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Best Life Insurance Companies in The Woodlands

Laurels
2023
Laurels

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April Roberts logo
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License Verified:

License: 940871

Texas Department of Insurance

April Roberts

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1525 Lake Front Circle, The Woodlands, TX 77380
  • Life Insurance
  • Health Insurance

Business Description

April Roberts is a State Farm insurance agent with almost 25 years of experience serving The Woodlands area. She started out working in claims at the corporate level, but she later found passion in life insurance and financial services where she enjoys working with families, small businesses, and organizations. April is also well versed in other types of insurance, including health, pet, and property. Her work process involves sitting down with clients and asking them questions to understand what they intend to accomplish.

License Verified:

License: 940871

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (77)
Facebook
4.0 / 5 (36)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Champions Life Insurance logo

License Verified:

License: 1268845

Texas Department of Insurance

Champions Life Insurance

10210 Grogans Mill Road, The Woodlands, TX 77380
  • Life Insurance

Business Description

Champions Life Insurance is an independent agency that delivers life coverage plans to The Woodlands. The company works with national and regional carriers to provide individual term life insurance that can help protect its clients and their families for a specific period. It also has fixed annuities that can help its customers accumulate tax-deferred earnings as part of their retirement plans. Champions Life Insurance also aids its clients in making informed decisions about their life insurance needs.

License Verified:

License: 1268845

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
––
Helpfulness
Detail
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Hyde Insurance Group logo
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License Verified:

License: 1314742

Texas Department of Insurance

Hyde Insurance Group

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4747 Research Forest Drive, The Woodlands, TX 77381
  • Life Insurance
  • Health Insurance

Business Description

Hyde Insurance Group is an insurance agency established in 2005 that provides services for clients in The Woodlands. It is licensed in 11 different states and offers insurance products such as life insurance, accident insurance, long-term care, and final expense insurance. It also offers health insurance, dental and vision plans, and prescription drug coverage. It is an independent insurance agency that represents multiple insurance carriers. Its agents assist clients throughout the process of exploring and securing insurance coverage that they need.

License Verified:

License: 1314742

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (42)
Facebook
5.0 / 5 (10)
Mellisa Ray Insurance Group logo
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License Verified:

License: 6923

Texas Department of Insurance

Mellisa Ray Insurance Group

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Interstate 45 North, Spring, TX 77380
  • Life Insurance
  • Health Insurance
  • Group Plans

Business Description

Located in The Woodlands, Mellisa Ray Insurance Group is an independent insurance agency that has been serving individuals, families, and businesses throughout Texas for more than 28 years. It offers both term life and whole life insurance, as well as group health and Medicare insurance plans. The other products that it offers include homeowners', auto, and umbrella insurance plans. In addition, Mellisa Ray Insurance Group works with various insurance providers, including Safeco Insurance, The Hartford, and Nationwide.

License Verified:

License: 6923

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (35)
Yelp
4.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michael Liberto logo
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License Verified:

License: 1839138

Texas Department of Insurance

Michael Liberto

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4540 Spring Stuebner Road, Spring, TX 77389
  • Life Insurance
  • Health Insurance

Business Description

Michael Liberto is a State Farm insurance agent providing clients in The Woodlands with a varied selection of personal and business insurance products. One of its areas of specialization is life insurance, which allows the policyholder to repay outstanding debts and leave financial legacies. In recognition of his abilities, Michael has been a consistent recipient of the Ambassador Club and Honor Club awards for nearly a decade, along with the Chairman's Circle award in 2020 given by State Farm.

License Verified:

License: 1839138

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (81)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mike Powell Insurance logo
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License Verified:

License: 1990235

Texas Department of Insurance

Mike Powell Insurance

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4775 West Panther Creek Drive, The Woodlands, TX 77381
  • Life Insurance
  • Health Insurance

Business Description

Mike Powell Insurance is an independent company that delivers insurance solutions to business owners, families, and individuals in The Woodlands metro and the surrounding communities. In addition to life insurance, it helps clients acquire other personal and business plans, such as home, flood, investment property, workers' compensation, and inland marine insurance. The company also crafts personalized insurance coverages for sports cars, Jet Skis, motorcycles, and boats. Mike Powell Insurance has been in the insurance business since 1994.

License Verified:

License: 1990235

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (32)
Yelp
3.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Momentum Insurance and Financial Services, Inc. logo
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License Verified:

License: 767646

Texas Department of Insurance

Momentum Insurance and Financial Services, Inc.

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1776 Woodstead Court, Spring, TX 77380
  • Life Insurance
  • Health Insurance

Business Description

Momentum Insurance and Financial Services, Inc., is an independent insurance agency that serves clients in The Woodlands. In collaboration with several insurance carriers, such as Progressive, Safeco, and Travelers, it offers life insurance coverage that provides financial security to beneficiaries in the event of an untimely death. The agency also covers insurance products for motorcycles, renters, boats, business properties, and workers' compensation. Momentum Insurance and Financial Services has been in the insurance industry for more than 50 years.

License Verified:

License: 767646

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (25)
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Outdoor Insurance Services logo
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License Verified:

License: 2175727

Texas Department of Insurance

Outdoor Insurance Services

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8111 Ashlane Way, The Woodlands, TX 77382
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Outdoor Insurance Services offers customized life insurance products to the residents of The Woodlands area. With Texas life Insurance products, clients can have financial coverage for a certain time through term life insurance. In addition, whole life insurance is suited for clients trying to get financial protection throughout their life. Its CEO, Frank Hursh, has been in the insurance industry since 1993, while its team of insurance executives is from some of the biggest insurance companies nationwide.

License Verified:

License: 2175727

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (1)
RH Insurance Agency logo
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License Verified:

License: 1504441

Texas Department of Insurance

RH Insurance Agency

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5202 Shadowbend Pl Suite 101, The Woodlands, TX 77381
  • Life Insurance
  • Health Insurance

Business Description

RH Insurance Agency provides risk management solutions to the people of The Woodlands. It offers personal lines of insurance, including term life and universal life coverage plans. It writes life policies that can be used to pay final expenses or estate taxes, leave an inheritance, provide death benefits, and make charitable donations. Health, home, and auto insurance polices are also offered. RH Insurance Agency has 16 agents on staff and has been in business for more than two decades.

License Verified:

License: 1504441

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Seth Thomasson Independent Insurance Agency, Inc. logo
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License Verified:

License: 1028479

Texas Department of Insurance

Seth Thomasson Independent Insurance Agency, Inc.

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9595 Six Pines Drive, The Woodlands, TX 77380
  • Life Insurance
  • Health Insurance

Business Description

Seth Thomasson Independent Insurance Agency, Inc., was founded in 1993. Led by owner Seth Thomasson, it has helped numerous Woodlands residents with various needs. It offers a diverse range of commercial, automotive, and life insurance plans. Aside from individual and personal plans, he and his team also cater to group insurance needs for businesses that want to protect their employees. As an independent insurance agency, Seth provides his clients with options from different providers and gives them the freedom to review and choose policies.

License Verified:

License: 1028479

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (55)
Yelp
1.0 / 5 (2)
The Amell Agency Insurance logo
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License Verified:

License: 2028826

Texas Department of Insurance

The Amell Agency Insurance

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719 Sawdust Road, Spring, TX 77380
  • Life Insurance

Business Description

The Amell Agency Insurance is an independent company that has been serving The Woodlands since 2006. It offers life insurance plans to individuals and their families, which can be utilized for different payments related to final expenses such as funerals and burials. Its team partners with multiple insurance carriers and helps clients shop for tailored solutions depending on their needs and financial goals. The agency also specializes in auto, home, commercial, and umbrella insurance. Services are available in English and Spanish.

License Verified:

License: 2028826

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Kimball Group logo
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License Verified:

License: 1614974

Texas Department of Insurance

The Kimball Group

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2219 Sawdust Road, The Woodlands, TX 77380
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

The Kimball Group is an independent insurance agency serving clients in The Woodlands. Its life insurance options include term, whole, and universal. The company offers coverage for automobiles, real estate, jewelry, fine arts, and recreational vehicles. Additionally, clients can choose to avail of flood and umbrella insurance. Risk management options for businesses are available. The Kimball Group works with multiple companies to provide a wide range of insurance products that may fit the needs of clients.

License Verified:

License: 1614974

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)
Facebook
5.0 / 5 (4)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Lowry Agency logo
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License Verified:

License: 2164028

Texas Department of Insurance

The Lowry Agency

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3555 Rayford Road, Spring, TX 77386
  • Life Insurance

Business Description

The Lowry Agency is an independently owned and operated insurance firm serving the community of The Woodlands and its neighboring communities. Through its partnership with more than 100 insurance carriers, it gives its clients access to comprehensive coverage options from a variety of reputable sources. Its team of insurance professionals guides its clients in assuring their loved ones and assets are protected through a life insurance plan. The Lowry Agency also offers home, flood, umbrella, motorcycle, auto, and condo insurance policies.

License Verified:

License: 2164028

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TWFG Russell Knapp Insurance logo
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License Verified:

License: 1375960

Texas Department of Insurance

TWFG Russell Knapp Insurance

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17018 Seven Pines Drive, Spring, TX 77379
  • Life Insurance

Business Description

TWFG Russell Knapp Insurance is an agency that helps The Woodlands metro clients in securing policies. It provides life insurance services for individuals with options of either term or whole life insurance. It has access to over 50 insurance carriers, allowing more options for its clients when proposing coverage for auto, home, flood, or business. The team helps various industries and can offer plans for contractors, commercial trucking, buildings, and business owners' policy. Some of its agents are bilingual in English and Spanish.

License Verified:

License: 1375960

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (29)
Google
4.0 / 5 (9)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Wayne Lilly Insurance logo
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License Verified:

License: 1810390

Texas Department of Insurance

Wayne Lilly Insurance

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25329 Budde Road, Spring, TX 77380
  • Life Insurance

Business Description

Wayne Lilly Insurance is an insurance provider serving The Woodlands. It evaluates the customers' risks and gives advice on life insurance, homeowners’ insurance, and auto insurance. It also offers a variety of commercial insurance types, including liability insurance and workers’ compensation coverage plans. As an independent agency, the firm's agents work with different carriers and are able to move clients’ insurance policies across carriers as needed. Wayne Lilly Insurance is part of the F&M Insurance Group.

License Verified:

License: 1810390

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.