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Best Local Car Insurance Agencies in Temple

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AllAbout Insurance logo
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License Verified:

License: 1316584

Texas Department Of Insurance

AllAbout Insurance

4102 South 31st Street, Temple, TX 76502
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  • Multiple Carriers

Business Description

AllAbout Insurance has been providing auto insurance policies to drivers near Temple since 2005. The family-owned and operated agency strives to earn clients' businesses by offering insurance plans from different carriers, such as State Auto and Dairyland. AllAbout Insurance also provides insurance for motorcycles and boats. Asides from being an agent, owner Tim Hodge is an active member of the Independent Insurance Agents of Texas and the Temple Chamber of Commerce.

License Verified:

License: 1316584

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Finney Insurance Group, Inc logo
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License Verified:

License: 19204

Texas Department Of Insurance

Finney Insurance Group, Inc

820 South Main Street, Belton, TX 76513
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  • Multiple Carriers

Business Description

Finney Insurance Group, Inc., offers car insurance policies to clients in the Temple area. The company has been providing insurance assistance to individuals and businesses for over 71 years. Its agents can identify the client's car insurance needs—whether it is a collision, comprehensive, liability, or medical coverage—through in-depth discussions and customer care. Finney Insurance Group partners with an expanded network of insurance providers, allowing agents to compare various coverages and find the appropriate car insurance policy for a client.

License Verified:

License: 19204

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JFITEXAS, LLC logo
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JFITEXAS, LLC

703 Devin Dr, Temple, TX 76502
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Business Description

JFITEXAS, LLC, is a full-service, independent insurance agency based in Temple. Its professional associates can help vehicle owners of different backgrounds obtain car insurance policies for protection in the event of an automotive emergency. They work with multiple insurance agencies and shop for quotes to present clients with options they can choose from based on their individual needs, requirements, and priorities. In addition to standard auto, JFITEXAS, LLC, also insures other vehicles, including motorcycles, RVs, and boats.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Purifoy & Company Insurance logo
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License Verified:

License: 15991

Texas Department Of Insurance

Purifoy & Company Insurance

4 South 9th Street, Temple, TX 76501
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  • Multiple Carriers

Business Description

Purifoy & Company Insurance is a car insurance agency based in Temple. It has been serving the community since 1931, partnering with insurance carriers like Hochheim Prairie, Central Insurance, and Allied Insurance. This full-service insurance agency is a member of the Combined Agents of America. Their partnership with the CAA ensures that they are always updated with the latest information in the rapidly changing insurance market. The company also offers home, life, worker's compensation, and general liability insurance.

License Verified:

License: 15991

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (5)
Facebook
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Swain Insurance Agency logo
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License Verified:

License: 1721367

Texas Department Of Insurance

Swain Insurance Agency

3411 Market Loop, Temple, TX 76502
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Swain Insurance Agency is an independent insurance agency serving the people of Temple and the rest of Texas. Its insurance professionals ensure that clients get a prompt response when requesting quotes for a wide range of insurance products, including car insurance. They work with multiple financially sound and reputable carriers to source a selection of plans that will meet the needs and requirements of motorists. In addition to standard auto, Swain Insurance Agency also insures boats, yachts, motorcycles, and RVs.

License Verified:

License: 1721367

Texas Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Texian Insurance - Belton logo
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License Verified:

License: 13673

Texas Department Of Insurance

Texian Insurance - Belton

603 East Central Avenue, Belton, TX 76513
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  • Multiple Carriers

Business Description

Texian Insurance - Belton has been addressing the insurance needs of Temple residents since 1996. The agency represents multiple insurance companies, including Travelers, Sentry Insurance, and United Auto-Texas. It carries insurance solutions for personal and commercial cars, watercraft, recreational vehicles, boats, and motorcycles. It has an online auto insurance quote form where car owners can specify preferred coverages, such as property damage liability, collision, medical payments, and uninsured motorists. Texian Insurance also offers insurance products for excavators and exterminators.

License Verified:

License: 13673

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The David Nix Agency logo
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License Verified:

License: 2340069

Texas Department Of Insurance

The David Nix Agency

2526 Blue Meadow Drive, Temple, TX 76502
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  • Bundling Option

Business Description

The David Nix Agency is an independent auto insurance agency that has been serving Temple and other areas in Central Texas since 1993, employing a proactive approach when helping their customers develop the insurance they need. The agency puts a highlight on transparency and trust in dealing with their clients, helping them by structuring the best coverage from several carriers at the most competitive price. David Nix Agency offers a variety of insurance coverage including liability, collision, and uninsured motorist coverage.

License Verified:

License: 2340069

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tyler Jermstad logo
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License Verified:

License: 1982206

Texas Department Of Insurance

Tyler Jermstad

175 Verbena Drive, Temple, TX 76502
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  • Multiple Carriers

Business Description

Tyler Jermstad is an insurance agent that serves clients' auto insurance needs in Temple. Representing State Farm, he offers insurance products that provide collision, comprehensive, rental, and rideshare coverage. Additionally, he also offers coverage for teen drivers, rental cars, classic and antique cars, sports cars, and commercial auto. Asides from being an agent, he also coordinates food and school supply drives and supports local events in Central Texas. Jermstad also offers his products to clients in Belton and Salado and can communicate in Spanish.

License Verified:

License: 1982206

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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