Expertise.com

Best Credit Repair Companies in Boise

Laurels
Laurels

We did the research for you!

Learn more
  • checkbox
    Licensing
  • checkbox
    User Reviews
  • checkbox
    Mystery Shopping Calls

Credit Repair Companies FAQs

Learn more
Boise, IDBoise, ID

As a credit restoration specialist for more than 15 years, Credit Saint assists clients in the Boise area to improve and understand their credit. It reviews credit reports from the three major credit bureaus and develops a custom repair strategy for the clients' situation. It works to remove negative items from the credit report by challenging the recorded transactions' accuracy, timeliness, and bias. It performs score analysis, creditor interventions, score tracker, inquiry targeting, and Experian monitoring.

Boise, IDBoise, ID

Website(510) 592-5523

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1003 7th St S, Nampa, ID 83651
Nampa, ID 83651

Advanced Credit Solutions provides credit restoration services for individuals, families, and business owners in the greater Boise area. The company devises action plans to improve clients' credit scores and profiles. The credit analysts on staff handle identity errors, charge-offs, judgments, repossessions, tax liens, bankruptcy, and other incorrect and adverse items affecting clients' credit scores. The firm assists in the correspondence needed to interact with the major credit bureaus and creditors to remove or correct questionable items on credit reports. Additionally, Advanced Credit Solutions has a state-of-the-art web-based software system that allows clients to track their files on a 24/7 basis.

1003 7th St S, Nampa, ID 83651
Nampa, ID 83651

Website(208) 461-9443

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

12601 W Explorer Dr Ste 200, Boise, ID 83713
Boise, ID 83713

Americor offers credit repair services in Boise. The company's trained agents work with customers to establish a budget and payment plan, improve savings, and make payments through the agency, which are then disbursed to the appropriate creditors. The company works directly with creditors to adjust interest rates and establish a secure payment plan to help customers pay the outstanding amount on their credit cards. Additionally, the counselors advise clients on other expenses and income flow, helping them establish a budget for housing, transportation, and other bills. Americor also offers customers other debt relief solutions, including debt settlement, consolidation loans, and bankruptcy.

12601 W Explorer Dr Ste 200, Boise, ID 83713
Boise, ID 83713

Website(866) 333-8686

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

177 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1123 12th Ave S, Nampa, ID 83651
Nampa, ID 83651

Credit Problem Repair offers services to help individuals dispute negative items on credit reports, fix low credit scores, and keep good credit. Credit professionals assist clients in refuting inaccurate or outdated items on their credit reports, with the goal of removing this information. Items that Credit Problem Repair can help eliminate include late payments and identity theft issues. The staff is trained in the laws protecting people against credit collectors and bureaus, and they provide personalized plans to help clients achieve their financial goals. Credit Problem Repair also educates clients on best practices to earn, build, and maintain credit in the future.

1123 12th Ave S, Nampa, ID 83651
Nampa, ID 83651

Website(208) 407-7247

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

46 (Best)

Score Consistency:

Consistent (Best)

6213 N Cloverdale Rd Ste 100, Boise, ID 83713
Boise, ID 83713

Debt Reduction Services serves as a credit repair company in Boise that helps clients take control of their financial lives. Its professionals handle debt consolidation and may assist clients in reducing monthly payments by half. The firm can aid in reducing interest rates, stopping late charges and over-limit fees, and providing relief for student loan debt. Pre-bankruptcy credit counseling may help clients avoid the courts, while post-bankruptcy debtor education ensures they understand their rights and responsibilities after filing. In addition to stopping collection calls and helping clients set realistic budgets, Debt Reduction Services also analyzes credit reports and disputes erroneous charges with the three major credit bureaus and creditors.

6213 N Cloverdale Rd Ste 100, Boise, ID 83713
Boise, ID 83713

Website(208) 378-0200

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Credit Repair Companies near you