Best Credit Repair Companies in Cypress

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Ang Credit Solutions logo
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Ang Credit Solutions

505 North Sam Houston Parkway East, Houston, TX 77060
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  • Credit Audit

Business Description

Ang Credit Solutions initiates credit repair campaigns for individuals residing in Cypress. This business is home to a team of credit analysts who help improve clients' credit scores by correcting inaccurate information and duplicates and removing fraudulent accounts. They can also guide customers who wish to improve their credit score to purchase their dream home, buy a car, or recover from a divorce. The company's founder, Cary Alva, built his business on his desire to help others improve their financial health.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.1 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Ang Credit Solutions

Houston Credit Repair logo
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Houston Credit Repair

7676 Hillmont Street, Houston, TX 77040
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  • Credit Dispute

Business Description

Serving the Cypress area, Houston Credit Repair offers full-service credit restoration which involves repairing, rebuilding, and educating clients about credit scores. Its team utilizes different strategies to remove negative items such as charge-offs, student loans, collections, repossessions, and late payments. The credit repair specialists work with lenders, mortgage brokers, and debt defense attorneys, who help along the credit restoration process. Houston Credit Repair's team sends real-time updates on the dispute process through text, call, and email.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (9)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Houston Credit Repair

Your Credit Grade logo
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Your Credit Grade

12345 Jones Rd #186, Houston, TX 77070
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Business Description

Your Credit Grade addresses the credit needs of clients in Cypress and the surrounding areas. Its team of professionals is committed to improving clients' credit scores by providing comprehensive credit repair services. They also offer services for private assessment, debt counseling, and business credit building. They communicate with their clients' creditors on their behalf, sending them documentation and other information needed to maintain good credit. Additionally, the company has staff who can speak in both English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Your Credit Grade

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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