yelp
5.0 (8)

Why choose this provider?

Path Insurance Solutions is an independent insurance agency offering personal and commercial insurance products to its clients in Seattle. In addition to car insurance, its agents can also write all lines of insurance for home and business needs. Path Insurance Solutions also specializes in the tech insurance industry. Its team of advisors shops with multiple insurance providers for standard cars and collector cars. It has an online customer service where clients can request certificates, manage their policies, and discuss claims.

  • Boats
  • Motorcyle & ATV

100th Avenue Northeast, Bellevue, WA 98004
WebsiteLicense: 852629

Expertise.com Rating

Why choose this provider?

Fit Insurance Inc. is an independent agency that delivers car insurance solutions to individuals and families in Seattle. Its agents serve as personal risk advisors and advocates, finding the right auto coverage options and price points that fit clients' situations. Some of the coverages they write include property damage, bodily injury liability, and medical payments. The firm's relationships with clients extend beyond finalizing the policies. Understanding that insurance needs may change over time, it offers periodic reviews of coverages.

  • RV & Motorhome
  • Motorcyle & ATV

3424 W McGraw St, Seattle, WA 98199

Expertise.com Rating

Review Sources

Google
4.9 (55)
Facebook
5.0 (16)
Yelp
5.0 (8)

Why choose this provider?

Founded in 1954, the Magnolia Insurance Agency Inc. is an insurance company located in Seattle, Washington's Magnolia Village District, that assists drivers throughout the state and is licensed in Arizona, California, Idaho, Oregon, and Utah. Auto protection options include collision to cover repair and replacement following an accident and comprehensive to cover weather damage and theft. Other insurance choices are motorcycle, commercial auto, and RV policies. The Magnolia Insurance Agency Inc. also offers a complimentary notary service for clients.

10308 Northeast 183rd Street, Bothell, WA 98011
WebsiteLicense: 760418

Expertise.com Rating

Review Sources

Facebook
5.0 (56)
Yelp
4.0 (13)

Why choose this provider?

ProStar Insurance is an independently and locally owned and operated car insurance agency in Seattle. It has been offering insurance and risk management solutions to individuals and businesses since 2006. Its complete auto insurance program ensures that the client receives a policy that is tailor-fitted to provide the right coverage for their needs. Some of the coverage options that are available from the agency's large network of insurance carriers include liability coverage, comprehensive coverage, and uninsured and underinsured motorist coverage.

  • Multiple Carriers

1904 3rd Ave. Suite 714, Seattle, WA 98101
WebsiteLicense: 27378

Expertise.com Rating

Why choose this provider?

Miller, Hansen & Torphy Insurance serves individuals and families in Seattle and the nearby communities. It offers auto insurance policies to help clients get back on the road after their cars have been damaged or destroyed due to covered risks like fires. Clients may choose to include protection against legal and medical expenses arising from property damage, injury, or death following car accidents. The company also offers policies covering boats, motorcycles, and RVs, as well as insurance plans for renters and landlords.

  • Bundling Option

1420 5th Ave, Ste 2200, Seattle, WA 98101
WebsiteLicense: 798992

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (1)

Why choose this provider?

ISU Global is a family-owned independent insurance brokerage serving Seattle and nearby areas. The company works with different insurance providers and tailors solutions according to clients' needs. Its personal insurance products range from auto, home, and motorcycle to health, life, and disability. Additionally, it offers policies that protect business owners, commercial properties, and contractors. The firm is supported by the ISU network, allowing it to deliver national-level services to local clients. The company has three locations in Washington.

  • Bundling Option

2027 152nd Ave NE Ste 110, Redmond, WA 98052

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Roadway Agency serves the Seattle, Washington, metro area, helping clients to purchase auto insurance coverage from Progressive Casualty Insurance Company, which appointed Roadway Agency to sell auto insurance. It covers cars, motorcycles, RVs, and commercial vehicles. Renters insurance is also available to clients who are leasing vehicles. Roadway Agency also works with Safeco, Encompass, and National General and assists with clients convicted of DUIs with SR22 insurance coverage, which is necessary for their driver's license certification process.

10016 Edmonds Way Ste C PMB 305, Edmonds, WA 98020
WebsiteLicense: 209994

Expertise.com Rating

Review Sources

Yelp
5.0 (10)
Google
4.5 (8)
Facebook
5.0 (1)

Why choose this provider?

The Michael Wong Insurance Agency serves individuals and business owners in and around Seattle and Southlake Union. Formed in 2006, the local company’s independent agents help shop for the right insurance for their clients’ needs. Its representatives offer auto insurance coverage that protects policyholders’ vehicles from damage, theft, and other unfortunate events. The firm also offers homeowners’, commercial liability, and umbrella insurance. The agency carries financial products from different companies, including Safeco, Progressive, EverGuard, and Liberty Mutual.

  • Multiple Carriers

14040 NE 8th St Ste 207, Bellevue, WA 98007

Expertise.com Rating

Review Sources

Google
5.0 (29)
Facebook
5.0 (10)
Yelp
5.0 (3)

Why choose this provider?

Insurance Connections Northwest is a Bellevue, Washington-based independent insurance agency that has been serving the insurance needs of Seattle metro area residents since 2013. The agency partners with insurers such as Chubb and The Hartford to offer auto insurance tailored to the needs of clients with various coverages, including property damage, comprehensive, and liability. In addition to cars and trucks, Insurance Connections Northwest insures RVs and motorcycles. It also offers earthquake and travel insurance.

701 5th Avenue, Seattle, WA 98104
WebsiteLicense: 781256

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Yelp
5.0 (4)
Google
5.0 (3)

Why choose this provider?

SafeInsure is a woman-owned insurance agency that delivers auto insurance services to clients in the Seattle metro. It offers various types of coverage, including collision, comprehensive, liability, and medical payments. The business also helps clients assess policies that cover uninsured and underinsured motorists to help clients pay for material damage caused by hit-and-run accidents. It also covers rental reimbursements and towing and roadside assistance. Other auto vehicle insurance products available from SafeInsure include motorcycles, classic cars, and ATVs.

  • Motorcyle & ATV

1133 164th St SW Ste 103, Lynnwood, WA 98087

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (4)

Why choose this provider?

Robert D. Gregg & Sons is an independently owned and operated insurance agency active throughout the Seattle, Washington, metro area. This agency offers auto insurance services and partners with companies including Progressive and American Modern to deliver policies tailored to accommodate each client's legally required and personally advantageous coverage needs, most frequently including liability, bodily injury, and comprehensive coverage. Robert D. Gregg & Sons insures a variety of vehicles including motorcycles, classic cars, ATVs and motorsport vehicles, and motorhomes.

506 2nd Ave., Ste. 1400, Seattle, WA 98104
WebsiteLicense: 979689

Expertise.com Rating

Why choose this provider?

Orca Insurance offers a selection of products and services for the risk management needs of clients in Seattle. Through various options from carriers like Travelers, Progressive, and Safeco, the agency helps car owners acquire coverage for their assets against damage and loss due to accidents and hazards. Orca Insurance has been recognized by Safeco in 2017 for its growth. It is involved in charity work through organizations like the MJOME Foundation and the Eastside Baby Center.

201 Auburn Way N Ste C, Auburn, WA 98002

Expertise.com Rating

Why choose this provider?

HBT Insurance is an independent insurance provider keeping clients in the Seattle, Washington, area legal and protected with quality auto insurance. The company's team shops multiple carriers to provide drivers with personalized insurance policies suited to their individual needs and budget that cover vehicle damage arising from a collision, auto theft, legal liability for injury and damage to others, and medical coverage for treatment costs related to automobile-related injuries. HBT Insurance also offers motorcycle and watercraft insurance.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Mosaic Insurance Alliance
2122 164th St SW Ste 301, Lynnwood, WA 98087
A & M Insurance Services, Inc.
14410 SE Petrovitsky Rd Ste 202, Renton, WA 98058
Achieve Alpha Insurance
12505 Bel-Red Road, Bellevue, WA 98005
Insurance Cents
19725 40th Ave W Ste B, Lynnwood, WA 98036
Youkie Chambers
2505 3rd Ave, Suite 120, Seattle, WA 98121
Path Insurance Solutions
17530 Northeast Union Hill Road, Redmond, WA 98052
Fit Insurance Inc.
100th Avenue Northeast, Bellevue, WA 98004
Magnolia Insurance Agency, Inc.
3424 W McGraw St, Seattle, WA 98199
ProStar Insurance
10308 Northeast 183rd Street, Bothell, WA 98011
Miller, Hansen & Torphy Insurance
1904 3rd Ave. Suite 714, Seattle, WA 98101
ISU Global Insurance
1420 5th Ave, Ste 2200, Seattle, WA 98101
Roadway Agency
2027 152nd Ave NE Ste 110, Redmond, WA 98052
Michael Wong Insurance
10016 Edmonds Way Ste C PMB 305, Edmonds, WA 98020
Insurance Connections Northwest
14040 NE 8th St Ste 207, Bellevue, WA 98007
SafeInsure
701 5th Avenue, Seattle, WA 98104
Robert D Gregg & Sons
1133 164th St SW Ste 103, Lynnwood, WA 98087
Orca Insurance
506 2nd Ave., Ste. 1400, Seattle, WA 98104
HBT Insurance
201 Auburn Way N Ste C, Auburn, WA 98002

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Which age group has the lowest auto insurance premiums in Seattle?

    In Seattle, drivers in their 50s have the lowest auto insurance premiums, with an average annual cost of $1,467. This age group benefits from lower premiums because they are generally considered more experienced and safer drivers, which reduces the perceived risk for insurance companies. Drivers in their 60s have the second-lowest auto insurance premiums, with an average annual cost of $1,530.

  • What type of insurance is necessary to finance a car in Seattle?

    To finance a car in Seattle, it's usually a prerequisite to have insurance that provides coverage for potential damage to your vehicle. This includes two primary types of coverage: collision insurance, which handles expenses resulting from accidents, and comprehensive insurance, which deals with non-collision-related damage like theft, vandalism, or natural disasters. These coverages are important when financing a car, ensuring both the lender's and your own financial protection.

  • Is it possible to get affordable car insurance in Seattle after a DUI?

    Yes, it is possible to obtain affordable car insurance in Seattle after a DUI. On average, drivers with a DUI can expect to pay approximately $129 per month for full-coverage car insurance with certain providers, which is considerably lower than the citywide average of around $249 per month for DUI drivers. While DUIs typically result in higher premiums, competitive rates are available for those who shop around.

  • What are the penalties for driving without car insurance in Seattle?

    In Seattle, if you're unable to provide proof of insurance when stopped by law enforcement, you may be hit with a traffic infraction and a minimum fine of $450. Furthermore, the potential suspension of your driver's license could disrupt your ability to drive legally until it's reinstated. It's important to maintain valid auto insurance coverage to avoid these penalties and ensure financial responsibility on the road.

  • In Seattle, are you allowed to get car insurance without a driver's license?

    Yes. You can secure car insurance without a driver's license for various reasons, such as license suspension with the intention of reinstatement, non-driving due to health concerns with caregivers using your vehicle, purchasing a car for a teenage driver under your supervision, practicing with a learner's permit before obtaining a full license, and owning a foreign driver's license while in the U.S. Obtaining insurance in these situations helps protect your assets and ensures compliance with legal requirements.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.