Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Saint George

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Saint George Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

58

Reviewed

38

Curated

9

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1122 West Sunset Boulevard, St. George, UT 84770
  • Bundling Option
  • Motorcyle & ATV

Why choose this provider?

Get Me Insured is an insurance service provider representing over 20 insurance carriers that cater to Saint George car owners. The company helps drivers protect their cars with comprehensive insurance. It covers non-collision car damages and theft incidents. Insurance carriers also shoulder the repair expenses if natural disasters damage policyholders' vehicles. Additionally, the independent business offers liability coverage to protect drivers from financial losses during car accidents. Other insurance products available include life, homeowners, and business.

License Verified:

License: 98361

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (188)
Facebook
2.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
780 North 2860 Street East, St. George, UT 84790
  • Multiple Carriers

Why choose this provider?

Main Street Insurance Agency is a full-service insurance management company that serves the Saint George area. The independent insurance agency assists individuals, families, and businesses in insuring vehicles with an auto insurance policy. Its agents represent more than 100 carriers that can provide a variety of coverage options. These include bodily injury liability, property damage liability, personal injury protection, comprehensive and collision, and uninsured motorist protection. The company prides itself on having more than 50 years of experience in the insurance industry.

License Verified:

License: 246273

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (109)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
965 East 700 South, St. George, UT 84790
  • Multiple Carriers

Why choose this provider?

Established in 1981, Key City Insurance is an insurance agency that operates in multiple areas in California and Utah, with an office in Saint George. The family-owned company was founded by Ron Thurman, who started his career in insurance while working through college. The firm employs professional agents who specialize in shopping for personal insurance coverages. They have the experience to help vehicle owners select the right auto insurance plan for their specific requirements and individual risks.

License Verified:

License: 98170

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (13)
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
216 West Saint George Boulevard, St. George, UT 84770
  • Multiple Carriers

Why choose this provider?

St. George-based Roberts Insurance Inc. is an independent insurance agency committed to providing comprehensive insurance solutions to clients in the area. It has been operating for over 20 years and has become a trusted local institution for personal and business insurance needs. Its comprehensive auto insurance policy is one of its offerings that provide protection against various motorist risks. It also covers unexpected damages for thefts, road troubles, and loan gaps.

License Verified:

License: 375357

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1150 South Bluff Street, St. George, UT 84770
  • Multiple Carriers

Why choose this provider?

Founded by Kim L. Cowdell, Cowdell Insurance Agency & Financial Services is an independent company. Cowdell has been in the industry since 1975 and works with Mark Cowdell in providing tailored car insurance plans from various carriers to clients in Saint George and the nearby areas. The business also offers other insurance policies, including life and health, business commercial, homeowners', and earthquake insurance. Additionally, the company has investment and retirement planning services.

License Verified:

License: 28137

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (51)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
157 East Riverside Drive, St. George, UT 84790
  • Bundling Option

Why choose this provider?

Riverside Business Insurance Agency, Inc., is a multi-line insurance company that has been serving St. George for more than two decades. The firm assists individuals, families, and business owners to obtain adequate protection and financial security for themselves and their vehicles with an auto insurance policy. As an independent insurance agency, its agents represent multiple providers that can offer various coverage options like liability and property damage. One of the agency's missions is to treat customers like family.

License Verified:

License: 2847424

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
67 North 300 East, Saint George, UT 84770
  • Multiple Carriers

Why choose this provider?

Sherry McGhee is a Saint George State Farm insurance agent who has been providing insurance solutions since 1987. She and her team focus on offering business, auto, life, homeowners', and renters' insurance. They also give financial services to the local community as well as to Ivins, Sunriver, Santa Clara, and Washington. McGhee is a former president of the National Association of Insurance and Financial Advisors. She is currently a St George, UT Chamber of Commerce member.

License Verified:

License: 62268

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (29)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
376 Sunland Drive, St. George, UT 84790
  • Multiple Carriers

Why choose this provider?

Established in 1996, St George Utah Insurance is a pre-need solutions provider serving Saint George and nearby areas. It provides personal and business policyholders protection from potential financial losses and lawsuits with personal injury liability, bodily injury caused to a third party, damages when a third party involved has little to no insurance, or when the policyholder causes damage to another's property. It also has towing and labor coverage. St George Utah Insurance also offers home, health, life, and business insurance.

License Verified:

License: 88584

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
40 North 300 East, St. George, UT 84770
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Direct Insurance Services is a local and independent insurance agency that addresses the car insurance needs of drivers in Saint George. Its professional agents work closely with several financially sound insurance carriers to ensure that vehicle owners have a selection of quotes to choose from based on their individual needs, expectations, and priorities. Clients looking to avail of other insurance products from the company may opt to bundle their plan. Direct Insurance Services also insures motorcycles, boats, and commercial trucks.

License Verified:

License: 34006

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are some ways to reduce car insurance costs in Saint George?

    Here are ways to reduce your car insurance expenses in Saint George:

    • Enroll in a defensive driving course in Saint George for insurance discounts due to reduced accident risk.
    • Switch insurers if you think your car insurance is costly and you're sure you can get a better deal elsewhere.
    • Improve your credit score, potentially resulting in a lower insurance premium.
    • Pay your insurance premium upfront, potentially leading to a reduced premium from your insurance provider.
  • When is the appropriate time to make temporary adjustments to your car insurance policy in Saint George?

    Consider modifying your current Saint George car insurance policy if any of the following situations apply:

    • If your teenage daughter or son attends college elsewhere in Utah, you can either exclude him or her temporarily or inquire about a distant student discount from your insurer.
    • If someone else drives your car regularly, you might want to add him or her to your policy.
    • If you want to store your car, you can retain comprehensive insurance only and remove other coverage options.
  • What is commercial auto insurance in Saint George?

    In Saint George, commercial insurance refers to coverage obtained by a business owner for a vehicle that is primarily used for business purposes, such as a company car, construction vehicle, truck, or van. This coverage includes bodily injury and property damage liability, collision damage, medical treatment for injuries in company vehicles, personal injury protection, uninsured motorist incidents, and comprehensive coverage against vandalism, theft, and weather damage.

  • What are the consequences of driving without car insurance in Saint George?

    If you are involved in an accident in Saint George without car insurance, you will be responsible for car repairs as well as any necessary medical treatment. If you caused the accident, you will also be responsible for the other vehicle's and its occupants' repair and medical costs. Furthermore, failing to have insurance during an accident or traffic stop may result in a citation. Fines, vehicle impoundment, or license suspension may be imposed.

  • Should cyclists consider obtaining car insurance in Saint George?

    Yes, cyclists in Saint George should have car insurance to protect themselves from reckless drivers while biking. It is important to consider car insurance as protection for you and your property against damages caused by recklessly operated vehicles, regardless of whether you are in a vehicle at the time. The coverage also protects other individuals like skateboarders, runners, and pedestrians.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.