Expertise.com

2024

Last updated:

Best Life Insurance Companies in Saint George, UT

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Saint George Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3876Reviewed

2332Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1122 West Sunset Boulevard, St. George, UT 84770
WebsiteLicense: 98361

Expertise.com Rating

Review Sources

Google
4.0 (188)
Yelp
2.0 (6)
Facebook
3.0 (3)

Why choose this provider?

Get Me Insured! is an insurance agency that provides its services to clients in Saint George and the surrounding areas. It represents more than 20 companies to help clients find coverages that match their needs. One of its offered products is life insurance which can cover final expenses, replace a spouse's income, cover children's expenses, pay off estate taxes, and buy shares of a business partner. It also offers other products such as auto and homeowners' insurance.

  • Life Insurance

780 N 2860 E #101, St. George, UT 84790
WebsiteLicense: 246273

Expertise.com Rating

Review Sources

Google
4.0 (109)
Facebook
5.0 (12)
Yelp
5.0 (1)

Why choose this provider?

Main Street Insurance Agency is a full-service independent agency that has been serving individuals and businesses in Saint George and its neighboring areas for over 50 years. The agency writes policies for term and whole life insurance in the event of an untimely death. In addition, it caters to clients' auto and home insurance needs that cover damages for liability, property, and personal injuries. The agency also offers general liability and workers' compensation insurance for businesses.

  • Life Insurance
  • Health Insurance

491 North Bluff Street, St. George, UT 84770
WebsiteLicense: 92499

Expertise.com Rating

Review Sources

Google
4.0 (6)
Facebook
5.0 (4)
Yelp
1.0 (1)

Why choose this provider?

Trustco is an insurance agency that has been providing risk management solutions to Saint George clients since 1973. Included in its line of products is life insurance which may protect key employees, fund agreements between business partners, or secure credit lines that can be used as loan collaterals. Its team works with over 240 carriers in order to find suitable coverages for clients, and these include The Hartford and MetLife. Additionally, Trustco offers various specialty insurance coverages for real estate brokers and geotechnical engineers.

  • Life Insurance
  • Health Insurance

491 North Bluff Street, St. George, UT 84770
WebsiteLicense: 244900

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (7)

Why choose this provider?

Carson Hunt has been serving as a Farm Bureau insurance agent for clients in Saint George for over five years. He offers term, whole, and universal life insurance policies that provide security for loved ones in the event of the unexpected. He helps select policies that cover funding for a college education, purchasing a home, or supplementing the retirement income. Business, health, and renters' insurance plans are also available. Hunt is active in the community by volunteering with the Washington County Search and Rescue.

  • Life Insurance

285 West Tabernacle Street, St. George, UT 84770
WebsiteLicense: 482573

Expertise.com Rating

Review Sources

Google
4.0 (6)

Why choose this provider?

Based in Saint George, Jake Holmes is an insurance agent who represents American National. He serves the insurance needs of individuals, families, and businesses in the metro and the surrounding communities. He carries life insurance plans like whole life insurance, term life, universal life, guaranteed universal life, and indexed universal life. Jake has five years of experience in the insurance industry. American National is a group of companies that provide a wide variety of insurance products and operates in all states.

  • Life Insurance

1240 East 100 South, St. George, UT 84790
WebsiteLicense: 100072

Expertise.com Rating

Review Sources

Google
4.0 (7)

Why choose this provider?

Gregory W Davies is a senior insurance agent who has been catering to the insurance needs of individuals and businesses in Saint George and nearby locations for more than two decades. Davies offers life insurance plans that safeguard clients' assets and income in the event of death or disability. Its life insurance plans can provide cash funds to pay for funeral costs, charitable contributions, or inheritance for heirs. He provides different life insurance plans, including term life, universal life, and index universal life policies. Health plans are also available.

  • Life Insurance
  • Health Insurance

230 North 1680 East, St. George, UT 84790
Website

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (1)

Why choose this provider?

OnPoint Insurance Group is an insurance company that caters to individuals in the Saint George area. The firm provides life insurance policies that help clients protect their families. This means that they will be prepared when they encounter drastic lifestyle changes in the future. In addition, it offers services such as health, auto, and business insurance for customers that are looking for different products. It works with various carriers around the globe and is able to suggest personalized plans.

  • Life Insurance
  • Health Insurance

157 East Riverside Drive, St. George, UT 84790
WebsiteLicense: 61625

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Riverside Business Insurance Agency, Inc, is a firm serving individuals, families, and businesses throughout Saint George. It helps customers secure a life insurance policy to protect themselves and their loved ones in the event of a tragedy. It also offers other types of insurance such as auto, renters', commercial general liability, and workers' compensation insurance. The professionals at this company carry more than 20 years of experience and partner with insurance companies like Progressive and MetLife.

  • Life Insurance
  • Health Insurance

348 North Bluff Street, St. George, UT 84770
WebsiteLicense: 102100

Expertise.com Rating

Review Sources

Google
4.0 (18)

Why choose this provider?

Insurance & More LLC is an insurance agency that serves clients in the Saint George area. It provides a range of life insurance policies to help customers provide financial security to their families and loved ones who rely on them. Its types of plans include whole, term, and universal life insurance. It also provides insurance products for motorcycles, commercial properties, rental properties, and homes. Its president, Gregory Alldredge, sold his first insurance policy as a college student in 1997. He has been operating Insurance & More since 2009.

  • Life Insurance

216 West Saint George Boulevard, St. George, UT 84770
WebsiteLicense: 375357

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Roberts Insurance of Saint George is a locally-owned independent insurance business serving clients throughout the local metro. It provides a variety of personal insurance products, including life insurance plans to cover clients' families in the event of death. Health, home, auto, and umbrella insurance are also available. The company writes policies for workers' compensation, commercial auto, and contractors under its business lines. In the event of a claim, the firm assists its clients by acting as a liaison with the insurance carrier.

  • Life Insurance

568 West Telegraph Street, Washington, UT 84780
WebsiteLicense: 365278

Expertise.com Rating

Review Sources

Google
5.0 (133)

Why choose this provider?

Joe Andrus is an insurance agent who has been working with State Farm since 2013. He serves clients in Saint George and offers whole, term, and universal life insurance plans. He also provides health, auto, homeowners', renters', and business insurance, as well as mutual funds, annuities, and banking solutions. Joe holds a Master of Business Administration degree and a bachelor's degree in Communication Studies. As an agent, he is also licensed to work in Nevada and Arizona.

  • Life Insurance

1031 South Bluff Street, St. George, UT 84770
WebsiteLicense: 216503

Expertise.com Rating

Review Sources

Google
5.0 (17)

Why choose this provider?

Kristin Anderson, a Farmers Insurance agent for 12 years, serves individuals and businesses in Saint George, Santa Clara, Bloomington, Washington, Ivins, and nearby areas. She helps customers secure term or whole life insurance policies to protect their families from financial loss in the event of their passing. Kristin also offers auto, motorcycle, RV, umbrella, renters', and homeowners' insurance. She explains to her clients their coverage options and assists them in finding the insurance coverage that matches their needs.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

1224 South River Road, St. George, UT 84790
WebsiteLicense: 7031

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Southern Utah Insurance is an insurance agency that serves employers, individuals, and families in the Saint George area. It offers a range of life insurance packages to help customers prepare for unexpected events and to secure their financial responsibilities to their families. The company also provides health insurance policies, which include dental, vision, and Medicare advantage plans. Southern Utah Insurance has been in the industry for over 25 years. It represents a range of carriers, such as SelectHealth, Humana, and United Health Care.

  • Life Insurance
  • Health Insurance

107 South 1470 East, St. George, UT 84790
WebsiteLicense: 297272

Expertise.com Rating

Review Sources

Google
5.0 (44)
Facebook
5.0 (10)
Yelp
3.5 (3)

Why choose this provider?

Landmark Risk Management & Insurance is a Saint George-based agency that offers risk management services and insurance options. This insurance agency offers term, whole, and universal policies. The agency's agents are equipped to discuss the requirements and benefits of different insurance options that allow its clients to acquire the coverage and protection they need. Landmark Risk Management & Insurance aims to provide solutions in the ever-changing industry with a value-driven and authentic approach. The agency was founded in 2008.

  • Life Insurance
  • Health Insurance

376 Sunland Drive, St. George, UT 84790
WebsiteLicense: 88584

Expertise.com Rating

Review Sources

Google
3.0 (15)

Why choose this provider?

Joseph E. Hansen is an independent insurance agency that caters to individuals in the Saint George area. The company was established in 1995 and named after its founder. It is committed to helping people prepare for possible risks and planning for their families' future. Furthermore, it offers health, home, and personal insurance for customers interested in protecting their wellness and other assets. Owner Joseph E. Hansen has served as president of The Independent Insurance Agents Association of Utah.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

109 South 700 West, Hurricane, UT 84737
WebsiteLicense: 189221

Expertise.com Rating

Review Sources

Google
4.0 (13)
Yelp
5.0 (1)

Why choose this provider?

Mark Drawe is an insurance agent who has been working with State Farm since 2005. He assists clients in Hurricane and the surrounding areas in Utah, including Saint George. Mark offers life, health, auto, homeowners, renters, and business insurance. He also provides annuities, mutual funds, and banking solutions. Mark has completed his Bachelor of Science and Master of Business Administration degrees and has worked in the US Army. He is also a member of the Hurricane Valley Chamber of Commerce.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Get Me Insured!
1122 West Sunset Boulevard, St. George, UT 84770
Main Street Insurance Agency
780 N 2860 E #101, St. George, UT 84790
Trustco
491 North Bluff Street, St. George, UT 84770
Carson Hunt
491 North Bluff Street, St. George, UT 84770
Jake Holmes
285 West Tabernacle Street, St. George, UT 84770
Gregory W Davies
1240 East 100 South, St. George, UT 84790
OnPoint Insurance Group
230 North 1680 East, St. George, UT 84790
Riverside Business Insurance Agency, Inc
157 East Riverside Drive, St. George, UT 84790
Insurance & More
348 North Bluff Street, St. George, UT 84770
Roberts Insurance
216 West Saint George Boulevard, St. George, UT 84770
Joe Andrus
568 West Telegraph Street, Washington, UT 84780
Kristin Anderson
1031 South Bluff Street, St. George, UT 84770
Southern Utah Insurance
1224 South River Road, St. George, UT 84790
Landmark Risk Management & Insurance
107 South 1470 East, St. George, UT 84790
Joseph E. Hansen
376 Sunland Drive, St. George, UT 84790
Mark Drawe
109 South 700 West, Hurricane, UT 84737

FAQs

  • What is the cost of permanent life insurance in Saint George?

    The cost of permanent life insurance in Saint George is determined by several factors. Younger people typically pay lower premiums, whereas men typically pay higher rates. Pre-existing medical conditions can raise premiums, whereas good health results in lower premiums. Smoking, lifestyle choices, family medical history, occupation, and hobbies all have an impact on insurance costs. The level of coverage chosen, particularly the death benefit, has an impact on costs. Medical exam results are also important, with good health lowering premiums.

  • What are the repercussions of missing a life insurance payment in Saint George?

    The consequences of failing to make a life insurance payment in Saint George vary depending on the type of policy and the insurance company. A grace period of 7 to 30 days is usually provided. Whole life insurance policies have shorter grace periods, which can result in policy cancellation if payments are not made on time. It is still necessary to consult with an independent insurance agent because they can provide tailored advice based on an individual's circumstances.

  • How does a life insurance policy work in Saint George?

    A life insurance policy in Saint George serves several functions, the most important of which is as a financial safety net, covering debts, end-of-life expenses, and leaving a financial legacy. After a few years, the policy may allow withdrawals, albeit at a reduced death benefit. This accumulated cash value can be used as an emergency fund. Furthermore, policyholders pay premiums, and in exchange, the insurer promises a lump sum to the designated beneficiary upon their death.

  • How would you know if you need to get life insurance in Saint George?

    Your financial responsibilities and life stage will determine whether or not you require life insurance in Saint George. If you have significant financial obligations, you should get life insurance. Life insurance can provide financial security for your family in the event of your death. You should also be aware that younger people typically have lower premiums because factors such as age and health can determine risk factors. The earlier you apply for life insurance, the lower your premium.

  • what are your options when choosing life insurance in Saint George?

    In Saint George, you have a few simple options for life insurance. Term life insurance, for example, provides coverage for a set period of time with fixed payments. Consider whole life insurance if you need long-term coverage with consistent premiums, a guaranteed payout, and a savings component that grows over time. If you want to build savings over time and have protection against market declines, you can also choose universal or indexed universal life insurance.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...