Best Credit Repair Companies in Pasadena

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
Credit Saint logo
FEATURED
Visit WebsiteWebsite

Credit Saint

Pasadena, TX
Visit WebsiteWebsite

Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Pasadena, TX

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2869)

Price: Free Credit Report Consultation

700 Plus Credit, LLC logo
Visit WebsiteWebsite

700 Plus Credit, LLC

2616 South Loop West, Houston, TX 77054
Visit WebsiteWebsite
  • Credit Monitoring
  • Credit Dispute

Business Description

700 Plus Credit, LLC, is a credit repair company that serves residents in Pasadena, Houston, and the neighboring cities. It helps clients improve their credit profile, giving them access to better financial services, including better loan terms, lower insurance premiums, and access to various lines of credit. The company works with credit bureaus, disputing any incorrect information included in its clients' credit reports. 700 Plus Credit also adopts an educational approach, giving tips and advice to clients on how to maintain good credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.0 / 5 (472)
Google
4.0 / 5 (401)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ASAP Credit Repair logo
Visit WebsiteWebsite

ASAP Credit Repair

1880 South Dairy Ashford Road, Houston, TX 77077
Visit WebsiteWebsite
  • Credit Dispute
  • Credit Audit

Business Description

ASAP Credit Repair is a credit consulting and management company that provides credit repair services to Pasadena metro clients. It provides services like analyzing credit reports, disputing unnecessary and outdated information, and restoring credit scores. Credit information deemed damaging, like reporting errors, repossessions, and bankruptcy information, are removed. ASAP Credit Repair also deals with credit education. It has resources on purchasing vehicles, getting business credit, and filing for personal loans. Clients commend the company's competitive pricing and excellent customer service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (1281)
Facebook
4.5 / 5 (160)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Atomic Credit Repair logo
Visit WebsiteWebsite

Atomic Credit Repair

817 Southmore Avenue, Pasadena, TX 77502
Visit WebsiteWebsite
  • Debt Consolidation

Business Description

Atomic Credit Repair is a national credit restoration business serving residents in Pasadena. It provides services, such as free credit counseling, professional advice, and personalized case management and strategy development. It works with creditors and clients to improve credit scores by challenging misleading, outdated, or unverified data on credit reports. The company has been in business since 2014 and has served more than 6,000 clients. Its team of credit consultants can also help clients located anywhere in the country.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Credit Repair Consulting logo
Visit WebsiteWebsite

Credit Repair Consulting

1350 East Nasa Parkway, Houston, TX 77058
Visit WebsiteWebsite
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Business Description

Credit Repair Consulting, also known as 755Creditscore, works with Pasadena clients to improve their credit score through its credit repair services. These services include credit education and assistance in disputing improperly reported items and discharging old debts using the FCRA laws. Its website hosts several informative videos that teach clients credit-related topics, such as what factors affect a credit score and how to remove negative items. Robert Pfister, a credit professional working at Credit Repair Consulting, was featured on KTRK-TV.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Houston Credit Repair logo
Visit WebsiteWebsite

Houston Credit Repair

7676 Hillmont Street, Houston, TX 77040
Visit WebsiteWebsite
  • Credit Dispute

Business Description

Based in Texas, Houston Credit Repair provides credit repair, building, and education services in Pasadena and Houston. It offers a Pay Per Delete package inclusive of in-depth credit analysis, custom-tailored action plans, dispute negotiation services, and 24/7 client portal access. Additionally, it specializes in removing financial hindrances, such as tax liens, student loans, foreclosures and repossessions, late payments and collections, and bankruptcies. Houston Credit Repair's mission is to impact its clients' lives by providing them with long-term financial education and elevating their credit standing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (9)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Texas Best Credit Repair Houston logo
Visit WebsiteWebsite

Texas Best Credit Repair Houston

5100 Westheimer Road, Houston, TX 77056
Visit WebsiteWebsite
  • Credit Audit

Business Description

Texas Best Credit Repair is a credit repair company that specializes in the real estate market. Serving clients in Pasadena, the company is staffed by FICO-certified credit experts who offer more than 30 years of combined experience in the real estate industry. This firm's credit restoration process includes examining the clients' credit bureau reports and outlining a detailed credit improvement plan. It provides a personalized solution that is based on the customers' budget and preferences.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (50)
Facebook
4.9 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Credit Agents logo
Visit WebsiteWebsite

The Credit Agents

11211 Katy Freeway, Houston, TX 77079
Visit WebsiteWebsite
  • Credit Dispute

Business Description

The Credit Agents is a credit counseling service provider that serves clients in Pasadena. It assists clients in improving their credit scores by eliminating negative items from their credit records, including third-party collections, tax liens, medical collections, charge-offs, foreclosures, and bankruptcies. The company also has a network of lawyers that protects consumers under the Fair Debt Collection Practices Act. In addition, its staff can speak Spanish which aids in serving the credit repair needs of the Hispanic market.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (1740)
Facebook
5.0 / 5 (835)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Read All FAQS