Expertise.com

Best Health Insurance Agencies in Temple

2024

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Providers

featured provider = Featured Provider

112 SW H K Dodgen Loop, Temple, TX 76504
WebsiteLicense: 2327169

Expertise.com Rating

Review Sources

Google
4.9 (291)
Facebook
5.0 (13)
Yelp
3.7 (3)

Why choose this provider?

Shaffin Wegener is a State Farm agent helping Temple residents protect their families and investments through insurance plans for health, life, homes, autos, and businesses. He takes the time to explain the benefits of each policy to assist clients in making decisions that match their budgets and needs. Wegener also offers guidance on annuities, banking, and refinancing VA and FHA loans. Since 1992, State Farm has provided insurance solutions to support people in managing everyday risks and achieving their goals.

1304 S First Street, Temple, TX 76504
WebsiteLicense: 1029562

Expertise.com Rating

Review Sources

Google
4.9 (15)
Facebook
5.0 (8)
Yelp
5.0 (2)

Why choose this provider?

State Farm Insurance provides a wide range of insurance products in Temple. It assists clients in understanding their credit limits and drafting protection strategies for their cars, homes, properties, and businesses. It also recognizes the need for contingency plans by providing health and life insurance policies. David Jennings, an insurance agent for State Farm, earned his degree in 1983. He helps homeowners and renters cover their valuables with personal articles insurance.

  • Individual Plans
  • Life Insurance

4311 W Adams Ave Suite 209, Temple, TX 76504
WebsiteLicense: 1606026

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

L & N Insurance Group, LLC, helps the residents of Temple and its neighboring communities find suitable protection plans like health care coverage. Through its partnership with various insurance providers, the company is able to provide customers with several options to cover their changing requirements and goals when getting health indemnity products. It also assists individuals in purchasing home, auto, business, renters, and life policy plans. In addition, the company's agents provide assistance in forwarding claims to insurance carriers.

  • Life Insurance
  • Individual Health Insurance

2404 Williams Dr., Georgetown, TX 78628
WebsiteLicense: 9575

Expertise.com Rating

Review Sources

Google
4.9 (523)
Facebook
4.7 (64)
Yelp
4.4 (13)

Why choose this provider?

Evans, Ewan & Brady Insurance Agency, Inc. offers group health insurance to clients in Temple and the surrounding areas. Usually applicable to company employees or organizational members, these types of plans spread risk among insured individuals. It also assists with other types of personal and business insurance plans. Evans, Ewan & Brady Insurance Agency, Inc. has been providing tailored insurance plans since 1928. It represents companies such as AllState, Hochheim Prairie, Blue Cross Blue Shield of Texas, and United Healthcare.

  • Life Insurance

3513 SW HK Dodgen Loop Suite 106, Temple, TX 76502
WebsiteLicense: 731007

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Barry Bandera is a Temple-based insurance agent affiliated with Globe Life Family Heritage Division, a company that specializes in providing supplemental insurance products. Since 1993, he has provided a wide selection of health insurance products to clients with varying coverage needs. He also assists clients in selecting life insurance and individual insurance plans that can help them efficiently manage their finances. Bandera currently serves as a sales director in his agency, Texas Heritage National Providers.

  • Individual Health Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Why should residents of Temple consider health insurance?

    Residents of Temple should consider health insurance because it is very expensive to fall ill or need medicine. Having to pay every charge from one's own funds can deplete savings quickly and leave nothing for personal needs and use. Medical care is often not elective and to skimp is to risk death.

  • Does having health insurance in Temple reduce medical costs to zero?

    Having health insurance in Temple does not reduce medical costs to zero. The insurer will pay a portion, while the insured will take the rest out of pocket. Paying more in premiums may increase the share that the insurer assumes, but there will usually come a point when the insured has to shell out money.

  • In Temple, what is the difference between a term life insurance plan and a short term coverage health insurance plan?

    In Temple, a term life insurance plan covers a portion of the insured's life, and the beneficiary receives a payout if the insured dies within this portion. A short-term coverage health insurance plan covers part of the medical costs of an insured party during a specific time in the person's life, usually when in between jobs. It is not contingent upon death.

  • What kind of health insurance plan should adults in Temple consider if they need orthodontic treatment?

    An adult resident of Temple who needs orthodontic treatment may want to seek a dental care plan. Generally, orthodontics are considered elective procedures, but there are instances where they could be covered by specific policies alongside more standard procedures like preventive tooth cleaning. You should examine your chosen plan and ask questions before proceeding.

  • Why is it advisable in Temple to acquire Medicare supplement plans?

    It is advisable in Temple to acquire Medicare supplement plans because there are gaps in what standard health insurance under the law covers. People who have to stay in the hospital for more than 60 days start paying coinsurance, while those who need to be in a nursing facility for over 20 days pay a portion out-of-pocket.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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