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Best Life Insurance Companies in The Woodlands

2024

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Providers

Last updated:

Website
25329 Budde Road, Spring, TX 77380
  • Life Insurance

Why choose this provider?

Wayne Lilly Insurance is an insurance provider serving The Woodlands. It evaluates the customers' risks and gives advice on life insurance, homeowners’ insurance, and auto insurance. It also offers a variety of commercial insurance types, including liability insurance and workers’ compensation coverage plans. As an independent agency, the firm's agents work with different carriers and are able to move clients’ insurance policies across carriers as needed. Wayne Lilly Insurance is part of the F&M Insurance Group.

License Verified:

License: 1810390

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4747 Research Forest Drive, The Woodlands, TX 77381
  • Life Insurance
  • Health Insurance

Why choose this provider?

Hyde Insurance Group is an insurance agency established in 2005 that provides services for clients in The Woodlands. It is licensed in 11 different states and offers insurance products such as life insurance, accident insurance, long-term care, and final expense insurance. It also offers health insurance, dental and vision plans, and prescription drug coverage. It is an independent insurance agency that represents multiple insurance carriers. Its agents assist clients throughout the process of exploring and securing insurance coverage that they need.

License Verified:

License: 1314742

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (42)
Facebook
5.0 / 5 (10)

Website
9595 Six Pines Drive, The Woodlands, TX 77380
  • Life Insurance
  • Health Insurance

Why choose this provider?

Seth Thomasson Independent Insurance Agency, Inc., was founded in 1993. Led by owner Seth Thomasson, it has helped numerous Woodlands residents with various needs. It offers a diverse range of commercial, automotive, and life insurance plans. Aside from individual and personal plans, he and his team also cater to group insurance needs for businesses that want to protect their employees. As an independent insurance agency, Seth provides his clients with options from different providers and gives them the freedom to review and choose policies.

License Verified:

License: 1028479

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (55)
Yelp
1.0 / 5 (2)

Website
4775 West Panther Creek Drive, The Woodlands, TX 77381
  • Life Insurance
  • Health Insurance

Why choose this provider?

Mike Powell Insurance is an independent company that delivers insurance solutions to business owners, families, and individuals in The Woodlands metro and the surrounding communities. In addition to life insurance, it helps clients acquire other personal and business plans, such as home, flood, investment property, workers' compensation, and inland marine insurance. The company also crafts personalized insurance coverages for sports cars, Jet Skis, motorcycles, and boats. Mike Powell Insurance has been in the insurance business since 1994.

License Verified:

License: 1990235

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (32)
Yelp
3.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3555 Rayford Road, Spring, TX 77386
  • Life Insurance

Why choose this provider?

The Lowry Agency is an independently owned and operated insurance firm serving the community of The Woodlands and its neighboring communities. Through its partnership with more than 100 insurance carriers, it gives its clients access to comprehensive coverage options from a variety of reputable sources. Its team of insurance professionals guides its clients in assuring their loved ones and assets are protected through a life insurance plan. The Lowry Agency also offers home, flood, umbrella, motorcycle, auto, and condo insurance policies.

License Verified:

License: 2164028

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
10210 Grogans Mill Road, The Woodlands, TX 77380
  • Life Insurance

Why choose this provider?

Champions Life Insurance is an independent agency that delivers life coverage plans to The Woodlands. The company works with national and regional carriers to provide individual term life insurance that can help protect its clients and their families for a specific period. It also has fixed annuities that can help its customers accumulate tax-deferred earnings as part of their retirement plans. Champions Life Insurance also aids its clients in making informed decisions about their life insurance needs.

License Verified:

License: 1268845

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
1.5
Responsiveness
Friendliness
––
Helpfulness
Detail
––

Website
1525 Lake Front Circle, The Woodlands, TX 77380
  • Life Insurance
  • Health Insurance

Why choose this provider?

April Roberts is a State Farm insurance agent with almost 25 years of experience serving The Woodlands area. She started out working in claims at the corporate level, but she later found passion in life insurance and financial services where she enjoys working with families, small businesses, and organizations. April is also well versed in other types of insurance, including health, pet, and property. Her work process involves sitting down with clients and asking them questions to understand what they intend to accomplish.

License Verified:

License: 940871

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (77)
Facebook
4.0 / 5 (36)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5202 Shadowbend Pl Suite 101, The Woodlands, TX 77381
  • Life Insurance
  • Health Insurance

Why choose this provider?

RH Insurance Agency provides risk management solutions to the people of The Woodlands. It offers personal lines of insurance, including term life and universal life coverage plans. It writes life policies that can be used to pay final expenses or estate taxes, leave an inheritance, provide death benefits, and make charitable donations. Health, home, and auto insurance polices are also offered. RH Insurance Agency has 16 agents on staff and has been in business for more than two decades.

License Verified:

License: 1504441

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
719 Sawdust Road, Spring, TX 77380
  • Life Insurance

Why choose this provider?

The Amell Agency Insurance is an independent company that has been serving The Woodlands since 2006. It offers life insurance plans to individuals and their families, which can be utilized for different payments related to final expenses such as funerals and burials. Its team partners with multiple insurance carriers and helps clients shop for tailored solutions depending on their needs and financial goals. The agency also specializes in auto, home, commercial, and umbrella insurance. Services are available in English and Spanish.

License Verified:

License: 2028826

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4540 Spring Stuebner Road, Spring, TX 77389
  • Life Insurance
  • Health Insurance

Why choose this provider?

Michael Liberto is a State Farm insurance agent providing clients in The Woodlands with a varied selection of personal and business insurance products. One of its areas of specialization is life insurance, which allows the policyholder to repay outstanding debts and leave financial legacies. In recognition of his abilities, Michael has been a consistent recipient of the Ambassador Club and Honor Club awards for nearly a decade, along with the Chairman's Circle award in 2020 given by State Farm.

License Verified:

License: 1839138

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (81)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8111 Ashlane Way, The Woodlands, TX 77382
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Outdoor Insurance Services offers customized life insurance products to the residents of The Woodlands area. With Texas life Insurance products, clients can have financial coverage for a certain time through term life insurance. In addition, whole life insurance is suited for clients trying to get financial protection throughout their life. Its CEO, Frank Hursh, has been in the insurance industry since 1993, while its team of insurance executives is from some of the biggest insurance companies nationwide.

License Verified:

License: 2175727

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (1)

Website
Interstate 45 North, Spring, TX 77380
  • Life Insurance
  • Health Insurance
  • Group Plans

Why choose this provider?

Located in The Woodlands, Mellisa Ray Insurance Group is an independent insurance agency that has been serving individuals, families, and businesses throughout Texas for more than 28 years. It offers both term life and whole life insurance, as well as group health and Medicare insurance plans. The other products that it offers include homeowners', auto, and umbrella insurance plans. In addition, Mellisa Ray Insurance Group works with various insurance providers, including Safeco Insurance, The Hartford, and Nationwide.

License Verified:

License: 6923

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (35)
Yelp
4.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1776 Woodstead Court, Spring, TX 77380
  • Life Insurance
  • Health Insurance

Why choose this provider?

Momentum Insurance and Financial Services, Inc., is an independent insurance agency that serves clients in The Woodlands. In collaboration with several insurance carriers, such as Progressive, Safeco, and Travelers, it offers life insurance coverage that provides financial security to beneficiaries in the event of an untimely death. The agency also covers insurance products for motorcycles, renters, boats, business properties, and workers' compensation. Momentum Insurance and Financial Services has been in the insurance industry for more than 50 years.

License Verified:

License: 767646

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (25)
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2219 Sawdust Road, The Woodlands, TX 77380
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

The Kimball Group is an independent insurance agency serving clients in The Woodlands. Its life insurance options include term, whole, and universal. The company offers coverage for automobiles, real estate, jewelry, fine arts, and recreational vehicles. Additionally, clients can choose to avail of flood and umbrella insurance. Risk management options for businesses are available. The Kimball Group works with multiple companies to provide a wide range of insurance products that may fit the needs of clients.

License Verified:

License: 1614974

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (58)
Facebook
5.0 / 5 (4)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
17018 Seven Pines Drive, Spring, TX 77379
  • Life Insurance

Why choose this provider?

TWFG Russell Knapp Insurance is an agency that helps The Woodlands metro clients in securing policies. It provides life insurance services for individuals with options of either term or whole life insurance. It has access to over 50 insurance carriers, allowing more options for its clients when proposing coverage for auto, home, flood, or business. The team helps various industries and can offer plans for contractors, commercial trucking, buildings, and business owners' policy. Some of its agents are bilingual in English and Spanish.

License Verified:

License: 1375960

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (29)
Google
4.0 / 5 (9)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • How can one purchase life insurance in The Woodlands?

    When looking to buy life insurance in The Woodlands, start by learning about different policy types and taking premiums and coverage into account. You also need to identify a reliable provider by seeking guidance from brokers, reviewing customer feedback, or receiving recommendations from family and friends. Once you've chosen a provider, fill out an application, sharing details about your lifestyle, health, and financial situation. Finally, pay for the insurance to complete the process.

  • What are the reasons to acquire term life insurance in The Woodlands?

    Consider purchasing term life insurance in The Woodlands if:

    • Your budget is limited and unable to cover costly premiums.
    • You have a short-term financial need to meet.
    • You prefer not to make an investment in life insurance.
    • You think having permanent life insurance is a good idea, but it's currently beyond your financial capacity.
  • What is the purpose of corporate-owned life insurance for in The Woodlands?

    Companies in The Woodlands can avoid financial loss from a key employee's death by acquiring corporate-owned life insurance. When a key employee purchases a life insurance policy through COLI, the business is named the policy's beneficiary in the event of the person's passing. This maintains the company's financial stability throughout this difficult time, during which the hiring and onboarding expenses for a new employee can be paid for with the coverage from COLI insurance.

  • What options are available after your term life insurance policy in The Woodlands expires?

    Here are some of your options when your term life insurance in The Woodlands expires:

    • Consider a new term policy with a reduced death benefit if your insurance needs have decreased.
    • Switch to a permanent policy without a medical exam if ongoing coverage is necessary.
    • Let the policy lapse and cease payments if life insurance is no longer needed without receiving refunds for prior payments.
  • What is a variable universal life insurance in The Woodlands?

    In The Woodlands, variable universal life insurance accumulates cash value by investing in several accounts. The policyholder can freely choose the specific accounts to invest in. Variable refers to the possibility of investing in accounts with variable values, and universal denotes the owner's capacity to modify premium payments.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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