Best Health Insurance Agencies in Lynchburg

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Adams Insurance Agency Inc. logo
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License Verified:

License: 105035

Commonwealth of Virginia State Corporation Commission

Adams Insurance Agency Inc.

2601 Memorial Avenue, Lynchburg, VA 24501
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  • Health Insurance

Business Description

Adams Insurance Agency Inc. is a locally owned and operated business that serves policy buyers in Lynchburg. It offers a wide range of insurance products, such as life and health, personal automobile, commercial, recreational vehicles, and homeowners' and renters' insurance. Its team of independent insurance agents collaborates with carefully sought-out carriers, including Assurance America, Goodville Mutual, Donegal Insurance, and Berkshire Hathaway. Established in 1993, the agency started representing one insurance company until it grew to more than 30 carriers.

License Verified:

License: 105035

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Friendliness
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Adams Insurance Agency Inc.

Central Virginia Financial Services logo
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License Verified:

License: 126757

Commonwealth of Virginia State Corporation Commission

Central Virginia Financial Services

7119 Peachtree Rd, Lynchburg, VA 24502
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  • Life Insurance
  • Medicare Supplements
  • Health Insurance
  • Medicare Supplement Insurance

Business Description

Central Virginia Financial Services assists individuals in Lynchburg who are looking for health insurance plans. It offers individual health policies, Medicare Advantage, Medicare Supplement Insurance, and Medicare prescription drug plans. The agency also helps clients select specialized coverages like hospital indemnity and protection plans for cancer, disability, dental, vision, and short nursing home care. Central Virginia Financial Services is an independent agency that offers products, including life insurance from various companies like Anthem, Equitable Life, and Allstate.

License Verified:

License: 126757

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Central Virginia Financial Services

Gardner Insurance Solutions, LLC logo
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License Verified:

License: 137100

Commonwealth of Virginia State Corporation Commission

Gardner Insurance Solutions, LLC

3723 Old Forest Road Suite C, Lynchburg, VA 24501
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  • Health Insurance

Business Description

Gardner Insurance Solutions, LLC, serves individuals throughout the Lynchburg area. It provides a comprehensive range of insurance products, including health and life insurance plans. In addition, it offers fixed annuities, assisting clients in finding the right coverage for their needs. This independent agency represents carefully selected insurance carriers to provide more policy options for its clients. Serving clients since 1993, the agency also offers auto, home, and condominium insurance plans and coverage for earthquake and flood damage.

License Verified:

License: 137100

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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Gardner Insurance Solutions, LLC

Hodges Insurance Agency, LLC logo
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License Verified:

License: 112516

Commonwealth of Virginia State Corporation Commission

Hodges Insurance Agency, LLC

6200 Fort Ave., Lynchburg, VA 24502
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  • Life Insurance
  • Health Insurance

Business Description

For more than 37 years, Lynchburg-based Hodges Insurance Agency LLC has been providing health insurance products to clients in the local metro. In addition to regular health insurance plans, it furnishes supplemental coverages to pay for expenses that Medicare does not compensate. The company tailors insurance for individual life, long-term care, and disability benefits. An independent broker, Hodges Insurance Agency offers access to many providers, including American Equity, Assurity, Genworth Financial, and John Hancock Financial.

License Verified:

License: 112516

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (4)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Hodges Insurance Agency, LLC

Nelles Insurance Solutions logo
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License Verified:

License: 125489

Commonwealth of Virginia State Corporation Commission

Nelles Insurance Solutions

101 Duncraig Drive Suite 108, Lynchburg, VA 24502
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  • Individual Plans
  • Life Insurance
  • Health Insurance

Business Description

Founded in May 2008, Nelles Insurance Solutions offers a comprehensive line of health insurance products to individuals and families in and around Lynchburg. The agency aims to protect clients from significant financial loss caused by unexpected medical, surgical, and hospital costs. Representing a wide variety of insurance carriers, the firm has various product offerings, which include dental, disability, long-term care, and vision insurance. The agency was recently named the Best Insurance Agency by Lynchburg Living Magazine for 2021.

License Verified:

License: 125489

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (49)
Facebook
4.7 / 5 (22)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Nelles Insurance Solutions

Perry & Mays Insurance Agency logo
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License Verified:

License: 109864

Commonwealth of Virginia State Corporation Commission

Perry & Mays Insurance Agency

1309 Enterprise Dr, Lynchburg, VA 24502
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  • Group Plans
  • Health Insurance

Business Description

Established in 1949, Perry & Mays Insurance Agency offers health insurance plans to individuals and families in Lynchburg. It can provide quotes from multiple insurance carriers, such as Anthem Blue Cross Blue Shield and Piedmont Community Health Plan. The agency reviews a client's background to determine ideal coverage options for themselves and their loved ones. These coverage options can include ambulance coverage, prescriptions, medical treatments, and long-term care plans. Perry & Mays Insurance Agency also provides health insurance plans for laborers, seafarers, and business executives.

License Verified:

License: 109864

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit Website

Perry & Mays Insurance Agency

Rob Chapman logo
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License Verified:

License: 136341

Commonwealth of Virginia State Corporation Commission

Rob Chapman

1658 Graves Mill Rd, Lynchburg, VA 24502
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  • Health Insurance

Business Description

Rob Chapman provides clients with health protection plans in Lynchburg and its surrounding areas. He and his four-member team assist individuals in getting auto, homeowners', renters', life, and business insurance plans. They offer mutual funds, annuities, and banking products. In addition, they provide relocation assistance to residents in the metro. Throughout Chapman's years of being a State Farm since 2010, he has received various awards like the State Farm Chairman’s Circle and the Million Dollar Round Table.

License Verified:

License: 136341

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (47)
Facebook
5.0 / 5 (13)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Rob Chapman

Scott logo
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License Verified:

License: 107581

Commonwealth of Virginia State Corporation Commission

Scott

1301 Old Graves Mill Road, Lynchburg, VA 24502
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  • Health Insurance
  • Medicare

Business Description

Scott Insurance is an employee-owned agency that provides health insurance policies to clients in and around Lynchburg. It offers both association-based health plans and individual Medicare coverage with customizable options. These can range from hospital and medical expenses to private hospice and terminal illness treatments. The agency also updates clients on special enrollment periods for health insurance, such as 65th birthdays and adoptions. Established in 1864, Scott Insurance has been consistently named by Reagan & Associates as part of the top 30 agencies nationwide.

License Verified:

License: 107581

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (12)
Facebook
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit Website

Scott

Thompson-Brooks Insurance logo
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License Verified:

License: 135519

Commonwealth of Virginia State Corporation Commission

Thompson-Brooks Insurance

106 Annjo Court Suite B, Forest, VA 24551
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  • Health Insurance

Business Description

Serving Lynchburg and the surrounding areas, Thompson-Brooks Insurance guides individuals and families in choosing the health and life insurance coverages that suit their budgets. It offers its clients dental and temporary health insurance plans, as well as Medicare Supplement Insurance. Other types of plans available from the company's agents include accident, disability, and cancer insurance. The founders of the company, John Thompson and Mark Brooks, have been in the insurance business for over 35 years.

License Verified:

License: 135519

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Thompson-Brooks Insurance

Timberlake Insurance Agency logo
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License Verified:

License: 115975

Commonwealth of Virginia State Corporation Commission

Timberlake Insurance Agency

20190 Timberlake Road Suite A, Lynchburg, VA 24502
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  • Health Insurance
  • Medicare

Business Description

Timberlake Insurance Agency is a full-service independent firm serving the Lynchburg community. Since 1975, it has been helping individuals in finding health and supplemental insurance plans based on their needs and preferences. The coverage can include accident, critical illness, and short-term medical options. Its team of professionals also assists clients in determining if they qualify for Medicare plans like Medicare Advantage, Medicare Supplement, and Medicare Prescription Drug. Online quotes are available for car insurance needs.

License Verified:

License: 115975

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (13)
Facebook
4.1 / 5 (7)
Yelp
5.0 / 5 (1)
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Timberlake Insurance Agency

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Frequently Asked Questions

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

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