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Best Homeowners Insurance Agencies in Provo

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Advance Insurance logo
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Advance Insurance

363 North University Avenue, Provo, UT 84601
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  • Multiple Policy Types

Business Description

Advance Insurance is a team of insurance professionals that offers personal and commercial insurance solutions to clients in the Provo metro. The company offers homeowners' insurance policies that protect homes, other structures within the property, and belongings inside the premises from damages caused by disasters, theft, and vandalism. Its policies also cover living expenses through loss of use, a process where the policy owner is reimbursed for the cost of living during the restoration process of the damaged property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
bluemountainins.com logo
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bluemountainins.com

398 North University Avenue, Provo, UT 84601
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  • Multiple Policy Types

Business Description

Blue Mountain Insurance is an insurance agency that provides a wide range of insurance policies for families, assets, businesses, and securities in Provo. It has homeowners' insurance plans that can be tailor-fitted to the needs of clients. Its agents advise homeowners on how to determine which insurance company is ideal for them and which coverage options can protect their assets the best. Other products and services are auto insurance, health insurance, life insurance, and commercial insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (119)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Craig Baugh - State Farm Insurance Agent logo
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Craig Baugh - State Farm Insurance Agent

2230 North University Parkway, Provo, UT 84604
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  • Multiple Policy Types

Business Description

Craig L. Baugh Insurance and Financial Services Inc. is an insurance agency that offers services in the Provo metro. Led by registered State Farm agent Craig Baugh, it offers various insurance solutions for homes, vehicles, properties, businesses, and even pets. Its home insurance policies cover damages arising from natural disasters; incidents like fire, theft, and vandalism; and most forms of household accidents (pipe bursts, leaks, and electrical damage). Aside from the actual property, its policies also cover personal belongings, furniture, and appliances.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (43)
Facebook
5.0 / 5 (3)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Foote Insurance Agency logo
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Foote Insurance Agency

305 Freedom Boulevard, Provo, UT 84601
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Foote Insurance Agency has two locations in the state of Utah, one of which is in Provo. The agency's homeowners insurance policies protect clients against natural disasters, malicious mischief, household accidents, and civil commotion. Policies can be customized to include dwelling, other structures, personal property, loss of use, personal liability, and medical expense coverage. The agency has been providing its services since 1977. It also offers auto, life, and business insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (23)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
GMI Insurance logo
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GMI Insurance

1355 North University Avenue, Provo, UT 84604
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  • Renter's Insurance
  • Condos

Business Description

GMI Insurance provides assistance for residents in Provo. Included in its line of services is home insurance. The insurance professionals offer multiple coverage types for homeowners such as secondary home insurance, condo insurance, investment property insurance, and rental property insurance. The agents also assist homeowners in acquiring optional coverage types including flood insurance, earthquake insurance, identify theft coverage, and scheduled personal property coverage. GMI Insurance was established in 1980. It currently provides protection for over 10,000 clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (34)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Inszone Insurance Services logo
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Inszone Insurance Services

289 East Center, Provo, UT 84606
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Earthquake

Business Description

Inszone Insurance Services, a full-service insurance agency, was founded in 2002 and has an office in Provo. They handle the personal and business insurance needs of clients, including homeowners. Its home insurance policies cover damages or losses caused to the house or personal property due to theft, vandalism, fire, or outlined environmental hazards. Personal liability can also be covered to financially protect policy-holders in the event that someone gets injured while on the property. Inszone Insurance Services serves all 50 states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.9 / 5 (67)
Google
4.6 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Keystone Insurance logo
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Keystone Insurance

1774 North University Parkway, Provo, UT 84604
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  • Multiple Policy Types

Business Description

Keystone Insurance is an insurance agency with a location in Provo. The agency was formed in 2003 and has since been providing insurance to homeowners, helping them get basic coverage, flood coverage, or even earthquake coverage. Keystone Insurance works with top insurance carriers such as Safeco, Progressive, Bear River Mutual, and The Hartford, offering policies to homeowners to help them repair or recover their homes and personal belongings, pay for liabilities, and pay for temporary living expenses when necessary.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Keystone Insurance Services logo
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Keystone Insurance Services

1774 North University Parkway, Provo, UT 84604
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  • Multiple Policy Types
  • Multiple Carriers

Business Description

Keystone Insurance Services has been assisting residents in Provo secure their properties and valuable assets since 2003. The company provides homeowners' insurance policies from Bear River Mutual Insurance. Its agents help customers choose the right homeowners' coverage, including dwelling and other structures, personal belongings, and liabilities to others. They also assist policyholders in filing claims for property damages, losses, and medical expenses. Other personal insurance offerings include renters', auto, and earthquake insurance policies. The company also serves clients throughout Utah.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (583)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Insurance Center logo
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The Insurance Center

380 S 900 W, Provo, UT 84601
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  • Multiple Policy Types

Business Description

The Insurance Center is an insurance company located in Provo. It meets with homeowners to discuss their budget and property and find a fitting coverage plan. This usually involves checking their belongings and reimbursing them in cases of loss. The company also covers any damage to the house or attached structures in the property. The staff and agents at The Insurance Center have combined insurance experience of over 50 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.1 / 5 (9)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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