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Best Homeowners Insurance Agencies in Saint George

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Beehive Insurance logo
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License Verified:

License: 517818

Utah Insurance Department

Beehive Insurance

720 South River Road, Suite D2105, St. George, UT 84790
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

Established in 1961, Beehive Insurance is an independent agency providing Saint George residents with an assortment of insurance products. These products range from homeowners' policies covering property damage and personal liability to coverage plans for commercial property and vehicles. The agency also offers retirement planning services, helping individuals increase their retirement cash flow and minimize estate taxes. The Utah Association of Independent Insurance Agents awarded agency president Doug Snow with the Utah Agent of the Year Award in 2011.

License Verified:

License: 517818

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.6 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Desert Crest Insurance logo
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Desert Crest Insurance

4430 South Commerce Drive, Saint George, UT 84790
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Desert Crest Insurance is a company that offers homeowners' insurance plans to families in Saint George. Its team of professionals helps clients prepare for life's unforeseen events. The company has access to several different insurance companies, such as Travelers, Progressive, Nationwide, Allstate, and The Hartford. They also offer other insurance products, including motorcycle, workers' compensation, umbrella, general liability, and business owners' insurance. Founder Jorge Wetenkamp began his insurance career in 2017 as an agent for AAA Insurance Company.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Direct Insurance logo
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License Verified:

License: 34006

Utah Insurance Department

Direct Insurance

40 North 300 East, Suite 102, St. George, UT 84770
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  • Condos

Business Description

Direct Insurance provides homeowners' insurance policies in Saint George and nearby locations. These insurance plans provide compensation to the policyholders in cases of theft, storms, fires, and other devastating events. The agency also offers insurance options for vacation homes, renters, condominiums, and landlords. Dana Muranaka, an agent in this company, has 44 years of experience in the insurance industry. She worked as a commercial lines rater and later on served as an underwriter for USF&G Insurance.

License Verified:

License: 34006

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (3)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Dynasty Insurance Services logo
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License Verified:

License: 19822048

Utah Insurance Department

Dynasty Insurance Services

4617 Pioneer Rd Suite 101-C, St. George, UT 84790
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  • Multiple Policy Types

Business Description

Dynasty Insurance Services is an independent agency that provides homeowners' insurance to the locals of Saint George. It is able to help its clients find coverage for their homes whether they own the property or are just renting it. Some of the carriers that provide this policy include Metlife, Travelers, Allstate, Hippo, and Safeco. Customers can also ask about other insurance lines such as life, business, auto, and umbrella. Cody Knudson, the agency's owner, is licensed to practice in Arizona and Nevada.

License Verified:

License: 19822048

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (82)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Get Me Insured! logo
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Get Me Insured!

1122 W Sunset Blvd, St. George, UT 84770
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  • Homeowners
  • Life Insurance

Business Description

Get Me Insured! serves clients residing in Saint George and the neighboring areas. It provides homeowners' insurance products to help individuals protect their families, belongings, and finances from loss and damages due to fire, theft, or natural disasters. These insurance products also cover the medical expenses of clients if a guest or a loved one sustained injuries inside their properties. Get Me Insured! is also available to assist clients in Nevada, Idaho, and Arizona who wish to apply for insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (207)
Yelp
2.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Helpfulness
Detail
––
Greg Alldredge Agency logo
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License Verified:

License: 435788

Utah Insurance Department

Greg Alldredge Agency

348 N Bluff St, Ste 106, St George, UT 84770
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  • Renter's Insurance

Business Description

Greg Alldredge Agency is an independent insurance brokerage in St. George that writes personal and commercial insurance policies for clients in the metro. The agency was founded in 2009 by insurance professional Gregory K. Alldredge, who has been in the industry since 1997. It provides homeowners' insurance plans that protect dwellings as well as the policyholder from damages and liabilities. Greg Alldredge agency also writes policies for protecting special or non-conventional residences, such as historic homes, mobile homes, and condos.

License Verified:

License: 435788

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (19)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Joe Andrus logo
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License Verified:

License: 365278

Utah Insurance Department

Joe Andrus

568 W Telegraph Street, Ste 7, Washington, UT 84780
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  • Homeowners
  • Renters

Business Description

Joe Andrus is an insurance agent serving clients in Saint George and the surrounding communities. He has been helping individuals and families find the insurance coverage that fits their needs since 2011. His products include auto, life, health, business, and pet insurance. Andrus also specializes in homeowners' insurance, helping protect the client's property and personal belongings from damages and theft. He is a member of BNI and participates in various local organizations, including Feeding America and the Utah Food Bank.

License Verified:

License: 365278

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (142)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
North Star Financial & Insurance logo
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License Verified:

License: 102726

Utah Insurance Department

North Star Financial & Insurance

235 E Tabernacle St, St. George, UT 84770
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  • Life Insurance
  • Home and Auto Insurance

Business Description

The Saint George-based firm of NorthStar Financial & Insurance provides clients with different types of protection coverages. One of its products is home insurance, which helps policyholders in securing their properties and belongings. It also provides insurance plans for auto, life, health, and business. The independent insurance agency was established in 2002 by David Patrick. To offer clients a wide selection, the company represents more than 20 insurance carriers. The team brings over 47 years of combined experience into practice.

License Verified:

License: 102726

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (144)
Facebook
5.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pettegrew Insurance logo
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License Verified:

License: 244958

Utah Insurance Department

Pettegrew Insurance

2299 Santa Clara Dr #C2, Santa Clara, UT 84765
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  • Renter's Insurance
  • Personal Property Insurance
  • Homeowners
  • Life Insurance
  • Home + Auto Bundle Insurance
  • Auto Insurance

Business Description

Pettegrew Insurance is an independent agency that provides risk management solutions for individuals in Saint George. Included in its products is home insurance. Being an independent firm allows its team to review policies from its partner providers such as Progressive, Dairyland, Nationwide, and Travelers, which in turn, gives clients more options. The company also writes policies for condominium owners, renters, and clients with multiple homes. In addition to home insurance, it offers motorcycle, car, and boat protection plans.

License Verified:

License: 244958

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sherry McGhee logo
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License Verified:

License: 62268

Utah Insurance Department

Sherry McGhee

67 North 300 East, St George, UT 84770
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  • Renter's Insurance
  • Multiple Policy Types
  • Homeowners
  • Life Insurance
  • Home and Auto Insurance

Business Description

Sherry McGhee is a State Farm insurance agent based in Saint George. She offers a number of products, including homeowners' insurance, which covers damages resulting from hail, lightning, vandalism, theft, and fire. She also writes policies for owners of cars and small businesses. The risk management specialist has been providing insurance plans under State Farm for more than 30 years. She is a former president of the National Association of Insurance and Financial Advisors' Utah Chapter.

License Verified:

License: 62268

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (44)
Facebook
5.0 / 5 (14)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Swade Insurance Agency logo
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Swade Insurance Agency

Saint George, UT
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  • Multiple Policy Types
  • Homeowners
  • Home and Auto Insurance

Business Description

Swade Insurance Agency is an independent company that serves clients in the metro of Saint George. It offers homeowners' insurance, partnering with more than 20 insurance carriers to give clients the best option that meets their risk protection needs. Its advisors guide clients in the process of insuring and securing their residential properties. The firm also offers health, dental, life, and auto insurance products. One of its agents, Blake Amick, speaks Spanish and aims to serve the Latino communities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (68)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trustco logo
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License Verified:

License: 92499

Utah Insurance Department

Trustco

491 North Bluff Suite 101-C, Saint George, UT 84770
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Since 1973, Trustco has provided insurance services to clients in the Saint George area. Its agents help residents and commercial business owners protect their properties, including homes and automobiles. They also prepare quotations related to life insurance, workers' compensation plans, and umbrella coverage. One of the four pillars that the company believes in is kindness, which they embody through listening well to their clients' needs. Its president, Greg T. Kingdon, has served as a Young Agents Association for Utah Independent Insurance Agents leader.

License Verified:

License: 92499

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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