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Best Life Insurance Companies in Las Vegas

2024

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Providers

Last updated:

Website
709 N Nellis Blvd, Las Vegas, NV 89110

Why choose this provider?

Fulmer Insurance Group is an independently owned and operated life insurance company in Las Vegas. It works with a variety of top insurance providers to offer Medicare Advantage and supplemental plans for seniors, as well as health insurance plans that are suited to those who aren't Medicare-eligible. Its team is dedicated to providing clients with sound advice when it comes to finding the best insurance policies to suit their needs. Other policy options include final expense, short-term care, and mortgage protection insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (22)
Facebook
3.0 / 5 (1)

Website
1415 Arville St Ste 101, Las Vegas, NV 89102

Why choose this provider?

Insurance Group of Nevada is a life and health insurance company in Las Vegas. It provides a broad range of insurance products with the support of top providers, such as Progressive, Travelers, and Dairyland Insurance Company. Its insurance policies include options such as final expense and disability insurance. Group benefits plans are also available for commercial clients. Insurance Group of Nevada is a 2018 Healthcare.gov Circle of Champions recipient.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (18)
Yelp
3.5 / 5 (6)

Website
918 E Sahara Ave, Las Vegas, NV 89104

Why choose this provider?

The Barend Agency, Inc. was founded in 2003 and provides health and life insurance. It specializes in Medicare offering Medicare Advantage Plans, Medicare Supplements, and standalone drug plans. It writes for all the MAPD carriers in Nevada as well as several of the top Medicare Supplement carriers. It also offers individual and small group coverage, including dental and vision. The Barend Agency Inc. was founded on the principles of Advice You Can Trust and Service You Can Depend On. The company is a member of the National Association of Health Underwriters and is ACA-certified.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Website
6550 S Pecos Rd Ste 112, Las Vegas, NV 89120

Why choose this provider?

West Pacific Insurance LLC is a Las Vegas-based agency. This locally owned and operated company specializes in health and life insurance products, including Medicare and aviation life insurance. It works directly with its clients to find insurance products that are within their financial means while ensuring they're prepared for unexpected events such as illness, injury, or death. In addition to insurance, the company also offers financial planning and risk management services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Website
8010 W. Sahara Ave, Suite 140, Las Vegas, NV 89117
  • Life Insurance
  • Individual Plans

Why choose this provider?

Valley West Insurance provides Las Vegas clients with life, auto, home, and commercial insurance policies. The agency aids clients in determining the right insurance policy that will serve their needs and works with top-rated carriers to present and educate them on available insurance options. Life insurance allows policyholders to secure their family members financially in case of death and Valley West offers whole-of-life and term life insurance policies, with term policies available in level, decreasing, and increasing options.

License Verified:

License: 1021906

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (44)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Website
1980 Festival Plaza Dr Suite 400, Las Vegas, NV 89135
  • Life Insurance
  • Health Insurance

Why choose this provider?

Trenchant Insurance is an independent agency that serves Las Vegas residents and businesses. It offers clients various insurance policies, including term life, health, home, and flood insurance. Its staff shops from carriers like The Progressive Corporation and The Hartford Financial Services Group, Inc., to find coverage plans that meet the clients' specifications and financial goals. Its owner and president, Gina Russo, has been working in the insurance industry for over a decade.

License Verified:

License: 549652

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Website
8875 West Flamingo Road, Las Vegas, NV 89147
  • Life Insurance
  • Health Insurance

Why choose this provider?

Located in Las Vegas, Leo Insurance Group is a full-service independent insurance agency that has been serving multiple states for almost two decades. It provides term life and various permanent life insurance products, such as whole life, universal life, variable life, and variable universal insurance programs. It also offers other insurance products, such as home and auto insurance. Leo Insurance Group has partnered with insurance carriers such as Safeco Insurance, American Strategic Insurance, and CSE Insurance Group.

License Verified:

License: 3471455

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
4.0 / 5 (33)
Facebook
5.0 / 5 (21)

Website
7485 West Azure Drive Suite 122, Las Vegas, NV 89130
  • Life Insurance

Why choose this provider?

Blue Sky Insurance Group caters to the life insurance needs of individuals and families in the Las Vegas area. Its insurance agents help select the right life insurance that fits clients' unique goals and budgets. They offer a term life insurance product that delivers financial protection for any unforeseen circumstances for a specific period. Other plans available are whole life insurance, universal life insurance, and variable universal life insurance. Blue Sky Insurance Group also has an online portal for policyholders to easily access policy documents, bill payments, and new quote requests.

License Verified:

License: 3242691

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9640 W Tropicana Ave Ste 106, Las Vegas, NV 89147

Why choose this provider?

Nuvo Health is an insurance brokerage agency that serves clients in Las Vegas and throughout the state of NV. The company specializes in health insurance for individuals, families, and groups (businesses and companies). Nuvo Health is also the parent company for The Medicare Store. The Medicare Store is a group of local agents who provide unbiased, no-cost, personal Medicare advice. They explain how Medicare works, show people their plan options (Medicare Advantage, Medicare Supplements, and Prescription Drug plans), and let them make their own decision about which plan they want to choose. The Medicare Store makes sure people are getting the Medicare benefits they deserve. Nuvo Health aims to help its clients find health insurance options suited for their needs, concerns, and budget.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (34)
Yelp
5.0 / 5 (22)
Facebook
5.0 / 5 (16)

Website
6873 W Charleston Blvd, Las Vegas, NV 89117

Why choose this provider?

Tary Insurance Agency is an independently owned and operated insurance agency that serves clients in the Las Vegas metropolitan area. The company's team of experienced insurance agents sells term, whole life, and universal life insurance that's designed to help clients protect their families against the financial hardships that are associated with an unexpected death. Other insurance products include auto, home, and business policies. Agents are licensed to sell insurance products throughout the state of Nevada.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (22)
Facebook
4.0 / 5 (3)

Website
6445 W. Sunset Rd., Ste. 156, Las Vegas, NV 89118
  • Life Insurance

Why choose this provider?

Operating in Las Vegas and the nearby areas, Harris Insurance Services, Inc. offers individualized personal insurance to clients who need homeowners, personal auto, and life coverage packages. It also provides healthcare insurance packages that cover group dental, vision, and life aspects. It is composed of a group of professionals with over 100 years of combined insurance and risk management experience. Harris Insurance Services, Inc., assists individuals in getting insurances based on their income, requirements, and lifestyle.

License Verified:

License: 727081

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)

Website
2300 East Desert Inn Road, Las Vegas, NV 89169
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Andrew Pizzi Olivera is a State Farm insurance agent serving the residents of Las Vegas, Henderson, Reno, Boulder City, Mesquite, and nearby areas. It helps its clients protect their incomes by providing a wide range of insurance products, including life, auto, small business, workers' compensation, and homeowners' insurance. Olivera has been with State Farm for several years and is fluent in both Spanish and English. The office of Olivera is located near Las Vegas National Golf Course and La Bonita Supermarket.

License Verified:

License: 3365762

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Website
6795 W Tropicana Ave, Suite #110, Las Vegas, NV 89103
  • Life Insurance
  • Health Insurance

Why choose this provider?

Ryan Janet is a State Farm agent helping clients protect their most valuable assets. As a long-time resident of Las Vegas, Janet anchors on his local knowledge about the community to help individuals and families obtain coverage for risks they may encounter in the future. He helps policyholders set up their term, whole, or universal life insurance that covers life events like short-term debts or the passing of a loved one. To help broaden the scope of his services, Janet also accommodates Spanish-speakers seeking coverage.

License Verified:

License: 217458

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.7 / 5 (81)
Yelp
2.7 / 5 (12)
Facebook
4.0 / 5 (5)

Website
3753 Howard Hughes Parkway, Las Vegas, NV 89169
  • Life Insurance

Why choose this provider?

We Insure Things offers life insurance products to people residing in Las Vegas and the surrounding areas. It provides whole and term life policies from various insurance providers in order to offer clients products that suit their individual capacities and needs. The business places importance on individualized service in providing insurance options. Other insurance products it offers include homeowners', umbrella, condo, renters', and automobile plans. We Insure Things' partners include Progressive, Hippo, Elephant, National General Insurance, and Travelers.

License Verified:

License: 3718138

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Website
6881 W Charleston Blvd Ste A, Las Vegas, NV 89117

Why choose this provider?

Cornerstone Benefits & Insurance is a Las Vegas-based insurance agency. Its team of licensed agents specializes in health and life insurance policies, including Medicare, Medicare advantage, and retirement solutions. The company also provides employee and volunteer benefit plans, as well as group association health plans. Cornerstone Benefits & Insurance represents a broad range of well-known insurance carriers, including Prominence Health Plan, Health Plan of Nevada, and North American Company for Life and Health Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (10)
Facebook
5.0 / 5 (1)

Website
8337 W. Sunset Road, Las Vegas, NV 89113
  • Life Insurance
  • Term Life Insurance

Why choose this provider?

Insurance Office of America (IOA) is a full-service insurance agency that caters to residential and commercial clients in Las Vegas. It provides life insurance policies and quotes for short-term, long-term, and permanent life policies. The agency can add specialized coverages for specific client situations, such as business owners and single-income families. Established in 1988, IOA has won multiple accolades throughout professional insurance rankings and review groups. Last year, it was listed by Insurance Journal as 11th place in their Top 100 Independent Property/Casualty Agencies.

License Verified:

License: 3142153

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (65)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7261 W Charleston Blvd Ste 102, Las Vegas, NV 89117

Why choose this provider?

Pinnacle Financial Services is an agency that serves clients in Las Vegas and throughout its surrounding areas. The company is dedicated to providing its clients with attentive service and takes time to research and select carriers and products that are best suited to their needs. It helps them access life and health insurance products such as Medicare Advantage and Medicare Part D, as well as long-term care insurance, annuities, and final expense insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (23)

Website
1137 S Rancho Dr Ste 110, Las Vegas, NV 89102

Why choose this provider?

Legacy Insurance Planning is a health and life insurance agency in Las Vegas. The company provides a variety of coverage options, including Medicare insurance plans for seniors, long-term care insurance, and final expense insurance. Life insurance options include premium, whole, term, and universal life insurance. Legacy Insurance Planning works with top carriers, including American General Life Companies, Assurity Life Insurance Company, and Prudential, to provide its clients with policies that suit their financial needs and their lifestyles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
11411 Southern Highlands Pkwy Suite 320, Las Vegas, NV 89141
  • Life Insurance

Why choose this provider?

JPG Insurance is an independent agency that represents over 30 insurance carriers to provide personal and commercial lines of insurance. Serving Las Vegas, it offers individual and group life insurance policies that help secure policyholders' goals and futures. The individual benefits are available as a term, whole, and universal coverage and can be utilized for different purposes such as a source of savings, charitable contributions, and final expenses. The agency's owner, Shawn Cropper, has been providing insurance solutions to individuals and businesses since 2000.

License Verified:

License: 184786

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (3)

Website
6875 W Russell Rd Unit A, Las Vegas, NV 89118
  • Life Insurance
  • Home and Auto Insurance

Why choose this provider?

Selection Insurance Agency is a family-owned business serving the Las Vegas metro. It accommodates individuals and families who want to purchase life insurance policies. The independent agency creates customized coverage to protect clients and their families from financial losses caused by mortgage debts and unexpected death. It also helps clients acquire home, auto, health, and business insurance. Selection Insurance Agency has been operating for 10 years. Its founder and manager, Elena, started the company when she experienced the struggles of obtaining insurance plans.

License Verified:

License: 866424

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (70)
Facebook
4.4 / 5 (10)
Yelp
5.0 / 5 (4)

Frequently Asked Questions

  • How to calculate the amount of life insurance you need in Las Vegas?

    To find your ideal life insurance coverage in Las Vegas, first calculate your financial obligations, such as bills and debts, and then subtract your available assets, such as savings and investments, to identify the coverage gap. Take into account any unique economic factors unique to Las Vegas. Seek professional advice from an insurance broker to ensure your coverage is appropriate for your needs and circumstances.

  • What is the difference between term and whole insurance in Las Vegas?

    The fundamental difference between Las Vegas term and whole life insurance centers on coverage duration and financial objectives. Term life insurance, often the more budget-friendly choice, covers a set term. Its primary purpose is to create a financial safety net for your family after the insurance holder's death. On the other hand, whole life insurance is suitable for individuals with enduring financial needs or those interested in using life insurance as an investment tool. It does not expire and incorporates a cash value component.

  • What is the best life insurance option for seniors in Las Vegas?

    The best option for life insurance for seniors in Las Vegas depends on their specific needs and preferences. There are two common types of life insurance: term insurance, which has a specific term and can be difficult for seniors over 50 to qualify for, and whole life insurance, a permanent option with consistent premiums, cash value accumulation, and often no medical exam requirement. Seniors in Las Vegas who want to cover funeral expenses frequently purchase whole life insurance.

  • Why do you need final expense insurance in Las Vegas?

    The coverage of funeral and burial expenses by final expense insurance provides financial security. This insurance reduces the burden on the immediate family. It prevents them from using their savings to pay for these costs. Overall, funeral costs in Las Vegas can be substantial. Final expense insurance provides a compassionate and practical solution to ensure that end-of-life expenses are covered, allowing families to focus on mourning and remembrance rather than financial worries.

  • What determines the cost of your life insurance in Las Vegas?

    Your age is the most important factor in determining the cost of your Las Vegas life insurance policy. Gender is another factor that affects the cost of life insurance, with females typically receiving lower premiums due to their longer life expectancy. In addition, an insurance company will determine the cost of your premium based on the results of your medical exams and lab work, your family's medical history, your marital status, your location, and your lifestyle.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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