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Best Credit Repair Companies in Salt Lake City

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Salt Lake City, UT 84113Salt Lake City, UT 84113

Credit Saint seeks to educate clients on the different aspects of credit. The credit repair company near Salt Lake City makes credit restoration simple through a three-step process. This includes the creation of credit monitoring accounts, reviews of credit history, and consultation. The firm offers a wide range of packages based on the circumstances of clients. The packages cover credit score analysis and tracker, challenges to the credit bureaus, creditor interventions, as well as cease and desist letters.

Salt Lake City, UT 84113Salt Lake City, UT 84113

Website(843) 547-5679

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

878 Windsor Ln, Bountiful, UT 84010
Bountiful, UT 84010

Aggressive Credit Repair LLC is a credit repair company near Salt Lake City that's been restoring consumer credit since 2004. The company's advisors use a three-step process to repair bad credit and improve credit scores on a client's credit reports. The process involves evaluating the credit reports from the major credit agencies, identifying problematic issues, filing credit disputes, and developing settlement schedules for past due debts. Additional services include first-time and refinancing mortgage services. Aggressive Credit Repair is a member of the National Association of Credit Repair Organizations and is Gephardt approved.

878 Windsor Ln, Bountiful, UT 84010
Bountiful, UT 84010

Website(801) 298-3460

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

Salt Lake City, UT 84101Salt Lake City, UT 84101Instagram
  • Credit Monitoring
  • Credit Dispute

ASAP Credit Repair is a family-owned and family-operated business that serves clients in Salt Lake City. It helps clients in eliminating inaccurate or unfair items listed on their credit reports, including late payments, bankruptcy, and foreclosures. In addition to giving clients financial education tools, ASAP Credit Repair assists clients in achieving their automobile and homeownership goals. Since its establishment in 2013, the company has served more than 46,000 clients. It has also completed over 11,000,000 permanent deletions.

Salt Lake City, UT 84101Salt Lake City, UT 84101

InstagramWebsite(385) 259-7776

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

219 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

735 E 9000 S Ste 201, Sandy, UT 84094
Sandy, UT 84094

Bolt Credit Services is a credit counseling agency providing consumer and business credit solutions in the Salt Lake City area. The professionals conduct detailed reviews of reports to create strategies for financial recovery, depending on the client's credit situation. They also file disputes with credit reporting agencies regarding negative, inaccurate, and unverifiable items discovered during the report evaluation. The firm's credit repair programs offer solutions for clients with a few late payments on several open lines of credit. Bolt Credit Services also teaches clients about rebuilding credit and avoiding new negative items, such as collections.

735 E 9000 S Ste 201, Sandy, UT 84094
Sandy, UT 84094

Website(801) 948-2030

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

29 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3643 W Evening Sky Ln, South Jordan, UT 84009
South Jordan, UT 84009

Bright Solution Credit Repair LLC is a locally owned and operated credit repair company near Salt Lake City that helps people raise their credit scores. The company's financial services include a free consultation, a thorough review of a client's credit reports, and recommendations on how to maximize their credit scores. Working with creditors and the credit bureaus, its experienced case advisors use the law to challenge all negative items listed on a client's report. Bright Solution Credit Repair allows its clients to access their accounts and see how the repair process is going every step of the way.

3643 W Evening Sky Ln, South Jordan, UT 84009
South Jordan, UT 84009

Website(866) 900-0011

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

33 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1245 E Brickyard Rd, Salt Lake City, UT 84106
Salt Lake City, UT 84106

Credit Innovation Group is a credit repair company in Salt Lake City that helps people increase their credit scores. Its experienced advisers conduct an in-depth credit analysis to discover what negative marks are lowering a client's credit scores. Any items that are inaccurate, misleading, or unverifiable are sent to the credit bureaus to be removed or corrected. The company starts rebuilding a client's credit by negotiating with their creditors to obtain lower monthly payments and interest rates. Credit Innovation Group's clients are provided with updates on the credit changes made throughout the entire credit repair process.

1245 E Brickyard Rd, Salt Lake City, UT 84106
Salt Lake City, UT 84106

Website(385) 218-6132

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

1544 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

360 Cutler Dr, North Salt Lake, UT 84054
North Salt Lake, UT 84054

Founded in 1991, Lexington Law is a credit restoration firm that offers its clients effective credit repair services near Salt Lake City. Its attorneys obtain a client's credit reports to discover what negative items are affecting their credit scores and creates a legal plan. With the client's permission, the firm's legal team sends the proper documentation to the credit bureaus to dispute any inaccurate items. During the entire dispute process, Lexington Law ensures that the client's credit rights are fairly represented. Through an online web app, the firm allows clients to access their credit score analysis.

360 Cutler Dr, North Salt Lake, UT 84054
North Salt Lake, UT 84054

Website(833) 333-8277

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

2703 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

11451 S 700 E Ste A, Draper, UT 84020
Draper, UT 84020

For more than seven years, Premier Credit has provided credit solutions to clients in Salt Lake City and the surrounding areas. The credit service organization helps individuals overcome credit challenges and maintain good credit scores through coaching them and negotiating with creditors. Its credit repair programs entail customized credit analysis, dispute submissions to the three credit bureaus, and goodwill interventions for the removal of late payments. Additional credit services include virtual money managers, score builders, and score trackers. Premier Credit has a smart credit monitoring option that helps clients take control of their reports and build good credit.

11451 S 700 E Ste A, Draper, UT 84020
Draper, UT 84020

Website(801) 513-2020

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

195 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

PO Box 1206, Orem, UT 84059
Orem, UT 84059

Vantage Capital Alliance is a credit consulting and credit repair agency that serves the Salt Lake City area. It offers debt settlement and credit counseling services to help individuals eliminate negative information from reports. The firm's professional student loan counselors offer tailor-made solutions to students with multiple small loans and drastically reduce monthly payments. In addition, the company has a Business Consulting service that assists business owners in accessing funding and protecting their assets. The company's Family Banking Plan helps clients avoid losses in the market, protect their assets from loss, and its educational programs include a learning platform to help people maintain and increase positive credit scores.

PO Box 1206, Orem, UT 84059
Orem, UT 84059

Website(801) 404-2833

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8819 S Redwood Rd Ste B1, West Jordan, UT 84088
West Jordan, UT 84088

Wasatch Credit Consulting is a credit restoration firm near Salt Lake City that works with individuals to improve their credit scores and financial situation. Its credit consultants review a client's credit reports and design a comprehensive plan of action. In accordance with consumer laws, the firm contacts the client's creditors to have inaccurate or unverifiable items removed or corrected. Once the first round of the dispute process is completed, its expert team challenges any remaining negative items. Wasatch Credit Consulting provides its clients with a web portal where they can log in and monitor the progress.

8819 S Redwood Rd Ste B1, West Jordan, UT 84088
West Jordan, UT 84088

Website(801) 201-3727

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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