Best Homeowners Insurance Agencies in Temple

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Homeowners Insurance Agencies FAQs

Last updated: September 24, 2022

David Coufal Insurance Agency

12270 Moffat Road, Temple, TX 76502

Renter's Insurance
Multiple Policy Types
Personal Property Insurance
Flood
Condos

David Coufal Insurance Agency offers commercial and personal insurance products in Temple. The company's comprehensive home insurance options help clients safeguard their financial security through policies that mitigate financial risks, such as property damage and loss. Its insurance professionals seek to understand clients' needs and provide custom insurance solutions. They also review policy areas and ensure that policyholders know the coverage or exclusions under their home insurance plans. David Coufal Insurance Agency has an online quoting tool.

Evans, Ewan & Brady Insurance Agency, Inc.

2404 Williams Drive, Georgetown, TX 78628

Renter's Insurance
Multiple Policy Types
Personal Property Insurance
Multiple Carriers
Flood
Fire
Earthquake

Evans, Ewan & Brady Insurance Agency, Inc., assists clients in Temple with selecting the most suitable homeowners' insurance coverage. Policies may cover damage caused by disasters like fires or storms, as well as the costs for repairs to the house. Liability is likewise covered, for medical fees for guests injured at the property. The company also offers to review clients' existing policies and search for deductibles to save money. The insurance agency opened in 1928 and works with carriers like Allstate, The Hartford, and Safeco Insurance.

Jfitexas, LLC

703 Devin Dr, Temple, TX 76502

Renter's Insurance
Personal Property Insurance
Flood

Jfitexas, LLC helps residents in Temple obtain the necessary insurance policy to financially guard their home against damage, which may lead to financial losses. The agents at this firm represent a selection of reputable insurance carriers who offer coverage for different types of risks that come with owning a home. They can also help homeowners purchase supplemental insurance coverage for floods and earthquakes. This company helps each client start the process of obtaining insurance by providing a template for inventory lists.

RVOS Insurance

2301 S 37th St, Temple, TX 76504

Personal Property Insurance
Multiple Policy Types

RVOS Insurance is a farm mutual insurance company that serves Temple and its surrounding rural communities. One of its main offerings is homeowners' insurance, which provides protection against calamities and personal liability. Related products include farm and ranch, renters', and manufactured home insurance. RVOS Insurance is fully owned and run by its policyholders, who are organized in local lodges. Starting out in 1901 as a small neighborhood nonprofit mutual protection association, the company settled in its current location in 1951.

Shaffin Wegener - State Farm Insurance Agent

112 Southwest H K Dodgen Loop, Temple, TX 76504

Renter's Insurance
Condos

Shaffin Wegener is a State Farm insurance agent assisting customers in choosing homeowners' coverages fit for their needs. Homeowners' insurance saves policyholders from having to pay for losses over damaged properties and other assets. The agency provides full-replacement of houses and their contents when a natural disaster strikes. Its agents also give professional advice on debt consolidation, college emergency funds, business capital, home lending, and retirement planning. The company is open to assist individuals 24/7.

Standard Insurance Agency

3411 Market Loop, Temple, TX 76502

Earthquake
Multiple Policy Types
Multiple Carriers
Fire

Standard Insurance Agency has been providing insurance products and solutions to Texans since 1954. It serves clients residing in the Temple area and offers fully-customized homeowners' insurance plans. Clients may visit the agency website and submit their basic information and dwelling description, and one of the firm's expert agents will reach out to provide them with coverage options. It also offers customized auto insurances and assists clients in filing for claims. Standard Insurance Agency maintains offices all throughout Houston and the Dallas and Fortworth metroplex.

Swain Insurance Agency

3411 Market Loop, Temple, TX 76502

Condos
Multiple Policy Types
Multiple Carriers
Flood

Swain Insurance Agency is a full-service independent insurance agency serving clients in Temple and its surrounding areas. It opened its doors in 2011 and has since helped clients find the right homeowners' insurance policies to protect their biggest assets. Policies can cover only specific risks or all risks, depending on client preference. Swain Insurance Agency also specializes in providing life, health, Medicare, and auto insurance. The agency works with BTIS, Infinity, and Progressive insurance for its personal insurance products.

The David Nix Agency

2526 Blue Meadow Drive, Temple, TX 76502

Multiple Policy Types

The David Nix Agency is a homeowners' insurance provider to clients in Temple and the surrounding areas. The agency structures an insurance policy according to the clients' needs and the coverage they require. It can provide homeowners' insurance policies that cover frame houses, manufactured homes, mobile homes, condos, townhouses, and secondary homes. It financially protects homeowners from damages caused by natural disasters, dog bite liability, sinkholes, and replacement costs for personal belongings.

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Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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