Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Killeen, TX

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Killeen Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

84Reviewed

52Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4692 Spring Valley Road, Lorena, TX 76655
WebsiteLicense: 2314453

Expertise.com Rating

Why choose this provider?

Davis Insurance & Associates is a family-owned insurance firm situated in Lorena that also serves the residents of the surrounding areas, including Killeen. With more than 40 years in the industry, it employs professional agents who work directly with vehicle owners to identify the insurance coverages and options that will suit their specific needs and individual risks. Representing multiple reputable insurance companies, they can source a variety of quotes from competing carriers for the client to choose from. They are also a full lines agency including, Commercial (Auto, GL, Property), Workers’ Comp, Surety Bonds, Life & Health (Group & Individual), Medicare, Dental & Vision, etc. You can get instant quotes on Home & Auto, & Medicare. Just go to www.davisia.com and click on Instant Auto & Home Quotes, For Medicare go to Medicare Supplement Coverage Instant Quotes.

  • Multiple Carriers
  • Home & Auto Insurance

2109 South Clear Creek Road, Killeen, TX 76549
WebsiteLicense: 2011093

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

Moore Insurance Agency helps Killeen drivers with auto insurance coverage—from comprehensive education about plan designs to sourcing suitable policies. Its agents provide drivers financial protection through car insurance, which secures vehicles via collision and comprehensive coverages. Clients can request uninsured motorist coverage to avoid financial obligations during accidents involving hit-and-run drivers. Furthermore, the company writes bodily injury liability and property damage liability. The business offers years of experience in addressing insurance concerns, whether big or small.

  • Multiple Carriers

1805 Florence Road, Killeen, TX 76541

Expertise.com Rating

Review Sources

Google
4.3 (20)

Why choose this provider?

All American Insurance has been serving the car insurance needs of vehicle owners in Killeen and the surrounding communities for nearly 50 years. Family-owned and operated, it employs professional agents who are able to source quotes from several reputable insurance carriers to find a suitable protection plan for clients. In addition to auto insurance, the company also helps motorists acquire insurance plans for other vehicles, such as large and small watercraft, motorcycles, ATVs, RVs, and travel trailers.

  • Motorcyle & ATV
  • RV & Motorhome
  • Multiple Carriers

704 Sun Valley Boulevard, Hewitt, TX 76643
WebsiteLicense: 2392936

Expertise.com Rating

Review Sources

Facebook
5.0 (35)
Yelp
5.0 (3)

Why choose this provider?

Clint Allen is a State Farm-affiliated insurance agent serving the Killeen metro and surrounding areas. Clint specializes in crafting auto policies for families and businesses in the community. The auto policy has multiple coverages such as collision and comprehensive insurance, rental reimbursements, and protection for clients who use their personal cars for ridesharing. Other services he and his team offer are homeowners insurance, life and health plans, and protection for pets. Clint has served in the U.S. Army and visited different countries while in service.

  • Motorcyle & ATV

2204 West Stan Schlueter Loop, Killeen, TX 76549
WebsiteLicense: 1431240

Expertise.com Rating

Review Sources

Google
4.3 (9)
Facebook
5.0 (2)

Why choose this provider?

For the past 70 years, Larry Weiss Insurance Agency, Inc., has been catering to the insurance needs of individuals and businesses in Killeen. The firm assists car owners, motorists, and commercial operators in choosing the right auto insurance policy that best fits their needs. Its agents represent provide different coverage options and cater to all types of vehicles, including standard private cars, classic autos, SUVs, and recreational vehicles like motorcycles, golf carts, and watercraft.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Davis insurance & Associates
4692 Spring Valley Road, Lorena, TX 76655
thinkmooreinsurance.com
2109 South Clear Creek Road, Killeen, TX 76549
All American Insurance
1805 Florence Road, Killeen, TX 76541
Clint Allen
704 Sun Valley Boulevard, Hewitt, TX 76643
Larry Weiss Insurance Agency, Inc
2204 West Stan Schlueter Loop, Killeen, TX 76549

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Does the gender and marital status of Killeen residents affect their auto insurance premiums?

    Gender and marital status may affect one's auto insurance premiums. The Zebra, an insurance comparison website, reports a $92 difference in car insurance rates between single drivers in Killeen. Compared to drivers who are single, widowed drivers' insurance costs are significantly lower. Data also that suggests male drivers who live in cities pay an extra $15 on average when compared to female drivers, implying that gender may have an impact on car insurance rates.

  • How can drivers with poor credit in Killeen save money on auto insurance?

    Killeen motorists who possess a low credit score have the potential to achieve cost savings on their automobile insurance premiums by seeking out opportunities for combining policies and taking advantage of good driver discounts. They can also save money by going paperless and making payments via bank transfers. In addition, affinity membership provides the benefit of earning discounts based on one's loyalty to an organization.

  • Can you use your auto insurance coverage in Killeen for travel outside the state?

    In Killeen, most auto insurance policies cover temporary out-of-state trips, but if you plan to stay longer, you may need to revise your policy to reflect your new address. You should evaluate your policy or communicate with your insurance provider to comprehend any potential limitations or restrictions that might be in effect. Do note that specific coverage restrictions or additional requirements on insurance related to driving may be imposed by some states or regions.

  • Will your car insurance claim affect your insurance premium upon renewal in Killeen?

    Yes, but the rate of increase will vary based on the category of claim and the number of claims submitted in Killeen. Your insurer will provide your new rate 30 days before renewal. Nevertheless, a claim that the insurance company didn't pay or one with a payment under $500 won't affect your rate. Moreover, insurance companies can guide you through alternatives that could result in a reduced rate if they decide to raise your premium.

  • What is the Texas Lemon Law, and who is eligible under this law in Killeen?

    The Texas Department of Motor Vehicles enforces the state's "Lemon Law," which helps people who buy or lease new vehicles but have trouble getting them fixed when they should be under warranty. You are eligible under this law if your newly purchased or leased vehicle in Killeen has a defect that makes it impossible to drive, and you have given the manufacturer a reasonable amount of time to resolve the problem.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.