Best Credit Repair Companies in Provo

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Credit Repair Companies FAQs

Last updated: September 28, 2022

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Credit Saint

Provo, UT

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Aggressive Credit Repair LLC

878 Windsor Lane, Provo, UT 84010

Credit Monitoring
Credit Audit
Credit Dispute

Aggressive Credit Repair, LLC, owned and operated by Lorin Hanks, helps individuals in Provo and the nearby areas requiring credit repair and analysis. Lorin works directly with customers and employs a three-step process, which includes analysis, dispute, and settlement. His philosophy is to encourage customers to resolve their debts. With 20 years of credit repair experience and a decade in the mortgage industry, he can assist individuals planning to acquire mortgages or refinance in the future. Credit monitoring services are also available.

Bolt Credit Services

735 East 9000 South, Sandy, UT 84094

Credit Dispute

Bolt Credit Services is a credit repair company serving Provo and its neighboring metros. The company offers personal and business credit repair services, procuring tailored solutions to help its clients clean up their credit records and achieve good standing. Its team conducts one-on-one consultations with each client to review and audit their profiles and creates a plan to dispute credit issues with respective bureaus. The company has helped its clients repair their bad credit records in a span of 30 to 45 days.

Creditrepair.com

2850 Decker Lake Drive, West Valley City, UT 84119

Credit Audit

CreditRepair.com is a company that has been serving the Provo community since 2012. It offers credit repair services by directly communicating with creditors to dispute inaccuracies and unverified items on credit reports. Services also include online credit evaluation, negative item review, and the creation of credit improvement plans. Its team also specializes in credit education to inform clients about the negative items that affect their scores such as medical bills, delinquent accounts, bankruptcies, late payments, and collections.

Legacy Legal

695 North 400 East, Lehi, UT 84043

Credit Audit

Legacy Legal offers more than 29 years of credit repair experience to the residents of Provo and the surrounding areas. The company offers credit report analysis and consultation. It removes erroneous information on credit reports, including late payments, student loans, foreclosures, and repossessions, by disputing them with the corresponding credit bureaus. Additionally, Legacy Legal provides 24/7 online access, which allows clients to track their progress. The company has helped thousands of clients improve their credit scores.

Premier Credit

11451 S 700 E Ste A, Draper, UT 84020-8204

Credit Audit
Credit Dispute
Credit Monitoring
Debt Negotiations

Premier Credit Consulting has been in the credit repair industry for 10 years, serving clients in Provo. With its collaboration with real estate professionals, home builders, and mortgage originators, the company has helped clients build a healthy credit profile. The company helps its clients attain their credit goals and credit qualify their home loans. Premier Credit Consulting offers a complete service package that includes customized credit analysis, and direct credit debt validation. The company also offers credit monitoring and rental verification services for credit reporting.

Wasatch Credit Consulting

8819 South Redwood Road, West Jordan, UT 84088

Credit Monitoring

Established in 2015, Wasatch Credit Consulting is a full-service credit restoration firm that serves clients in Provo. Seann Duggan is the CEO of Wasatch Credit Consulting. He and his team help individuals improve their credit scores and content through personalized credit repair services. Seann is also licensed by the Department of Real Estate as a continuing education instructor who teaches topics focusing on credit reporting, FICO scoring, identity theft, dispute processes, and other personal credit-related areas.

Wealthow

4468 Glenmoor Hills Drive, South Jordan, UT 84009

Debt Consolidation
Credit Dispute

Wealthow is a credit repair company that has been serving clients in Provo, South Jordan, and the surrounding areas since 2011. It is owned by husband and wife Daniel and Grace Dykstra, who are both insurance agents as well. The company analyzes and evaluates clients' credit reports to create plans and dispute negative items, including bankruptcy, late payments, foreclosures, charge-offs, and credit fraud. Wealthow also offers retirement planning, education funding, saving strategies, and financial protection services from income and estate.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
Report the issue to the Federal Trade Commission.
Make a report to the local police to get an official report document.
Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
Check credit reports and look for inaccurate information related to the fraud.
Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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