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Best Credit Repair Companies in Pearland

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123 Credit Resolution Consultants logo

123 Credit Resolution Consultants

24275 Katy Fwy, Katy, TX 77494
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  • Credit Monitoring

Serving Pearland, 123 Credit Resolution Consultants offers packages to residents designed to improve their credit scores. The process starts with a credit report analysis. The company writes letters to credit bureaus in order to challenge negative items and demand their removal. It gives live updates on the credit repair status through a secure client portal, and once a good score is achieved, it provides education on credit maintenance. Additional services include identity theft protection, financial coaching, text message alerts, and debt negotiations.

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27 Credit Consulting & Finance​ logo

27 Credit Consulting & Finance​

1940 Fountain View Dr., Houston, TX 77057
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  • Credit Monitoring
  • Credit Dispute

27 Credit Consulting & Finance serves individuals and businesses in Pearland. The company offers mortgage, business, and consumer credit repair services, including credit consultation and analysis. It helps clients improve credit scores by using their legal right to dispute negative items on their reports. Its team provides assistance throughout the process, from creating a customized dispute plan to preparing and submitting dispute letters on the client's behalf. Clients have 24/7 access to their credit repair accounts to view live updates of their credit score improvements.

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713 Tax and Credit Repair, LLC logo

713 Tax and Credit Repair, LLC

Houston, TX 77001
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  • Credit Monitoring
  • Credit Audit

713 Tax and Credit Repair, LLC, serves clients in Pearland and the surrounding areas. It offers a wide range of services, including credit repair education, private assessment, financial guidance, and monitoring of credit report changes. It specializes in disputing items involving bankruptcy, loans, collections, foreclosure, and installment accounts. The firm communicates with major credit bureaus such as TransUnion, Experian, and Equifax to remove negative issues from clients' credit reports and improve their scores.

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755 Credit Score logo

755 Credit Score

1350 E Nasa Parkway STE 214 D, Houston, TX 77058
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  • Credit Monitoring

755 Credit Score caters to customers in the Pearland metro and the surrounding communities. It helps rebuild credit scores by offering repair solutions. Its process involves examining the clients' credit reports from the three major bureaus and developing and presenting a personalized plan addressing the negative items listed. Some of the items it disputes are bankruptcies, charge-offs, collections, excessive inquiries, foreclosures, and judgments. Identity theft, late payments, public records, reporting errors, and repossessions are also included.

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ASAP Credit Repair logo

ASAP Credit Repair

6724 Fairmont Pkwy, Pasadena, TX 77505
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  • Credit Monitoring
  • Credit Audit

ASAP Credit Repair is a family-owned and family-operated business serving Pearland residents. It provides credit repair and restoration solutions to help individuals and families obtain their dream investment properties. The company settles various credit report issues, involving late payments, charge-offs, repossessions, judgments, foreclosures, and bankruptcies. Its specialists also review credit histories to identify negative items and educate clients on how to maintain high credit scores. ASAP Credit Repair has been in the industry for nearly a decade.

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Classy Credit logo

Classy Credit

5444 Westheimer Rd #1080, Houston, TX 77056
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  • Credit Dispute

Classy Credit addresses the needs of clients in Pearland and the surrounding areas. The company assigns clients to a personal credit specialist, working closely with them from start to finish. Its specialists offer a credit plan based on the client's goals, which include individualized strategies to improve their scores. These plans include adding positive accounts to the customer's profile and offering monthly progress reports. The company also provides home buying programs and 24/7 client portal access.

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Credit Lift Inc logo

Credit Lift Inc

17350 State Highway 249, Ste. 220, #4095, Houston, TX 77064
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  • Credit Monitoring

Credit Lift Inc. helps Pearland individuals and families improve their finances. The firm assists consumers in improving credit scores through services such as restoration, rebuilding, and counseling. Its professionals guide clients in the credit improvement process, from initial consultation and assessment to action plan monitoring and removal of charge-offs, outdated accounts, and late payments. Its founder, Taqwanna Clark, has been in the industry for over six years. She is a board-certified Credit Consultant and a member of the CCA.

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Credit Repair Houston - 777 Credit Repair Service logo

Credit Repair Houston - 777 Credit Repair Service

Pearland, TX
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Credit Repair Houston - 777 Credit Repair Service caters to the needs of the Pearland metro and surrounding areas. The firm helps clients improve their credit scores by challenging and removing reports such as late payments, repossessions, judgments, and foreclosures. Its professionals guide clients in every step of the credit score rebuilding process, from initial discussion and credit bureau correspondence to action plan formulation and monitoring. Credit Repair Houston has been serving the community since 2003.

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Credit Repair Solutions, LLC logo

Credit Repair Solutions, LLC

​519 N. Sam Houston Pkwy E., Ste. 450M, Houston, TX 77060
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  • Credit Monitoring
  • Credit Audit

Credit Repair Solutions, LLC serves the residents of Pearland and the surrounding areas. Its service professionals develop plans for removing problematic entries such as student loans, tax liens, credit card debt, and repossessions based on the specific issues and circumstances of each client. They represent individuals when contacting credit bureaus and creditors. Working in 45-day cycles, its team sends clients three credit reports per cycle to show them any progress on the dispute they raised.

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Finesse Your Finances logo

Finesse Your Finances

Houston, TX 77001
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  • Debt Consolidation

Finesse Your Finances provides services to repair and improve the credit records of clients in Pearland and the neighboring communities. It works with credit bureaus in challenging negative records such as late payments, charge-offs, errors, and collections. The company has an online dashboard that clients can use to keep track of how their credit scores and records have improved. Finesse Your Finances also coaches them on how to maintain positive financial records so they can maximize their credit scores.

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KC Portfolio Capital logo

KC Portfolio Capital

9999 Bellaire Blvd Suite 909, Houston, TX 77036
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  • Credit Monitoring

KC Portfolio Capital offers services to customers in the Pearland area. It helps clients improve their credit scores. The company reviews credit reports to examine possible inconsistencies and whether the credit providers met their obligations. Its team also negotiates with creditors to remove overdue payment listings, fraudulent identity thefts, tax liens, foreclosures, and collections and charge-offs from the clients' credit files. KC Portfolio Capital was featured on Fox, CBS, NBC, ABC, and MarketWatch.

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Lovelady Credit Repair logo

Lovelady Credit Repair

363 N Sam Houston Pkwy. E, Ste. 1100 #2020, Houston, TX 77060
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  • Credit Monitoring
  • Credit Audit

Lovelady Credit Repair assists Pearland residents in reaching their financial objectives. Its services include consultation and report analysis. Analysts identify problematic items such as bankruptcies, medical bills, and late payments. The credit advisor assigned to each project collaborates with clients to remove inaccuracies. The firm provides several programs, including monthly updates, unlimited disputes, and credit education via text messages. Owner Shawva Lovelady now shares with clients what she learned from her personal experience repairing bad credit after a major accident.

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Manifesting Credit Concepts LLC logo

Manifesting Credit Concepts LLC

10223 Broadway, Suite P*731, Pearland, TX 77584
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  • Credit Dispute

Manifesting Credit Concepts LLC caters to clients in Pearland and its surrounding areas. It offers credit repair solutions to individuals, families, real estate agents, tax professionals, and lawyers. The firm removes negative items on clients' credit reports such as delinquencies, bankruptcies, tax liens, judgments, inquiries, and charged-off accounts. It also provides guidance on how clients can maintain healthy finances. The firm's owner and consultant, Michelle Bessard-Harris, has over 12 years of experience in the industry.

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SCDE logo

SCDE

2323 S. Voss Rd Ste. 410, Houston, TX 77057
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  • Debt Consolidation

SCDE is a full-service credit repair company that caters to individuals, families, and businesses in Pearland and the surrounding areas. It carries out evaluations to determine inaccurate records on clients' credit reports. The company implements strategies to remove negative items such as charge-offs, foreclosures, bankruptcies, derogatory loans, and evictions. It also facilitates credit health programs in the form of counseling, seminars, and social media live events that are designed to guide clients on how they can improve their finances.

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Trifecta Credit Repair logo

Trifecta Credit Repair

5444 Westheimer Road #1000, Houston, TX 77056
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  • Debt Consolidation
  • Credit Monitoring
  • Credit Audit

Trifecta Credit Repair caters to the needs of individuals in Pearland. For more than 26 years, it has been helping clients evaluate their credit reports and identify the factors that affect their credit scores. Its team closely work with them in planning a comprehensive solution that repairs their credit within their expected timeframe, usually within 45 to 90 days. The company also implements a Fast Track program that focuses on fixing the clients' credit issues.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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