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Best Local Car Insurance Agencies in Pearland

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Ai United Insurance logo
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License Verified:

License: 1266218

Texas Department Of Insurance

Ai United Insurance

2404 South Main Street, Pearland, TX 77581
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  • Motorcyle & ATV

Business Description

Ai United Insurance is an independent insurance agency that offers auto insurance plans to policy buyers located in the Pearland area. The company's car insurance includes property, liability, and medical coverages. In addition, its agents provide policies for motorcycles, SR-22s, homes, renters, and Mexican tourists. They also deal with surety bonds and general liability. The insurance agency is committed to being innovative and providing exceptional customer service to its clients.

License Verified:

License: 1266218

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bello Insurance Services logo
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License Verified:

License: 8971412

Texas Department Of Insurance

Bello Insurance Services

11200 Broadway Street, Pearland, TX 77584
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  • Bundling Option

Business Description

Bello Insurance Services is a Pearland-based agency that assists clients in several areas including auto insurance. Its team provides car owners with insurance policy options from different carriers and helps them choose suitable plans. Some of the insurance companies the agents work with are Safeco Insurance, Gainsco Auto Insurance, Kemper Specialty, Progressive, and Dairyland. The agents at Bello Insurance Services are committed to providing personalized solutions and responsive customer support.

License Verified:

License: 8971412

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (92)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Best Insurance Services, Inc. -  Lake Jackson logo
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License Verified:

License: 706382

Texas Department Of Insurance

Best Insurance Services, Inc. - Lake Jackson

125 South Parking Place, Lake Jackson, TX 77566
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  • Multiple Carriers

Business Description

Best Insurance Services, Inc., is an independent insurance company that serves the needs of customers in the Lake Jackson, Bay City, and Pearland areas. Its auto insurance has property, medical, and liability coverage for its customers. The company also covers SR-22 or the vehicle liability insurance endorsement for high-risk drivers. Aside from auto insurance, the company also offers homeowners', flood, and windstorm insurance. Best Insurance Services, Inc., works with several insurance carriers to provide customizable coverage for its customers.

License Verified:

License: 706382

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Plus Agencies, LLC - Pearland logo
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License Verified:

License: 11273

Texas Department Of Insurance

Insurance Plus Agencies, LLC - Pearland

4901 Broadway Street, Pearland, TX 77581
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  • Motorcyle & ATV

Business Description

Insurance Plus Agencies, LLC, has been providing insurance solutions in Pearland and nearby areas since 1996. Its team of specialists will help the client throughout every stage of the process of acquiring the right insurance plan. If the client has an existing policy, the agents can conduct an evaluation and make recommendations for any additional coverage options that the clients could get to maximize their savings. Some of the products they offer are health, life insurance, home, and auto insurance with 24/7 claim services.

License Verified:

License: 11273

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Joe Cook & Associates Insurance logo
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License Verified:

License: 667332

Texas Department Of Insurance

Joe Cook & Associates Insurance

7902 Broadway Street, Pearland, TX 77581
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  • Multiple Carriers

Business Description

Joe Cook & Associates Insurance is a car insurance provider in Pearland. Joe Cook and his team specialize in auto insurance policies. They help protect their clients against financial losses through comprehensive coverage for physical damages, medical expenses, and liabilities in the event of an accident. Joe Cook & Associates Insurance, which opened in January 1996, currently has three branches across the state to serve more local communities. Aside from assisting its customers, the company is also active in serving the community through various charitable causes.

License Verified:

License: 667332

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Marcus Acosta logo
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License Verified:

License: 1787099

Texas Department Of Insurance

Marcus Acosta

2750 Strawberry Road, Pasadena, TX 77502
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  • Bundling Option

Business Description

Marcus Acosta is a State Farm insurance agent offering car insurance in Pearland. Marcus has been with State Farm since 2012. He has been a State Farm Top 100 New Agent Program Qualifier and Travel Qualifier. His team of seven agents has over 30 years of experience and can speak both English and Spanish. They can also assist in financial services and different types of insurance such as US Marine Corps, motorcycle, life and health, homeowner, renters, and business.

License Verified:

License: 1787099

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (79)
Facebook
4.9 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rick Tinker Insurance logo
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License Verified:

License: 805279

Texas Department Of Insurance

Rick Tinker Insurance

2206 East Broadway Street, Pearland, TX 77581
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  • Boats
  • Motorcyle & ATV

Business Description

Rick Tinker Insurance serves Pearland and is an auto insurance business that is focused on listening to clients intently and not treating them as a statistic on a chart. The firm's policies cover collisions wherein the customer is at fault in a vehicular accident. It also provides comprehensive services for events that are not considered accidents such as vandalism and hail storms. Rick Tinker's homeowners' insurance services involve rigorous assessments of liabilities and values of properties.

License Verified:

License: 805279

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.8 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Texas Insurance Agency - Pearland logo
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License Verified:

License: 1052863

Texas Department Of Insurance

Texas Insurance Agency - Pearland

1506 Broadway Street, Pearland, TX 77581
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  • Multiple Carriers

Business Description

Established by Roland Cardner, Texas Insurance Agency is a professional and full-service insurance and risk management business that serves clients in Pearland, Katy, and nearby areas. It offers a wide selection of insurance products and services, such as auto, boat and watercraft, and motorcycle insurance. It also crafts commercial insurance policies for small and medium enterprises. The company's expertise and background in insurance and risk management enable it to provide customers with a suitable insurance package that can accommodate their needs and requirements.

License Verified:

License: 1052863

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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