Expertise.com

2024

Last updated:

Best Life Insurance Companies in Provo

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Provo Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5123Reviewed

3081Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1774 North University Parkway, Provo, UT 84604
WebsiteLicense: 406455

Expertise.com Rating

Review Sources

Facebook
5.0 (46)
Google
4.9 (35)
Yelp
5.0 (2)

Why choose this provider?

Keystone Insurance is an independent life insurance agency that assists individuals, businesses, and families in Provo and its surrounding communities. The agency represents various insurance companies and helps clients with securing insurance services and products. The agents also educate clients about life insurance policies that benefit their dependents in crucial ways, such as replacing the provider's lost income or paying for future educational expenses. Keystone Insurance also offers other types of insurance products like home, watercraft, and auto insurance.

  • Life Insurance

222 North Orem Boulevard, Orem, UT 84057

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (5)

Why choose this provider?

C & W Premier Insurance Agency, Inc., is an independent company that serves individuals, families, and businesses located in the Provo area. It provides various life insurance plans, including term life, whole life, and universal life insurance. It also offers other personal insurance products, such as homeowners', auto, and umbrella liability insurance. In addition, it deals with commercial insurance policies. In 2018, C & W Premier Insurance Agency was included in the HealthCare.gov Elite Circle of Champions.

  • Health Insurance
  • Life Insurance

720 North Main Street, Payson, UT 84651
WebsiteLicense: 550242

Expertise.com Rating

Review Sources

Google
5.0 (101)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Koy Jasperson is a second-generation State Farm insurance agent serving clients in Provo and the surrounding areas. His father is a longtime State Farm insurance agent. Koy, on the other hand, started his career with the company as an agency field specialist and now offers a range of insurance products as an agent. These include life insurance, health insurance, pet insurance, and auto insurance. Home insurance, property insurance, and business insurance products are also available.

  • Life Insurance
  • Health Insurance

123 South Main Street, Heber City, UT 84032
WebsiteLicense: 654862

Expertise.com Rating

Review Sources

Yelp
5.0 (2)

Why choose this provider?

The Insurance Pros offers life insurance policies to individuals and families in Provo and the surrounding areas. It extends its services to empty nesters and small businesses. It offers policies from carriers such as AAA, Bear River Mutual, Mutual of Enumclaw, Progressive Insurance, and SafeCo Insurance. The company's other policies include auto, business, health, homes, and RV insurance. The company has been providing insurance solutions to clients throughout Utah since 2002. It also serves customers from Arizona and Idaho.

  • Life Insurance

382 West Center Street, Orem, UT 84057
WebsiteLicense: 7233

Expertise.com Rating

Review Sources

Google
5.0 (18)
Facebook
4.0 (7)

Why choose this provider?

Lender Insurance, Inc., is an insurance agency that serves clients in Provo. It offers life insurance policies that include family income benefits, mortgage life, whole life, level term life, and income protection. The agency also covers other types of insurance products and services, including car, commercial, health, motorcycle, and watercraft insurance. As part of its efforts to deliver quality customer service, it uses a computer management system that compares clients' insurance costs with major insurance carriers in Utah.

  • Individual Plans
  • Life Insurance

25 South 100 West, Payson, UT 84651
WebsiteLicense: 36237

Expertise.com Rating

Review Sources

Facebook
4.0 (12)

Why choose this provider?

Security Insurance Agency provides life and health insurance products to clients in Provo and surrounding communities. Under personal insurance, the company covers individual life and health, auto, and homeowners insurance. It offers policies for both individual personal term and whole life. Permanent policies available include universal life, variable universal life, and traditional whole life. Its staff can also handle Medicare supplements, individual disability, and long-term care insurance. Security Insurance Agency also manages group life and health insurance packages for businesses.

  • Health Insurance

101 North University Avenue, Provo, UT 84601
WebsiteLicense: 304830

Expertise.com Rating

Review Sources

Google
4.0 (3)

Why choose this provider?

Smart Financial is a life insurance company serving clients in Provo and surrounding communities. The professionals in the company provide life insurance coverage to assist clients in managing their everyday life risks by protecting their income and assets as well as providing benefits for inheritance. They also offer pension income strategies, social security maximization, investment guidance, and retirement account analysis. Its president and financial advisor, Craig Judd, has been in the industry for over 19 years and is a certified National Social Security Advisor.

  • Life Insurance

717 North Main Street, Springville, UT 84663
WebsiteLicense: 864647

Expertise.com Rating

Review Sources

Google
5.0 (54)

Why choose this provider?

Ryan Englund is an insurance agent offering insurance policies to clients in Provo. He has been affiliated with Farmers Insurance for almost 20 years, providing auto, life, business and commercial, and home insurance to individuals, families, and businesses in the area. He also offers assistance for those interested in investments, such as IRAs, mutual funds, and 529 plans. Ryan listens to clients' situations and preferences and presents insurance plans and options that would address their coverage needs.

  • Life Insurance

1160 State Street, Orem, UT 84057
WebsiteLicense: 528501

Expertise.com Rating

Review Sources

Google
4.0 (11)
Facebook
5.0 (9)

Why choose this provider?

Grand View Insurance is an Orem-based agency that offers life insurance to policyholders in Provo and the entire Salt Lake City metropolitan area. As an independent agency, it has in-depth knowledge of multiple insurance products from various companies. It carries both term and whole life insurance coverages. It provides has a wide selection of other personal lines like homeowners', specialty dwelling, renters', and disability insurance, as well as commercial lines like business and workers' compensation insurance.

  • Life Insurance

251 East 930 South, Orem, UT 84058
WebsiteLicense: 3935

Expertise.com Rating

Review Sources

Google
4.0 (138)
Facebook
5.0 (20)
Yelp
5.0 (2)

Why choose this provider?

Mr. Insurance serves the life insurance needs of residents in the Provo area. Aside from life insurance, it also offers auto, home, health, and business insurance. Another service it offers is Medicare insurance for the aging population. Clients appreciate how it offers a better deal when they renew their insurance coverage. Mr. Insurance has more than 35 years of insurance experience and works that earn clients' trust. Security and client privacy are its first priority.

  • Life Insurance
  • Health Insurance

3305 North University Avenue, Provo, UT 84604
WebsiteLicense: 499919

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
5.0 (1)

Why choose this provider?

Kyle Olsen is a New York Life agent servicing the Provo community. He provides term, whole, universal, and variable universal life insurance options for individuals and their families. Olsen assists clients in determining the type of life policy based on their needs and financial goals. He also specializes in handling retirement income, long-term care insurance, and investments. With more than 175 years in operation, New York Life extends its expertise to small businesses, wealth management, and estate planning.

  • Life Insurance

276 South Main Street, Springville, UT 84663
WebsiteLicense: 300503

Expertise.com Rating

Review Sources

Google
5.0 (102)
Facebook
5.0 (7)

Why choose this provider?

Founded in 2008, Blue Valley Insurance analyzes and recommends insurance coverages that fit people's needs. Serving Provo residents, the agents from the firm discusses available protection plans to individuals, explains their importance, and assists in choosing from a variety of products. Some of its insurance coverages are for automobiles, homes, lives, businesses, and natural disasters like floods and earthquakes. Blue Valley Insurance represents carriers like Kemper, Liberty Manual Insurance, and MetLife.

  • Life Insurance
  • Health Insurance

78 East 100 South, Payson, UT 84651
WebsiteLicense: 348251

Expertise.com Rating

Review Sources

Facebook
4.0 (41)

Why choose this provider?

Vic Hillman is an agent of State Farm. He caters to clients in Provo and nearby areas. He belongs to the 1st generation of SF agency and is within the top 100 new agent qualifier. State Farm has the term, whole, and universal life insurance plans. Hillman will be able to assist clients who want to alter details in their life plans. He can accommodate clients who want to change beneficiaries. State Farm's other insurance plans cover home and property, small business, disability, and health.

  • Life Insurance
  • Health Insurance

1434 East 820 North, Orem, UT 84097
WebsiteLicense: 560812

Expertise.com Rating

Review Sources

Google
4.0 (70)
Facebook
3.0 (5)

Why choose this provider?

Caliber Select Insurance is an insurance agency based in Orem. It provides insurance services to individuals, families, and businesses in the Provo area. The agency offers life insurance policies to give financial protection to the client's beneficiaries. It also handles health, home, auto, and business insurance. Jed Hassinger established Caliber Select Insurance in 2016 to offer independent solutions to the insurance needs of his clients. He started his career in the insurance industry in 2011.

  • Life Insurance
  • Health Insurance

220 North Orem Boulevard, Orem, UT 84057
WebsiteLicense: 483292

Expertise.com Rating

Review Sources

Google
4.9 (150)
Facebook
5.0 (46)

Why choose this provider?

Jordan Hardy is an insurance agent at State Farm who serves clients in the Provo area. She offers life and health insurance solutions, as well as pet insurance. Risk management products for cars, boats, real estate properties, jewelry, and collectibles are available as well. Additionally, the agency caters to small businesses and commercial clients. Hardy also assists with retirement and college planning and provides services relating to banking and mutual funds. Her team can communicate both in English and Spanish.

  • Life Insurance
  • Health Insurance

887 East 100 North, Payson, UT 84651
WebsiteLicense: 102390

Expertise.com Rating

Review Sources

Facebook
4.0 (37)

Why choose this provider?

Nelson Abbott is a life insurance agent serving clients in Provo and the surrounding areas. He has been an agent for the Farm Bureau Financial Services for over 23 years, helping clients with their insurance needs, planning for their future, and protecting their most valuable assets. Abbott offers various life insurance coverage, including term, whole, and universal life. He also provides options for home, health, auto, and business insurance. Moreover, Abbott offers financial, investment, and retirement planning services.

  • Life Insurance
  • Health Insurance

507 South Orem Boulevard, Orem, UT 84058
WebsiteLicense: 378036

Expertise.com Rating

Review Sources

Google
4.0 (6)
Facebook
5.0 (3)

Why choose this provider?

Preferred Choice Insurance, LLC, is a locally owned insurance agency that delivers financial and insurance solutions to individuals, families, and business owners in Provo and the surrounding areas. It comprises life insurance specialists who have 45 years of combined experience. They provide a diversified insurance portfolio that meets clients' unique needs. They strive to be innovative by continuing to seek improvement in processes and products. Preferred Choice Insurance offers additional products, such as home, business, and auto insurance.

  • Life Insurance

183 East 840 South, Orem, UT 84058
WebsiteLicense: 145703

Expertise.com Rating

Review Sources

Google
4.0 (33)
Facebook
4.0 (7)
Yelp
5.0 (2)

Why choose this provider?

Hill Insurance and Investments is a family-owned and family-operated insurance agency serving individuals and business owners in the Provo metro. It assists clients in acquiring life insurance plans to ensure their families' financial security in the event of the policyholders' unexpected death. The firm works with various life insurance companies to provide customized coverages, including Banner Life, Prudential, AIG, and Protective. Additionally, it offers other plans such as health and home insurance. Hill Insurance and Investments has been in the business since 2007.

  • Life Insurance

380 South 900 West, Provo, UT 84601
WebsiteLicense: 56039

Expertise.com Rating

Review Sources

Google
4.0 (9)
Facebook
5.0 (2)

Why choose this provider?

The Insurance Center LLC is an insurance company that serves clients in the Provo area. It offers an array of life insurance plans to help customers secure their financial responsibilities to their families and loved ones after their death. Its agents are trained to determine which plans work for every consumer. The company also provides risk protection packages for pets, homes, automobiles, and commercial properties. One of its agents, Corey Jones, has been in the industry for 29 years. He also speaks Spanish.

  • Multiple Carriers

FAQs

  • How often should you review your Provo life insurance coverage?

    You should review your Provo life insurance coverage periodically, especially when significant life events occur. Marriage, divorce, or retirement may necessitate a reevaluation of your coverage to ensure it aligns with your current needs and financial situation. Regularly assessing your life insurance can help you make necessary adjustments to adequately protect your loved ones.

  • How can life insurance be leveraged for estate planning in Provo?

    In Provo, life insurance can be a powerful tool for estate planning. Permanent life insurance policies can appreciate over time, serving as an investment for beneficiaries. Moreover, life insurance benefits are generally tax-exempt, both at the state and federal levels, ensuring that beneficiaries receive the full payout without tax deductions.

  • What sicknesses or medical conditions are most often excluded from coverage in Provo life insurance policies?

    Sickness exclusions in Provo life insurance policies can vary, but some common ones are pre-existing medical conditions like heart disease, cancer, and diabetes. Additionally, high-risk activities like skydiving or scuba diving may be excluded. The specific illnesses or conditions excluded will depend on the policy's terms and conditions and can vary per insurance provider.

  • How do you choose the right insurance provider for your life insurance policy in Provo?

    Choosing the right insurance provider for your life insurance policy in Provo requires thorough research. Start by evaluating their reputation, financial stability, and customer service quality. Look for companies with a history of reliable claims payments and strong financial ratings. Consider the range of coverage options and policy features they offer. Additionally, assess their responsiveness and accessibility to ensure they provide reliable customer support.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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