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Best Local Car Insurance Agencies in Saint George

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Cowdell Insurance St. George logo
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License Verified:

License: 28137

Utah Insurance Department

Cowdell Insurance St. George

1150 South Bluff Street, St. George, UT 84770
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  • Multiple Carriers

Business Description

Founded by Kim L. Cowdell, Cowdell Insurance Agency & Financial Services is an independent company. Cowdell has been in the industry since 1975 and works with Mark Cowdell in providing tailored car insurance plans from various carriers to clients in Saint George and the nearby areas. The business also offers other insurance policies, including life and health, business commercial, homeowners', and earthquake insurance. Additionally, the company has investment and retirement planning services.

License Verified:

License: 28137

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (51)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Direct Insurance Services logo
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License Verified:

License: 34006

Utah Insurance Department

Direct Insurance Services

40 North 300 East, St. George, UT 84770
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  • Boats
  • Motorcyle & ATV

Business Description

Direct Insurance Services is a local and independent insurance agency that addresses the car insurance needs of drivers in Saint George. Its professional agents work closely with several financially sound insurance carriers to ensure that vehicle owners have a selection of quotes to choose from based on their individual needs, expectations, and priorities. Clients looking to avail of other insurance products from the company may opt to bundle their plan. Direct Insurance Services also insures motorcycles, boats, and commercial trucks.

License Verified:

License: 34006

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Get Me Insured logo
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License Verified:

License: 98361

Utah Insurance Department

Get Me Insured

1122 West Sunset Boulevard, St. George, UT 84770
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  • Bundling Option
  • Motorcyle & ATV

Business Description

Get Me Insured is an insurance service provider representing over 20 insurance carriers that cater to Saint George car owners. The company helps drivers protect their cars with comprehensive insurance. It covers non-collision car damages and theft incidents. Insurance carriers also shoulder the repair expenses if natural disasters damage policyholders' vehicles. Additionally, the independent business offers liability coverage to protect drivers from financial losses during car accidents. Other insurance products available include life, homeowners, and business.

License Verified:

License: 98361

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (188)
Facebook
2.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Howe Insurance Brokerage, LLC - St. George logo
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License Verified:

License: 339086

Utah Insurance Department

Howe Insurance Brokerage, LLC - St. George

321 North Mall Drive, St. George, UT 84790
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  • Multiple Carriers
  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Howe Insurance Brokerage, LLC, is a full-service insurance management company that serves the Saint George metro area and nearby communities. The firm protects car owners, motorists, and businesses from financial losses in the event of a car accident or any unwanted mishap. Its independent insurance agents represent multiple carriers that can offer bodily injury liability, property damage liability, medical payment, comprehensive and collision, and uninsured motorist coverage. The company prides itself on having more than 18 years of experience in the insurance industry.

License Verified:

License: 339086

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Key City Insurance - St. George Office logo
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License Verified:

License: 98170

Utah Insurance Department

Key City Insurance - St. George Office

965 East 700 South, St. George, UT 84790
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  • Multiple Carriers

Business Description

Established in 1981, Key City Insurance is an insurance agency that operates in multiple areas in California and Utah, with an office in Saint George. The family-owned company was founded by Ron Thurman, who started his career in insurance while working through college. The firm employs professional agents who specialize in shopping for personal insurance coverages. They have the experience to help vehicle owners select the right auto insurance plan for their specific requirements and individual risks.

License Verified:

License: 98170

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (13)
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Main Street Insurance Agency logo
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License Verified:

License: 246273

Utah Insurance Department

Main Street Insurance Agency

780 North 2860 Street East, St. George, UT 84790
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  • Multiple Carriers

Business Description

Main Street Insurance Agency is a full-service insurance management company that serves the Saint George area. The independent insurance agency assists individuals, families, and businesses in insuring vehicles with an auto insurance policy. Its agents represent more than 100 carriers that can provide a variety of coverage options. These include bodily injury liability, property damage liability, personal injury protection, comprehensive and collision, and uninsured motorist protection. The company prides itself on having more than 50 years of experience in the insurance industry.

License Verified:

License: 246273

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (109)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Riverside Business Insurance logo
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License Verified:

License: 2847424

Utah Insurance Department

Riverside Business Insurance

157 East Riverside Drive, St. George, UT 84790
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  • Bundling Option

Business Description

Riverside Business Insurance Agency, Inc., is a multi-line insurance company that has been serving St. George for more than two decades. The firm assists individuals, families, and business owners to obtain adequate protection and financial security for themselves and their vehicles with an auto insurance policy. As an independent insurance agency, its agents represent multiple providers that can offer various coverage options like liability and property damage. One of the agency's missions is to treat customers like family.

License Verified:

License: 2847424

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Roberts Insurance, Inc. logo
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License Verified:

License: 375357

Utah Insurance Department

Roberts Insurance, Inc.

216 West Saint George Boulevard, St. George, UT 84770
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  • Multiple Carriers

Business Description

St. George-based Roberts Insurance Inc. is an independent insurance agency committed to providing comprehensive insurance solutions to clients in the area. It has been operating for over 20 years and has become a trusted local institution for personal and business insurance needs. Its comprehensive auto insurance policy is one of its offerings that provide protection against various motorist risks. It also covers unexpected damages for thefts, road troubles, and loan gaps.

License Verified:

License: 375357

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sherry McGhee logo
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License Verified:

License: 62268

Utah Insurance Department

Sherry McGhee

67 North 300 East, Saint George, UT 84770
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  • Multiple Carriers

Business Description

Sherry McGhee is a Saint George State Farm insurance agent who has been providing insurance solutions since 1987. She and her team focus on offering business, auto, life, homeowners', and renters' insurance. They also give financial services to the local community as well as to Ivins, Sunriver, Santa Clara, and Washington. McGhee is a former president of the National Association of Insurance and Financial Advisors. She is currently a St George, UT Chamber of Commerce member.

License Verified:

License: 62268

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
St George Utah Insurance logo
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License Verified:

License: 88584

Utah Insurance Department

St George Utah Insurance

376 Sunland Drive, St. George, UT 84790
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  • Multiple Carriers

Business Description

Established in 1996, St George Utah Insurance is a pre-need solutions provider serving Saint George and nearby areas. It provides personal and business policyholders protection from potential financial losses and lawsuits with personal injury liability, bodily injury caused to a third party, damages when a third party involved has little to no insurance, or when the policyholder causes damage to another's property. It also has towing and labor coverage. St George Utah Insurance also offers home, health, life, and business insurance.

License Verified:

License: 88584

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
3.9 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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