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2024

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Best Local Car Insurance Agencies in Pearland

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pearland Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

71

Reviewed

46

Curated

10

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
888 South Greenville Avenue Suite 134, Richardson, TX 75081
  • Personal Insurance
  • Auto Insurance
  • Property Insurance
  • Business Insurance

Why choose this provider?

Insurance Source of Dallas caters to the citizens of Pearland. The company offers car insurance solutions to experienced drivers and teenagers. Its agents assist customers in obtaining liability insurance and coverage options for collision, comprehensive, personal injury protection, and uninsured motorists. They also offer RV and motorcycle insurance products. In addition, the agency's property insurance department covers plans for renters, homeowners, and condominium dwellers. Insurance Source is local and independent and has over 20 years of experience in the industry.

License Verified:

License: 2986338

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (458)
Facebook
5.0 / 5 (99)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for a Quote

Pearland, TX

Why choose this provider?

Need help contacting a Local Car Insurance Agency in Pearland? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
2206 East Broadway Street, Pearland, TX 77581
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Rick Tinker Insurance serves Pearland and is an auto insurance business that is focused on listening to clients intently and not treating them as a statistic on a chart. The firm's policies cover collisions wherein the customer is at fault in a vehicular accident. It also provides comprehensive services for events that are not considered accidents such as vandalism and hail storms. Rick Tinker's homeowners' insurance services involve rigorous assessments of liabilities and values of properties.

License Verified:

License: 805279

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.8 / 5 (8)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
2750 Strawberry Road, Pasadena, TX 77502
  • Bundling Option

Why choose this provider?

Marcus Acosta is a State Farm insurance agent offering car insurance in Pearland. Marcus has been with State Farm since 2012. He has been a State Farm Top 100 New Agent Program Qualifier and Travel Qualifier. His team of seven agents has over 30 years of experience and can speak both English and Spanish. They can also assist in financial services and different types of insurance such as US Marine Corps, motorcycle, life and health, homeowner, renters, and business.

License Verified:

License: 1787099

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (113)
Facebook
4.8 / 5 (72)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4901 Broadway Street, Pearland, TX 77581
  • Motorcyle & ATV

Why choose this provider?

Insurance Plus Agencies, LLC, has been providing insurance solutions in Pearland and nearby areas since 1996. Its team of specialists will help the client throughout every stage of the process of acquiring the right insurance plan. If the client has an existing policy, the agents can conduct an evaluation and make recommendations for any additional coverage options that the clients could get to maximize their savings. Some of the products they offer are health, life insurance, home, and auto insurance with 24/7 claim services.

License Verified:

License: 11273

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
11200 Broadway Street, Pearland, TX 77584
  • Bundling Option

Why choose this provider?

Bello Insurance Services is a Pearland-based agency that assists clients in several areas including auto insurance. Its team provides car owners with insurance policy options from different carriers and helps them choose suitable plans. Some of the insurance companies the agents work with are Safeco Insurance, Gainsco Auto Insurance, Kemper Specialty, Progressive, and Dairyland. The agents at Bello Insurance Services are committed to providing personalized solutions and responsive customer support.

License Verified:

License: 8971412

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (92)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1506 Broadway Street, Pearland, TX 77581
  • Multiple Carriers

Why choose this provider?

Established by Roland Cardner, Texas Insurance Agency is a professional and full-service insurance and risk management business that serves clients in Pearland, Katy, and nearby areas. It offers a wide selection of insurance products and services, such as auto, boat and watercraft, and motorcycle insurance. It also crafts commercial insurance policies for small and medium enterprises. The company's expertise and background in insurance and risk management enable it to provide customers with a suitable insurance package that can accommodate their needs and requirements.

License Verified:

License: 1052863

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7902 Broadway Street, Pearland, TX 77581
  • Multiple Carriers

Why choose this provider?

Joe Cook & Associates Insurance is a car insurance provider in Pearland. Joe Cook and his team specialize in auto insurance policies. They help protect their clients against financial losses through comprehensive coverage for physical damages, medical expenses, and liabilities in the event of an accident. Joe Cook & Associates Insurance, which opened in January 1996, currently has three branches across the state to serve more local communities. Aside from assisting its customers, the company is also active in serving the community through various charitable causes.

License Verified:

License: 667332

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (32)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2404 South Main Street, Pearland, TX 77581
  • Motorcyle & ATV

Why choose this provider?

Ai United Insurance is an independent insurance agency that offers auto insurance plans to policy buyers located in the Pearland area. The company's car insurance includes property, liability, and medical coverages. In addition, its agents provide policies for motorcycles, SR-22s, homes, renters, and Mexican tourists. They also deal with surety bonds and general liability. The insurance agency is committed to being innovative and providing exceptional customer service to its clients.

License Verified:

License: 1266218

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
125 South Parking Place, Lake Jackson, TX 77566
  • Multiple Carriers

Why choose this provider?

Best Insurance Services, Inc., is an independent insurance company that serves the needs of customers in the Lake Jackson, Bay City, and Pearland areas. Its auto insurance has property, medical, and liability coverage for its customers. The company also covers SR-22 or the vehicle liability insurance endorsement for high-risk drivers. Aside from auto insurance, the company also offers homeowners', flood, and windstorm insurance. Best Insurance Services, Inc., works with several insurance carriers to provide customizable coverage for its customers.

License Verified:

License: 706382

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How does the deductible affect insurance premiums for Pearland residents?

    For Pearland drivers, selecting a higher deductible means a reduced monthly premium, while a lower deductible raises it. It's a balance between what drivers want to pay upfront and what they're comfortable paying after an incident. While some may opt for higher monthly premiums to have a reduced deductible, choosing an affordable option is vital to avoid unexpected hefty payments post-accident.

  • What is the mandatory liability insurance coverage for drivers in Pearland?

    In Pearland, drivers are obligated to have liability insurance. If deemed at fault in a car accident, this insurance covers the expenses for repairs to the other person's vehicle and any related medical costs from injuries. The mandated coverage in Pearland is categorized as 30/60/25: $30,000 for individual bodily injury, $60,000 for overall injury costs in an event, and $25,000 for damage to property per mishap.

  • How does age influence car insurance premiums for residents in Pearland?

    For Pearland residents, age is crucial in deciding car insurance rates. Due to their higher likelihood of being in accidents, younger drivers are often charged higher premiums. In contrast, older, more seasoned drivers generally receive lower rates because they pose a decreased risk to insurance providers. Pearland drivers need to be aware of this aspect when shopping for coverage.

  • What does collision coverage ensure for a car after an accident in Pearland?

    Collision coverage ensures that car repair or replacement costs are covered after an accident. Moreover, this policy provides protection if the car is stolen or damaged by vandalism or fire. Such unforeseen expenses can be financially challenging, so having this coverage offers Pearland residents a sense of security and relief. While often pricier, it's an investment that grants peace of mind during unfortunate incidents.

  • Why are auto insurance rates rising in Pearland?

    In Pearland, auto insurance rates are climbing due to factors like inflation and advanced car technology. The enhanced safety features in modern vehicles raise their value, making repairs pricier. While seeing renewal hikes is concerning for car owners, Pearland's robust insurance landscape offers diverse options, so exploring different companies is advisable.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.