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Best Life Insurance Companies in North Las Vegas

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A&J Insurance logo
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License Verified:

License: 31278

Nevada Division of Insurance

A&J Insurance

7495 West Azure Drive, Las Vegas, NV 89130
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  • Life Insurance

Business Description

A&J Insurance is an independent insurance agency that serves families, individuals, and businesses in North Las Vegas and the surrounding areas. The agency represents different insurance carriers, such as The Hartford, to give clients options that meet their needs. It offers a range of insurance solutions, including term and permanent life insurance, homeowners insurance, and auto insurance. Additionally, A&J Insurance provides bond insurance and extensive commercial and business insurance coverage, which includes general liability, commercial auto, workers compensation.

License Verified:

License: 31278

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)
Always Affordable logo
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Always Affordable

2700 East Lake Mead Boulevard, North Las Vegas, NV 89030
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  • Life Insurance

Business Description

Always Affordable is an insurance business located in North Las Vegas that provides a set of life insurance solutions to fulfill clients' requirements in the case of death. It aims in bringing clients peace of mind by offering financial resolve in such circumstances and tailored life insurance packages for its clients. It also extends its services by catering to different insurance plans such as homeowners and auto insurance programs with the help of Nevada's insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.0 / 5 (41)
Ariel Rivera logo
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License Verified:

License: 936359

Nevada Division of Insurance

Ariel Rivera

2345 East Centennial Parkway, North Las Vegas, NV 89081
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  • Life Insurance
  • Health Insurance

Business Description

Ariel Rivera is an insurance agent with State Farm who has been serving clients in the North Las Vegas area for more than 15 years. He offers term, whole, and universal insurance programs as well as pet and health policies. Rivera specializes in state-to-state transfers. Risk management solutions for personal and business properties are also available. Additionally, his team offers assistance with financial services related to banking and mutual funds. Rivera's agency is composed of English- and Spanish-speaking staff.

License Verified:

License: 936359

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (41)
B&B Insurance Brokers logo
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License Verified:

License: 802118

Nevada Division of Insurance

B&B Insurance Brokers

5285 South Durango Drive, Las Vegas, NV 89113
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  • Life Insurance
  • Health Insurance

Business Description

B&B Insurance Brokers is a team of life insurance professionals serving clients in North Las Vegas. They offer comprehensive life insurance coverage, in addition to health, home, auto, and commercial insurance. One of its agents, Michele Martin, has been in the insurance field for over two decades, striving to serve clients in a friendly and professional manner. Another agent, Marlon Call, earned his designation as a Life Underwriters Training Council fellow. These professionals are one with the company in protecting the client's financial future and goals.

License Verified:

License: 802118

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (3)
Branch Benefits Consultants logo
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License Verified:

License: 3453934

Nevada Division of Insurance

Branch Benefits Consultants

4584 North Rancho Drive, Las Vegas, NV 89130
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  • Life Insurance
  • Health Insurance

Business Description

Branch Benefits Consultants is a full-service, independent insurance agency located near North Las Vegas. It offers an assortment of life insurance policies to clients for the financial security of their loved ones. A policyholder may select from several types of life insurance, such as term, whole, or universal coverage. The agency also provides other personal insurance options, including homeowners', auto, and health insurance. President Quincy Branch has been serving in the insurance industry since 2002.

License Verified:

License: 3453934

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (57)
Facebook
5.0 / 5 (15)
Yelp
3.0 / 5 (2)
Coreprime logo
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License Verified:

License: 871188

Nevada Division of Insurance

Coreprime

1885 Village Center Circle, Las Vegas, NV 89134
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  • Individual Plans
  • Life Insurance

Business Description

Coreprime is an independent employee benefits advisory firm that offers various insurance packages to its clients located around the North Las Vegas metro. It provides company-owned executive life insurance and individual life insurance plans, which include both term life and permanent life insurance policies. In addition, Coreprime deals with disability coverage. Its founder and president, Matt Harris, has brought his knowledge from his previous experience as an accounting and HR specialist to his own company.

License Verified:

License: 871188

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Dwayne Murray logo
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License Verified:

License: 681577

Nevada Division of Insurance

Dwayne Murray

4357 Corporate Center Drive, North Las Vegas, NV 89030
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  • Life Insurance
  • Health Insurance

Business Description

Dwayne Murray has been offering life insurance options in North Las Vegas and surrounding communities since 2016. In addition, he provides home, auto, business, and financial solutions. A native of Las Vegas, Dwayne has a mission to deliver solutions that help families in the community secure better lives for unexpected situations. He focuses on carrying out his obligation of protecting each person's welfare to help them fulfill their objectives. Dwayne is fluent in English and Spanish.

License Verified:

License: 681577

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (34)
Facebook
5.0 / 5 (16)
Yelp
4.0 / 5 (6)
El Sol Insurance logo
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License Verified:

License: 9118

Nevada Division of Insurance

El Sol Insurance

2415 Las Vegas Boulevard North, North Las Vegas, NV 89030
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  • Life Insurance

Business Description

El Sol Insurance is a family-owned insurance company serving clients in North Las Vegas. For over 20 years, its expert advisors help assess the clients' needs to determine the policy that fits them most. They aim to clients protect their valuable assets by providing various life insurance coverage. These coverages include general, term, and whole life. Auto, home, business, SR 22, and Mexico insurance are also available. Moreover, it represents various companies, including Nevada General, Dairyland Auto, and Mercury Insurance.

License Verified:

License: 9118

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (19)
Hall Benefits logo
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License Verified:

License: 3123617

Nevada Division of Insurance

Hall Benefits

228 Bengal Place, Las Vegas, NV 89145
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  • Life Insurance

Business Description

Hall Benefits assists individuals, businesses, and families with purchasing life insurance products that fit their needs in North Las Vegas and the surrounding areas. With over 30 years of combined insurance industry experience, the agency partners with a variety of carriers to provide clients with an insurance package tailored to meet their specific goals. On the company's website, clients are able to book phone appointments as well as request quotes for their life insurance needs.

License Verified:

License: 3123617

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
McCready Insurance Services logo
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License Verified:

License: 13673

Nevada Division of Insurance

McCready Insurance Services

3441 West Sahara Avenue Ste A-1, Las Vegas, NV 89102
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  • Life Insurance
  • Health Insurance

Business Description

McCready Insurance is an independent insurance agency serving North Las Vegas and nearby areas for over 20 years. It assists individuals, families, and businesses find the right coverage that aligns with their needs, financial situation, and personal goals. It offers life insurance products, including term life, universal life, traditional whole life, and variable universal life. McCready Insurance can customize health life insurance plans covering surgical, medical, dental, and preventive health care.

License Verified:

License: 13673

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (4)
Neff Agencies logo
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License Verified:

License: 934307

Nevada Division of Insurance

Neff Agencies

3291 East Patrick Lane, Las Vegas, NV 89120
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  • Life Insurance

Business Description

Neff Agencies is an independently owned and operated life insurance company that serves clients in the North Las Vegas area. It provides whole and term life insurance as well as head start and final expense programs. Clients can choose to add a terminal illness rider and an accident and supplemental health insurance coverage. The company offers a leadership academy for comprehensive training on agency building. Neff Agencies represents the American Income Life branch of Globe Life.

License Verified:

License: 934307

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (412)
Facebook
5.0 / 5 (17)
Omni Insurance Brokerage logo
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License Verified:

License: 535371

Nevada Division of Insurance

Omni Insurance Brokerage

1810 East Sahara Avenue, Las Vegas, NV 89104
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  • Life Insurance
  • Health Insurance

Business Description

Omni Insurance Brokerage offers personal and business insurance solutions to the North Las Vegas area and the surrounding metros. It is focused on providing clients and their dependents with a life insurance policies that suit their needs. Its personal insurance products include auto, home, renters/landlord, health, and disability. Business owners and employees can find the right protection with the company's various business insurance options, such as workers compensation, employee benefits, professional and general liability, business property, and bonds.

License Verified:

License: 535371

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Facebook
4.0 / 5 (15)
Yelp
1.0 / 5 (1)
Selection Insurance Agency logo
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License Verified:

License: 856701

Nevada Division of Insurance

Selection Insurance Agency

6875 West Russell Road, Las Vegas, NV 89118
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  • Life Insurance
  • Health Insurance

Business Description

Selection Insurance Agency is an independent company serving North Las Vegas. It partners with various insurance carriers to provide life insurance products to individuals, including Progressive Agent, Nevada General Insurance, American European Insurance, and Universal North America. Auto, home, health, and business insurance coverage are also available. Its team of professionals assists clients in choosing customized solutions depending on their needs, preferences, and financial capabilities. Clients can compare and select insurance options on the website.

License Verified:

License: 856701

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (52)
Facebook
3.0 / 5 (3)
Yelp
5.0 / 5 (3)
Stellar Insurance logo
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License Verified:

License: 831464

Nevada Division of Insurance

Stellar Insurance

1727 East Charleston Boulevard, Las Vegas, NV 89104
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  • Life Insurance

Business Description

Stellar Insurance is an independent agency that provides services to individuals, families, and businesses in the North Las Vegas metro. It is a life insurance service provider that assists clients in obtaining index universal, whole, term, and variable coverages. Additionally, the company deals with other personal and business policies, including homeowners', auto, specialty, workers' compensation, and commercial property insurance. It works with more than 20 insurance carriers in creating personalized coverages. Stellar Insurance brings more than 32 years of industry experience.

License Verified:

License: 831464

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (355)
Western Pacific Insurance logo
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License Verified:

License: 17042

Nevada Division of Insurance

Western Pacific Insurance

301 North Pecos Road, Henderson, NV 89074
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  • Life Insurance

Business Description

Western Pacific Insurance is a local agency that has been serving North Las Vegas since 2003. It offers term, whole, and universal life insurance coverage options to clients. Its team provides assistance in determining the type of policy depending on a client's age and medical history. Services are available in English and Spanish. One of the agency's owners, Tom Edington, started his career as a CPA in the '90s and spent more than 20 years in the banking and financial services industry.

License Verified:

License: 17042

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (427)
Yelp
4.0 / 5 (18)
Facebook
5.0 / 5 (7)
Your Insurance Source logo
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License Verified:

License: 9903

Nevada Division of Insurance

Your Insurance Source

2525 North Decatur Boulevard, Las Vegas, NV 89108
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  • Life Insurance

Business Description

Your Insurance Source is an insurance agency that caters to the needs of individuals, families, and business owners residing in North Las Vegas. It delivers a broad range of insurance products and solutions, including life, auto, motorcycle, business, renters' and homeowners' insurance. The agency utilizes indexed universal life insurance as a financial engine through smart cash accumulation plans and smart protections with living benefits. Your Insurance Source also provides translation, notary, and Mexico car insurance services.

License Verified:

License: 9903

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (29)
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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