Best Credit Repair Companies in The Woodlands

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Credit Saint logo
FEATURED
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Free Credit Evaluation

Credit Saint

The Woodlands, TX
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Business Description

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5763)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

The Woodlands, TX

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2869)

Price: Free Credit Report Consultation

Assert Credit Repair logo
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Assert Credit Repair

40 Cypress Creek Pkwy #383, Houston, TX 77090
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  • Credit Dispute

Business Description

Assert Credit Repair has been serving The Woodlands area since 2000. The firm offers comprehensive education on credit matters and consolidates debts, determines negative items and points of concern, and helps improve credit scores. Its approach involves in-depth analyses of reports and possible discrepancies, which are addressed through customized plans that align with a client's financial situation and long-term goals. In addition, the firm's staff disputes identified inaccuracies and erroneous charges on clients' behalf.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Atomic Credit Repair logo
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Atomic Credit Repair

817 Southmore Ave suite 300-d, Pasadena, TX 77502
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  • Credit Dispute

Business Description

Atomic Credit Repair helps The Woodlands residents become financially stable. The company assists clients in improving their credit profiles by disputing unverifiable and erroneous information on their reports. It removes negative items, such as medical bills, student loans, and child support payments, through a custom plan that aims to rebuild their clients’ scores. There are also counseling services available. Atomic Credit Repair provides clients with 24/7 access to its online portal so they can keep track of their progress.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (2)
Credible Concepts logo
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Credible Concepts

2001 Timberloch Place Ste 500, The Woodlands, TX 77380
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  • Debt Consolidation

Business Description

Credible Concepts is a credit repair company serving clients in The Woodlands and the surrounding areas. The firm enhances and rebuilds the credit scores of its clients by challenging negative accounts that cannot be proven by law in their credit reports. Its credit repair specialists conduct a thorough analysis of their client's credit history and remove unwarranted information such as hard inquiries, errors, old debts, inaccurate accounts, and unverified collections. The team utilizes industry-standard tools for its credit repair services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Recovery Group logo
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Credit Recovery Group

8323 Southwest Freeway, Suite 708, Houston, TX 77074
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  • Credit Monitoring
  • Credit Audit

Business Description

Its team submits verification and re-investigation requests to the three credit bureaus for inaccurate, incomplete, outdated, and unverifiable information. In addition, the company validates its clients' debts with creditors and collection agencies. Its counselors also provide advice on credit repair and debt management. In addition, the company provides identity theft recovery services. Nubla Casler and her husband established Credit Recovery Group in 2006. It is a member of the National Association of Credit Services Organizations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (10)
Facebook
4.3 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Repair 365 logo
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Credit Repair 365

2001 Timberloch Place, Ste 500, The Woodlands, TX 77380
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  • Credit Monitoring

Business Description

Credit Repair 365 helps individuals in The Woodlands metro resolve their credit score issues. Its team assist clients in improving their credit scores by clearing disputed credit report entries, such as charge-offs, late payment fees, and loans. The company also uses its experience working with creditors and credit bureaus when providing credit education to clients. With more than 25 years of experience, Credit Repair 365 has obtained more than 50,000 points on behalf of its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (49)
Energize Credit Solutions logo
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Energize Credit Solutions

6318 FM 1488 STE 110, Magnolia, TX 77354
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  • Credit Monitoring

Business Description

Energize Credit Solutions works with the residents of The Woodlands who need to qualify for new loans. The firm reviews one's credit reports, dissecting past transactions and formulating advice on how to maintain solvency. It uses these findings to dispute unfair or erroneous entries that negatively affect credit scores. The company also monitors the ratings given by major bureaus to keep the information current. Energize Credit Solutions is a member of the Credit Consultants Association.

Lifeline Financial Group logo
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Lifeline Financial Group

4201 Cypress Creek Parkway Suite 170, Houston, TX 77068
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  • Credit Monitoring
  • Credit Dispute

Business Description

Lifeline Financial Group is a Houston-based company that caters to customers in The Woodlands and the surrounding communities. It helps clients rebuild their credit scores through credit repair and restoration services. These allow clients to get better interest rates on their credit cards and auto and home loans. The firm's process involves reviewing the consumers' credit health, providing consultations, and developing customized plans suited to their situation. Lifeline Financial Group brings more than 10 years of experience in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Quick Fix Credit Solutions logo
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Quick Fix Credit Solutions

715 E. Main St. Ste 500, Tomball, TX 77375
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  • Credit Monitoring

Business Description

Quick Fix Credit Solutions counsels residents of The Woodlands who have issues securing debts. The company offers initial consultation and coaching sessions. The company educates clients on the proper measures to raise their ratings and manage obligations. It also clears any negative marks from people's records. Quick Fix's customer base extends to business entities and individuals supporting their own families. In one case, it was able to raise a person’s score from 600 to 700.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rock Credit Repair, LLC logo
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Rock Credit Repair, LLC

3000 Joe Dimaggio Suite 77, The Woodlands, TX 78665
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  • Debt Consolidation

Business Description

Rock Credit Repair, LLC, serves clients throughout The Woodlands and the neighboring areas. It offers credit repair services, assisting clients in rebuilding their credit and increasing their credit scores by removing inaccuracies and serious errors. Its associate attorneys are also prepared to file lawsuits on behalf of clients to demand the removal of outdated and inaccurate items on their reports. The company is backed by more than two decades of experience in the credit repair industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (36)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rose Credit Repair logo
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Rose Credit Repair

15333 John F Kennedy Blvd Ste 850, Houston, TX 77032
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  • Credit Monitoring

Business Description

Rose Credit Repair offers solutions to people with bad financial records in The Woodlands and nearby communities. It removes records that lower the credit scores of clients, such as inquiries, loans, and collections. It settles any record discrepancies with three credit bureaus. The company renders services for personal and business taxes. Rose Credit Repair also has a six-figure financial literacy program where individuals and businesses gain insights and strategies on how they can increase their monetary assets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.5 / 5 (30)
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Simply Credit by Gina logo
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Simply Credit by Gina

6401 Cypresswood Dr, Spring, TX 77379
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  • Credit Audit

Business Description

Simply Credit by Gina provides its services to individuals in The Woodlands area. It offers credit analysis and credit coaching calls to help clients understand and improve their scores. The company disputes unvalidated and inaccurate information on the client's credit file, including medical bills, student loans, short sales, late payments, bankruptcy, and collections. It also challenges negative items such as judgments, foreclosures, and charge-offs. The company provides customers with 24/7 access to their client portal, helping them check for messages and updates regarding their disputes.

The Credit Agents logo
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The Credit Agents

11211 Katy Fwy #570, Houston, TX 77079
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  • Credit Monitoring
  • Credit Audit

Business Description

The Credit Agents has been serving individuals and families in The Woodlands since 2012. Its mission is to help clients achieve their credit restoration goals and become homeowners by providing customized credit repair solutions. The process includes credit review, personalized action planning, ongoing credit mentoring, and home loan application assistance. Its credit consultants are well-versed in addressing various debts, such as tax liens, bankruptcies, foreclosures, repossessions, and broken leases. They fight the credit bureaus and debt collectors on behalf of the clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (2548)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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